balance of debt; balance of liabilities

简明释义

负债余额

英英释义

例句

1.Investors often analyze the balance of debt 债务余额 to assess a company's risk profile.

投资者通常分析债务余额以评估公司的风险状况。

2.The accountant provided a detailed report on the balance of liabilities 负债余额 for the annual audit.

会计师提供了关于年度审计的负债余额的详细报告。

3.The company's balance of debt 债务余额 has increased significantly over the past year, raising concerns among investors.

该公司的债务余额在过去一年中显著增加，令投资者感到担忧。

4.To improve financial health, we need to reduce our balance of liabilities 负债余额 by at least 20% this quarter.

为了改善财务状况，我们需要在本季度将我们的负债余额减少至少20%。

5.A high balance of debt 债务余额 can lead to higher interest rates on future loans.

高债务余额可能导致未来贷款的利率上升。

作文

In today's complex financial landscape, understanding the concept of balance of debt and balance of liabilities is crucial for both individuals and businesses. These terms refer to the total amount of money that an entity owes to others, and they play a vital role in assessing financial health and stability. The balance of debt encompasses all forms of borrowing, including loans, credit card debts, and mortgages. In contrast, the balance of liabilities includes not only debts but also other obligations such as accounts payable and accrued expenses.For individuals, maintaining a healthy balance of debt is essential for achieving financial freedom. High levels of personal debt can lead to stress and limit one’s ability to invest in future opportunities, such as purchasing a home or saving for retirement. It is advisable for individuals to regularly monitor their balance of liabilities to ensure that they are not living beyond their means. This involves creating a budget, tracking expenses, and making timely payments on debts to avoid accruing additional interest.Businesses also face the challenge of managing their balance of debt and balance of liabilities. A company with excessive debt may find it difficult to secure additional financing, which can hinder growth and expansion efforts. Investors often evaluate a company’s financial statements to understand its balance of liabilities, as a high ratio of liabilities to assets can indicate potential risks. Therefore, businesses must strategically manage their debts and liabilities to maintain a favorable credit rating and ensure long-term sustainability.One effective strategy for managing the balance of debt is debt consolidation. This involves combining multiple debts into a single loan with a lower interest rate, making it easier to manage monthly payments. Additionally, businesses can negotiate with creditors to restructure their balance of liabilities, allowing for more manageable payment terms. By actively managing their debts and liabilities, both individuals and businesses can improve their financial situations and reduce the risk of insolvency.In conclusion, the concepts of balance of debt and balance of liabilities are integral to understanding financial stability. Individuals must keep their personal debts in check to avoid financial distress, while businesses must strategically manage their liabilities to foster growth. Regular monitoring and proactive management of these balances can lead to healthier financial outcomes and greater peace of mind. Ultimately, mastering the art of managing one’s balance of debt and balance of liabilities is essential for achieving financial success and security.

在当今复杂的金融环境中，理解“债务余额”和“负债余额”的概念对个人和企业都至关重要。这些术语指的是一个实体所欠他人的总金额，它们在评估财务健康和稳定性方面发挥着重要作用。“债务余额”包括所有形式的借款，如贷款、信用卡债务和抵押贷款。相反，“负债余额”不仅包括债务，还包括其他义务，如应付账款和应计费用。对于个人来说，保持健康的“债务余额”对实现财务自由至关重要。高水平的个人债务可能导致压力，并限制个人在未来投资机会上的能力，例如购买房屋或为退休储蓄。建议个人定期监控他们的“负债余额”，以确保他们没有超出自己的经济能力。这涉及到制定预算、跟踪支出，并及时偿还债务，以避免产生额外的利息。企业同样面临管理“债务余额”和“负债余额”的挑战。债务过多的公司可能会发现很难获得额外融资，这可能会阻碍其增长和扩展努力。投资者通常评估公司的财务报表，以了解其“负债余额”，因为高负债与资产的比率可能表明潜在风险。因此，企业必须战略性地管理其债务和负债，以维持良好的信用评级并确保长期可持续发展。管理“债务余额”的一种有效策略是债务整合。这涉及将多项债务合并为一笔利率较低的贷款，从而使每月还款更容易。此外，企业可以与债权人协商重组其“负债余额”，允许更易于管理的还款条款。通过积极管理其债务和负债，个人和企业都可以改善其财务状况，降低破产风险。总之，“债务余额”和“负债余额”的概念是理解财务稳定性的关键。个人必须控制自己的债务，以避免财务困境，而企业则必须战略性地管理其负债，以促进增长。定期监控和主动管理这些余额可以带来更健康的财务结果和更大的心理安宁。最终，掌握管理自身“债务余额”和“负债余额”的艺术对于实现财务成功和安全至关重要。