documentary promissory note

简明释义

附单期票

英英释义

例句

1.The bank required a documentary promissory note 文件承诺票据 before approving the loan.

银行在批准贷款之前要求提供一份文件承诺票据。

2.To secure the shipment, the exporter provided a documentary promissory note 文件承诺票据 to the importer.

为了确保货物运输，出口商向进口商提供了一份文件承诺票据。

3.In international trade, a documentary promissory note 文件承诺票据 is often used to facilitate transactions.

在国际贸易中，文件承诺票据常用于促进交易。

4.The lawyer explained the importance of a documentary promissory note 文件承诺票据 in securing financing.

律师解释了在获得融资时文件承诺票据的重要性。

5.The documentary promissory note 文件承诺票据 served as a guarantee for the payment.

这份文件承诺票据作为付款的担保。

作文

In the world of finance and business, various instruments are used to facilitate transactions and ensure that parties fulfill their obligations. One such instrument is the documentary promissory note, which plays a crucial role in international trade and financing. Understanding what a documentary promissory note is and how it functions can help individuals and businesses navigate complex financial landscapes more effectively.A documentary promissory note is essentially a written promise made by one party (the borrower) to pay a specified sum of money to another party (the lender) at a predetermined time. Unlike a standard promissory note, a documentary promissory note is often accompanied by documents that support the transaction. These documents can include shipping documents, invoices, or other evidence of the goods or services provided. The inclusion of these supporting documents adds an extra layer of security for the lender, as it provides tangible proof of the underlying transaction.The use of a documentary promissory note is particularly common in international trade, where transactions can be complicated by factors such as different legal systems, currencies, and customs regulations. When a buyer and seller agree on a transaction, the buyer may issue a documentary promissory note to the seller. This note assures the seller that they will receive payment once the goods are shipped and the necessary documentation is presented.One of the key advantages of using a documentary promissory note is that it helps mitigate risks associated with international transactions. For instance, if a buyer fails to pay, the seller can present the documentary promissory note along with the supporting documents to a bank or financial institution to seek recourse. This process is often quicker and more straightforward than pursuing legal action in a foreign jurisdiction.Moreover, a documentary promissory note can also enhance the credibility of the parties involved. When a seller receives a documentary promissory note, it indicates that the buyer is serious about the transaction and has the intention to fulfill their payment obligations. This assurance can foster trust and encourage smoother negotiations between parties.However, it is important to note that a documentary promissory note is not without its challenges. The complexity of the documents involved can sometimes lead to disputes over the terms of the agreement or the quality of the goods delivered. Therefore, it is essential for both parties to clearly outline the terms and conditions associated with the documentary promissory note to avoid misunderstandings.In conclusion, a documentary promissory note is a vital financial instrument that facilitates transactions, particularly in international trade. By combining a promise of payment with supporting documents, it provides security and credibility to both buyers and sellers. Understanding the functionalities and implications of a documentary promissory note can empower individuals and businesses to engage in transactions with greater confidence and clarity. As global commerce continues to evolve, the importance of such instruments will only increase, making it imperative for stakeholders to familiarize themselves with these concepts.

在金融和商业世界中，各种工具被用来促进交易并确保各方履行其义务。其中一个工具是文书本票，它在国际贸易和融资中发挥着至关重要的作用。理解什么是文书本票以及它如何运作，可以帮助个人和企业更有效地应对复杂的金融环境。文书本票本质上是由一方（借款人）向另一方（贷方）发出的书面承诺，承诺在预定时间支付特定金额的款项。与标准本票不同，文书本票通常附带支持交易的文件。这些文件可以包括运输单据、发票或其他提供的商品或服务的证据。这些支持文件的加入为贷方增加了一层额外的安全性，因为它提供了交易的有形证明。文书本票的使用在国际贸易中尤为常见，因为交易可能会受到不同法律体系、货币和海关法规等因素的复杂影响。当买卖双方就交易达成一致时，买方可能会向卖方发出文书本票。该票据向卖方保证，一旦商品发货并提交必要的文件，他们将收到付款。使用文书本票的一个主要优点是，它有助于降低与国际交易相关的风险。例如，如果买方未能付款，卖方可以将文书本票及其支持文件提交给银行或金融机构以寻求补救。这个过程通常比在外国法域追求法律行动要快得多且更简单。此外，文书本票还可以增强参与方的信誉。当卖方收到文书本票时，这表明买方对交易是认真的，并有意履行其付款义务。这种保证可以促进信任，鼓励各方之间更加顺利的谈判。然而，重要的是要注意，文书本票并非没有挑战。涉及的文件复杂性有时会导致关于协议条款或交付商品质量的争议。因此，对于双方来说，清楚地列出与文书本票相关的条款和条件，以避免误解是至关重要的。总之，文书本票是一种重要的金融工具，促进交易，特别是在国际贸易中。通过将付款承诺与支持文件相结合，它为买卖双方提供了安全性和信誉。理解文书本票的功能和影响，可以使个人和企业更有信心和清晰地进行交易。随着全球商业的不断发展，此类工具的重要性只会增加，因此利益相关者必须熟悉这些概念。