gross liabilities

简明释义

负债总额

英英释义

例句

1.The company's financial report revealed that its gross liabilities 总负债 had increased significantly over the past year.

公司的财务报告显示，其总负债在过去一年中显著增加。

2.Investors often look at gross liabilities 总负债 to assess the risk associated with a company's debt levels.

投资者通常查看总负债以评估与公司债务水平相关的风险。

3.The auditor noted that the firm’s gross liabilities 总负债 exceeded its assets, raising concerns about its solvency.

审计员指出，该公司的总负债超过了其资产，这引发了对其偿债能力的担忧。

4.A high level of gross liabilities 总负债 can indicate potential financial instability for a business.

高水平的总负债可能表明企业潜在的财务不稳定。

5.Before applying for a loan, it's important to calculate your gross liabilities 总负债 to understand your debt-to-income ratio.

在申请贷款之前，计算你的总负债以了解你的债务与收入比率是很重要的。

作文

In the world of finance and accounting, understanding the concept of gross liabilities is crucial for both individuals and businesses. Gross liabilities refer to the total amount of financial obligations that a company or individual owes to creditors before any deductions or offsets are applied. This figure includes all forms of debt, such as loans, bonds payable, and other financial commitments, providing a clear picture of the total liabilities without taking into account any assets or resources that could be used to settle these debts.The importance of accurately assessing gross liabilities cannot be overstated. For businesses, this metric is vital for evaluating their financial health and stability. Investors and creditors often look at gross liabilities to gauge the risk associated with lending money or investing in a company. A high level of gross liabilities relative to assets can indicate potential financial distress, which may deter investment and increase borrowing costs.Moreover, understanding gross liabilities helps in strategic decision-making. Companies with high gross liabilities may need to consider restructuring their debt, exploring refinancing options, or even cutting costs to improve their balance sheets. Additionally, this understanding allows management to communicate effectively with stakeholders about the company’s financial position and future prospects.On a personal finance level, individuals also need to be aware of their gross liabilities. This includes credit card debt, mortgages, student loans, and any other financial obligations. By knowing their gross liabilities, individuals can better manage their finances, create budgets, and plan for future expenses. It serves as a wake-up call for many to assess their spending habits and make necessary adjustments to avoid falling into debt traps.Furthermore, the relationship between gross liabilities and net worth is important to understand. Net worth is calculated by subtracting total liabilities from total assets. Therefore, a high level of gross liabilities can significantly impact an individual’s or a company's net worth. This relationship highlights the importance of not only monitoring gross liabilities but also actively working to reduce them over time.In conclusion, gross liabilities are a fundamental aspect of financial analysis that should never be overlooked. Whether for businesses or individuals, understanding this concept is key to making informed financial decisions and ensuring long-term economic stability. By keeping track of gross liabilities, one can take proactive steps towards managing debt, improving financial health, and ultimately achieving financial goals. As the saying goes, knowledge is power; thus, being aware of one’s gross liabilities can lead to better financial outcomes and a more secure future.

在金融和会计的世界中，理解总负债的概念对个人和企业来说至关重要。总负债是指公司或个人在未进行任何扣除或抵消的情况下，欠债权人的全部财务义务金额。这个数字包括所有形式的债务，如贷款、应付债券和其他财务承诺，提供了一个清晰的负债总额的图景，而不考虑任何可以用于偿还这些债务的资产或资源。准确评估总负债的重要性不容小觑。对于企业来说，这一指标对于评估其财务健康和稳定性至关重要。投资者和债权人通常会关注总负债来评估借钱或投资于公司的风险。相对于资产而言，高水平的总负债可能表明潜在的财务困境，这可能会阻碍投资并增加借款成本。此外，理解总负债有助于战略决策。负债高企的公司可能需要考虑重组债务、探索再融资选项，或甚至削减成本以改善资产负债表。此外，这种理解使管理层能够有效地与利益相关者沟通公司财务状况和未来前景。在个人财务层面，个人也需要意识到自己的总负债。这包括信用卡债务、抵押贷款、学生贷款和任何其他财务义务。通过了解自己的总负债，个人可以更好地管理财务、制定预算并规划未来支出。这对许多人来说是一个警钟，促使他们评估自己的消费习惯并做出必要的调整，以避免陷入债务陷阱。此外，理解总负债与净资产之间的关系也很重要。净资产是通过从总资产中减去总负债来计算的。因此，高水平的总负债可能会显著影响个人或公司的净资产。这一关系突显了不仅要监控总负债，还要积极努力减少它们的重要性。总之，总负债是财务分析的一个基本方面，绝不能被忽视。无论是对于企业还是个人，理解这一概念是做出明智财务决策和确保长期经济稳定的关键。通过跟踪总负债，人们可以采取主动措施来管理债务、改善财务健康，最终实现财务目标。正如谚语所说，知识就是力量；因此，了解自己的总负债可以带来更好的财务结果和更安全的未来。