carrying charge

简明释义

附加价格［分期付款购货的］

英英释义

例句

1.The carrying charge on the credit card can accumulate quickly if not paid off monthly.

如果每月不还清，信用卡上的持有费用可能会快速累积。

2.A high carrying charge can deter customers from using certain financial products.

高额的持有费用可能会阻止客户使用某些金融产品。

3.The bank charges a carrying charge for maintaining the loan account.

银行收取维护贷款账户的持有费用。

4.Before investing, make sure you understand the carrying charge associated with your investment.

在投资之前，确保你了解与投资相关的持有费用。

5.Investors need to consider the carrying charge when calculating the total cost of holding an asset.

投资者在计算持有资产的总成本时需要考虑持有费用。

作文

In the world of finance and accounting, understanding various terms is crucial for effective management and decision-making. One such term that often comes up in discussions about investments and loans is carrying charge. The carrying charge refers to the cost associated with holding or maintaining an asset over a period of time. This can include expenses such as interest payments on borrowed funds, storage fees for physical goods, insurance costs, and even depreciation. For instance, if a company holds inventory, the carrying charge would encompass not only the cost of purchasing the inventory but also the ongoing expenses necessary to keep it in good condition until it is sold.Understanding carrying charge is essential for both businesses and individual investors. For businesses, high carrying charges can significantly impact profitability. If the cost of holding inventory exceeds the profits generated from selling that inventory, a business may need to reevaluate its inventory management strategies. This could mean reducing stock levels, improving sales forecasting, or even negotiating better terms with suppliers to lower the initial purchase costs.On the other hand, for individual investors, knowing how carrying charges affect their investments can lead to more informed decisions. For example, when investing in real estate, investors must consider not just the purchase price of a property but also the carrying charges associated with it, such as mortgage interest, property taxes, maintenance costs, and potential vacancy periods. These factors can greatly influence the return on investment and should be meticulously calculated before making any commitments.Moreover, the concept of carrying charge is particularly relevant in the commodities market. Traders often have to account for carrying charges when they decide whether to buy or sell commodities. If the carrying charges are too high, it might not be worth holding onto the commodity, especially if market prices are declining. Thus, understanding the dynamics of carrying charge can provide traders with a competitive edge in the marketplace.In conclusion, the term carrying charge serves as a reminder of the hidden costs associated with holding assets, whether they are physical goods or financial securities. By grasping the implications of carrying charge, businesses can improve their financial health, and investors can make better-informed decisions. Overall, recognizing the importance of carrying charges is vital for anyone involved in financial planning or investment management. As we navigate through complex financial landscapes, keeping a close eye on carrying charges will undoubtedly lead to more strategic and successful outcomes.

在金融和会计的世界中，理解各种术语对有效管理和决策至关重要。其中一个经常出现在投资和贷款讨论中的术语是持有费用。持有费用指的是在一段时间内持有或维护资产所产生的成本。这可以包括借款的利息支付、实物商品的存储费用、保险费用，甚至折旧。例如，如果一家公司持有库存，那么持有费用不仅包括购买库存的成本，还包括在销售之前保持库存良好状态所需的持续费用。理解持有费用对企业和个人投资者都至关重要。对于企业而言，高持有费用可能会显著影响盈利能力。如果持有库存的成本超过了销售该库存所产生的利润，那么公司可能需要重新评估其库存管理策略。这可能意味着减少库存水平、改善销售预测，甚至与供应商谈判以降低初始采购成本。另一方面，对于个人投资者来说，了解持有费用如何影响他们的投资可以导致更明智的决策。例如，在房地产投资中，投资者必须考虑的不仅是物业的购买价格，还有与之相关的持有费用，例如抵押贷款利息、财产税、维护费用以及潜在的空置期。这些因素可以极大地影响投资回报，因此在做出任何承诺之前应仔细计算。此外，持有费用的概念在商品市场中特别相关。交易者在决定是否买卖商品时，往往必须考虑持有费用。如果持有费用过高，持有商品可能就不值得，尤其是在市场价格下跌的情况下。因此，理解持有费用的动态可以为交易者在市场中提供竞争优势。总之，持有费用这一术语提醒我们持有资产所涉及的隐性成本，无论这些资产是实物商品还是金融证券。通过掌握持有费用的含义，企业可以改善其财务状况，投资者可以做出更明智的决策。总的来说，认识到持有费用的重要性对任何参与财务规划或投资管理的人来说都是至关重要的。在我们穿越复杂的金融环境时，密切关注持有费用无疑会导致更具战略性和成功的结果。