debt-to-asset ratio

简明释义

负债与资产比率

英英释义

例句

1.The firm reduced its debt-to-asset ratio 负债资产比率 by paying off some of its loans last year.

该公司通过偿还部分贷款降低了其负债资产比率。

2.A high debt-to-asset ratio 负债资产比率 may signal potential risks to creditors and investors.

高负债资产比率可能向债权人和投资者发出潜在风险的信号。

3.Investors often look at the debt-to-asset ratio 负债资产比率 to assess a firm's financial health before making investment decisions.

投资者通常查看负债资产比率以评估公司在做出投资决策前的财务健康状况。

4.Analysts recommend keeping the debt-to-asset ratio 负债资产比率 below 0.5 for stable growth.

分析师建议将负债资产比率保持在0.5以下，以实现稳定增长。

5.The company's debt-to-asset ratio 负债资产比率 indicates that it is heavily reliant on debt to finance its operations.

该公司的负债资产比率表明它在很大程度上依赖债务来融资其运营。

作文

The financial health of a company can be assessed through various metrics, one of the most important being the debt-to-asset ratio. This ratio indicates the proportion of a company's assets that are financed through debt, providing insights into its leverage and financial stability. A higher debt-to-asset ratio suggests that a larger portion of the company's assets is funded by debt, which may increase financial risk, especially if the company faces downturns in revenue or economic challenges. Conversely, a lower debt-to-asset ratio implies that the company relies more on equity financing, reducing its financial risk but potentially limiting its growth opportunities.To calculate the debt-to-asset ratio, one simply divides total liabilities by total assets. For instance, if a company has total liabilities of $500,000 and total assets of $1,000,000, its debt-to-asset ratio would be 0.5, or 50%. This means that half of the company's assets are financed through debt. Investors often look at this ratio to gauge the risk associated with investing in a particular company. A ratio above 0.6 might raise red flags for potential investors, indicating that the company is heavily reliant on debt.Understanding the debt-to-asset ratio is crucial for both investors and company management. For investors, it helps in making informed decisions about where to allocate their resources. A company with a high debt-to-asset ratio may struggle to meet its debt obligations during economic downturns, leading to potential losses for investors. On the other hand, a company with a manageable debt-to-asset ratio may be viewed as a safer investment, capable of weathering financial storms.For company management, monitoring the debt-to-asset ratio is essential for strategic planning and financial forecasting. If a company finds itself with an increasing debt-to-asset ratio, it may need to reassess its borrowing strategies and consider ways to reduce debt or increase asset value. This could involve cutting costs, improving operational efficiency, or seeking additional equity financing. In conclusion, the debt-to-asset ratio serves as a vital indicator of a company's financial structure and risk profile. By understanding and monitoring this ratio, stakeholders can make better decisions regarding investments and financial management. Whether you are an investor looking to minimize risk or a manager aiming to optimize your company's capital structure, the debt-to-asset ratio is a key metric to keep in mind. As businesses navigate the complexities of the financial landscape, maintaining a balanced debt-to-asset ratio will be critical for long-term success and sustainability.

公司的财务健康状况可以通过多种指标进行评估，其中最重要的一个是债务资产比率。这个比率表示公司资产中有多少比例是通过债务融资的，为其杠杆和财务稳定性提供了洞察。较高的债务资产比率表明公司资产中更大一部分是通过债务融资的，这可能增加财务风险，特别是在公司面临收入下降或经济挑战时。相反，较低的债务资产比率则意味着公司更多依赖于股权融资，从而降低了财务风险，但可能限制其增长机会。要计算债务资产比率，只需将总负债除以总资产。例如，如果一家公司总负债为500,000美元，总资产为1,000,000美元，则其债务资产比率为0.5，即50%。这意味着公司的资产中有一半是通过债务融资的。投资者通常会关注这一比率，以评估投资特定公司的风险。超过0.6的比率可能会引起潜在投资者的警惕，表明公司对债务的依赖程度很高。理解债务资产比率对投资者和公司管理层都至关重要。对于投资者而言，它有助于做出关于资源分配的明智决策。拥有高债务资产比率的公司可能在经济低迷时期难以履行债务义务，从而导致投资者的潜在损失。另一方面，拥有可控的债务资产比率的公司可能被视为更安全的投资，能够抵御财务风暴。对于公司管理层而言，监测债务资产比率对于战略规划和财务预测至关重要。如果公司发现自身的债务资产比率不断上升，可能需要重新评估其借贷策略，并考虑减少债务或增加资产价值的方法。这可能涉及削减成本、提高运营效率或寻求额外的股权融资。总之，债务资产比率作为公司财务结构和风险概况的重要指标。通过理解和监测这一比率，利益相关者可以做出更好的投资和财务管理决策。无论您是希望降低风险的投资者，还是希望优化公司资本结构的管理者，债务资产比率都是需要牢记的关键指标。随着企业在复杂的金融环境中航行，保持平衡的债务资产比率将对长期成功和可持续发展至关重要。