leverage ratio

简明释义

杠杆比率

英英释义

例句

1.A high leverage ratio can signal potential financial distress for a company.

高杠杆比率可能表明公司面临潜在的财务困境。

2.The company's leverage ratio indicates its level of debt compared to its equity.

公司的杠杆比率表明其债务与股本的水平。

3.Banks use the leverage ratio to determine how much capital they need to hold.

银行使用杠杆比率来确定需要持有多少资本。

4.The leverage ratio is a key metric in evaluating a company's financial health.

在评估公司财务健康状况时，杠杆比率是一个关键指标。

5.Investors often look at the leverage ratio to assess financial risk.

投资者通常查看杠杆比率来评估财务风险。

作文

In the world of finance and investment, understanding various metrics is crucial for making informed decisions. One such important metric is the leverage ratio, which plays a significant role in assessing a company's financial health and risk profile. The leverage ratio refers to the proportion of debt a company uses to finance its assets. It is a critical indicator that helps investors and analysts understand how much debt a company has relative to its equity. A high leverage ratio can indicate that a company is heavily reliant on borrowed funds to operate, which can be a double-edged sword.On one hand, using debt can amplify a company's returns when times are good. If a company invests borrowed money wisely, it can generate higher profits than if it relied solely on equity financing. This is often seen in industries where capital investments are necessary for growth, such as real estate or manufacturing. However, a high leverage ratio also means increased risk. In times of economic downturn or poor performance, companies with high levels of debt may struggle to meet their obligations, leading to potential bankruptcy.Investors often look at the leverage ratio to gauge a company's risk level. A leverage ratio above the industry average might raise red flags, signaling that the company could be over-leveraged. Conversely, a low leverage ratio may suggest that a company is not taking full advantage of available financing options, potentially limiting its growth potential. Therefore, it's essential to analyze the leverage ratio in the context of the industry norms and the company's specific situation.Moreover, the leverage ratio can impact a company's credit rating. Credit rating agencies evaluate a company's ability to repay its debts, and a higher leverage ratio can lead to a lower credit rating, making it more expensive for the company to borrow in the future. This cycle can further exacerbate financial difficulties, as higher borrowing costs can eat into profits and cash flow.In conclusion, the leverage ratio is a vital financial metric that reflects the relationship between a company's debt and equity. Understanding this ratio can provide valuable insights into a company's financial stability and risk exposure. While leveraging can enhance returns during favorable market conditions, it can also pose significant risks when the economic landscape shifts. Investors should carefully evaluate the leverage ratio alongside other financial indicators to make well-rounded investment decisions. Ultimately, a balanced approach to leverage can help companies grow sustainably while managing risk effectively.

在金融和投资的世界中，理解各种指标对于做出明智的决策至关重要。其中一个重要的指标是杠杆比率，它在评估公司财务健康和风险状况方面发挥着重要作用。杠杆比率指的是公司用来融资其资产的债务比例。这是一个关键指标，帮助投资者和分析师理解公司相对于股本的债务水平。高杠杆比率可能表明公司在运营中高度依赖借款，这可能是一把双刃剑。一方面，使用债务可以在经济形势良好时放大公司的回报。如果一家公司明智地投资借来的资金，就能产生比仅依靠股权融资更高的利润。这在需要资本投资以实现增长的行业中经常出现，例如房地产或制造业。然而，高杠杆比率也意味着增加了风险。在经济下滑或表现不佳时，负债水平较高的公司可能难以履行义务，导致潜在的破产。投资者通常会查看杠杆比率来评估公司的风险水平。高于行业平均水平的杠杆比率可能会引起警觉，表明公司可能过度负债。相反，低杠杆比率可能表明公司没有充分利用可用的融资选项，这可能限制其增长潜力。因此，分析杠杆比率时必须考虑行业规范和公司的具体情况。此外，杠杆比率还会影响公司的信用评级。信用评级机构评估公司偿还债务的能力，而较高的杠杆比率可能导致较低的信用评级，使公司未来借款的成本更高。这种循环可能进一步加剧财务困难，因为更高的借款成本会侵蚀利润和现金流。总之，杠杆比率是一个重要的财务指标，反映了公司债务与股本之间的关系。理解这一比率可以为公司财务稳定性和风险暴露提供有价值的见解。虽然在市场条件有利时使用杠杆可以提高回报，但当经济环境发生变化时，它也可能带来重大风险。投资者应仔细评估杠杆比率以及其他财务指标，以做出全面的投资决策。最终，采用平衡的杠杆方式可以帮助公司可持续增长，同时有效管理风险。