debt-to-equity ratio

简明释义

负债与产权比率

英英释义

The debt-to-equity ratio is a financial metric that compares a company's total liabilities to its shareholder equity, indicating the relative proportion of debt and equity used to finance the company's assets.

债务与股本比率是一个财务指标,用于比较公司总负债与股东权益的关系,表明用于融资公司资产的债务和股本的相对比例。

例句

1.Investors often compare the debt-to-equity ratio 负债与股本比率 of companies within the same industry.

投资者通常会比较同一行业内公司的负债与股本比率

2.A company with a high debt-to-equity ratio 负债与股本比率 may be considered risky by investors.

一家拥有高负债与股本比率的公司可能会被投资者视为风险较高。

3.A low debt-to-equity ratio 负债与股本比率 indicates that a company is less reliant on borrowed funds.

负债与股本比率表明公司对借款资金的依赖较小。

4.When evaluating a startup, many venture capitalists look closely at its debt-to-equity ratio 负债与股本比率 to assess financial stability.

在评估初创公司时,许多风险投资家会密切关注其负债与股本比率以评估财务稳定性。

5.A rising debt-to-equity ratio 负债与股本比率 can signal potential financial trouble for a business.

上升的负债与股本比率可能预示着企业潜在的财务问题。

作文

The concept of the debt-to-equity ratio is a fundamental metric in the world of finance, particularly when evaluating a company's financial leverage. This ratio compares a company's total liabilities to its shareholders' equity, offering insights into how much debt the company is using to finance its operations relative to the equity provided by its owners. A high debt-to-equity ratio indicates that a company is primarily financed through debt, which can be risky if the company faces financial difficulties, as it may struggle to meet its obligations. Conversely, a low debt-to-equity ratio suggests that a company is relying more on equity financing, which may indicate a more stable financial position but could also imply that the company is not taking advantage of leverage to fuel growth.Understanding the debt-to-equity ratio is crucial for investors and stakeholders who are assessing the risk and return profile of a company. For instance, companies in capital-intensive industries, such as utilities or manufacturing, often have higher debt-to-equity ratios due to the significant investments required for infrastructure and equipment. In contrast, technology companies may operate with lower ratios because they typically require less physical capital and can rely more on equity funding.When analyzing a company's debt-to-equity ratio, it is important to consider industry benchmarks. Different sectors have varying norms for acceptable levels of debt. For example, a debt-to-equity ratio of 1.5 might be considered normal for a utility company, while the same ratio might raise red flags for a tech startup. Therefore, context is key when interpreting this financial metric.In practical terms, calculating the debt-to-equity ratio is straightforward. The formula is simply total liabilities divided by total equity. For instance, if a company has total liabilities of $500,000 and total equity of $250,000, its debt-to-equity ratio would be 2.0. This means that for every dollar of equity, the company has two dollars of debt, indicating a potentially high level of financial risk.Moreover, the debt-to-equity ratio can be influenced by various factors, including economic conditions, interest rates, and company performance. During periods of economic growth, companies may take on more debt to expand their operations, leading to higher debt-to-equity ratios. Conversely, in times of recession, companies may focus on paying down debt, resulting in lower ratios.In conclusion, the debt-to-equity ratio serves as a critical indicator of a company's financial health and risk profile. By comparing a company's debt to its equity, stakeholders can gauge its reliance on borrowed funds versus owned capital. However, it is essential to analyze this ratio in the context of industry standards and economic conditions to make informed investment decisions. Ultimately, understanding the nuances of the debt-to-equity ratio can empower investors to better assess potential risks and rewards in their financial endeavors.

“债务与股本比率”是金融领域中的一个基本指标,特别是在评估公司的财务杠杆时。该比率比较公司的总负债与股东权益,提供了有关公司使用多少债务来为其运营融资相对于所有者提供的股本的见解。较高的债务与股本比率表明公司主要通过债务融资,这在公司面临财务困难时可能会很危险,因为它可能难以满足其义务。相反,较低的债务与股本比率表明公司更多依赖于股权融资,这可能表示更稳定的财务状况,但也可能暗示公司没有利用杠杆来促进增长。理解债务与股本比率对评估公司的风险和回报特征的投资者和利益相关者至关重要。例如,资本密集型行业(如公用事业或制造业)的公司通常具有较高的债务与股本比率,因为基础设施和设备需要巨额投资。相比之下,科技公司可能以较低的比率运营,因为它们通常需要较少的实物资本,并且可以更多地依赖股权融资。在分析公司的债务与股本比率时,考虑行业基准非常重要。不同的行业对可接受的债务水平有不同的规范。例如,公用事业公司的债务与股本比率为1.5可能被认为是正常的,而同样的比率可能会引起对一家科技初创公司的警惕。因此,在解读这一财务指标时,上下文是关键。在实际操作中,计算债务与股本比率非常简单。公式是总负债除以总股本。例如,如果一家公司总负债为500,000美元,总股本为250,000美元,则其债务与股本比率将为2.0。这意味着每一美元的股本,公司有两美元的债务,表明潜在的财务风险较高。此外,债务与股本比率可能受到多种因素的影响,包括经济条件、利率和公司表现。在经济增长时期,公司可能会承担更多债务以扩展其运营,从而导致较高的债务与股本比率。相反,在衰退时期,公司可能会专注于偿还债务,从而导致较低的比率。总之,债务与股本比率作为公司财务健康和风险特征的关键指标。通过比较公司的债务与其股本,利益相关者可以判断其对借款资金与自有资本的依赖程度。然而,在做出明智的投资决策时,将该比率置于行业标准和经济条件的背景下进行分析至关重要。最终,理解债务与股本比率的细微差别可以使投资者更好地评估其财务活动中的潜在风险和回报。

相关单词

ratio

ratio详解:怎么读、什么意思、用法