debt ratio

简明释义

负债比率

英英释义

例句

1.Investors often look at the debt ratio when assessing risk.

投资者在评估风险时常常关注负债比率。

2.A high debt ratio may suggest that a company is over-leveraged.

高负债比率可能表明公司过度负债。

3.The company's debt ratio indicates its financial leverage.

公司的负债比率表明其财务杠杆情况。

4.To improve its debt ratio, the firm decided to pay off some loans.

为了改善其负债比率，公司决定偿还一些贷款。

5.The debt ratio of this startup is quite low, making it an attractive investment.

这家初创公司的负债比率相当低，使其成为一个有吸引力的投资。

作文

Understanding financial metrics is essential for both investors and business owners, as these metrics provide insight into a company’s financial health. One of the most important ratios to consider is the debt ratio, which measures the proportion of a company's assets that are financed by debt. This ratio is crucial because it helps assess the risk associated with a company's capital structure. A high debt ratio indicates that a larger portion of the company’s assets are funded through borrowing, which could lead to financial instability if the company faces downturns in revenue or increases in interest rates.The debt ratio is calculated by dividing total liabilities by total assets. For example, if a company has total liabilities of $500,000 and total assets of $1,000,000, its debt ratio would be 0.5, or 50%. This means that half of the company’s assets are financed through debt. Investors often use this ratio to evaluate whether a company is over-leveraged or operating at a sustainable level of debt.In general, a debt ratio below 0.4 is considered healthy, indicating that the company is not overly reliant on debt to finance its operations. Conversely, a debt ratio above 0.6 may signal potential financial risk, as it suggests that the company might struggle to meet its debt obligations during economic downturns. However, it is also important to consider industry standards when evaluating this ratio, as some industries naturally operate with higher debt levels due to the capital-intensive nature of their operations.For instance, utility companies often have high debt ratios because they require substantial investment in infrastructure. In such cases, investors might view a higher debt ratio as acceptable, provided that the company generates stable cash flows to cover its debt payments.Moreover, the debt ratio can fluctuate over time due to various factors such as changes in market conditions, interest rates, and company performance. Therefore, it is crucial for stakeholders to monitor this ratio regularly and compare it against historical data and industry benchmarks. This ongoing analysis can help identify trends that may indicate improving or deteriorating financial health.In conclusion, the debt ratio serves as a vital tool for assessing a company's financial leverage and risk. By understanding and analyzing this ratio, investors and business owners can make informed decisions that align with their financial goals. Whether you are considering investing in a company or managing your own business, keeping an eye on the debt ratio is essential for ensuring long-term financial stability and success.

理解财务指标对投资者和企业主来说至关重要，因为这些指标提供了公司财务健康状况的洞察。其中最重要的比率之一是债务比率，它衡量公司资产中有多少比例是通过债务融资的。这个比率至关重要，因为它有助于评估与公司资本结构相关的风险。较高的债务比率表明，公司资产中更大部分是通过借款资助的，如果公司面临收入下滑或利率上升的情况，可能会导致财务不稳定。债务比率的计算方法是将总负债除以总资产。例如，如果一家公司总负债为500,000美元，总资产为1,000,000美元，则其债务比率为0.5，即50%。这意味着公司的资产中有一半是通过债务融资的。投资者通常使用这个比率来评估公司是否过度负债或在可持续的债务水平上运营。一般而言，低于0.4的债务比率被视为健康，表明公司并不过于依赖债务来融资其运营。相反，超过0.6的债务比率可能会发出潜在财务风险的信号，因为这表明公司在经济衰退期间可能难以履行其债务义务。然而，在评估这一比率时，还需要考虑行业标准，因为某些行业由于其资本密集型的特性，自然会运营较高的债务水平。例如，公用事业公司通常具有较高的债务比率，因为它们需要在基础设施上进行大量投资。在这种情况下，投资者可能会将较高的债务比率视为可接受，前提是公司能够产生稳定的现金流来覆盖其债务支付。此外，债务比率可能会因市场条件、利率和公司业绩等各种因素而波动。因此，利益相关者定期监测该比率并与历史数据和行业基准进行比较至关重要。这种持续分析可以帮助识别可能表明财务健康改善或恶化的趋势。总之，债务比率作为评估公司财务杠杆和风险的重要工具。通过理解和分析这一比率，投资者和企业主可以做出与其财务目标一致的明智决策。无论您是在考虑投资一家公司还是管理自己的企业，关注债务比率对于确保长期财务稳定和成功都是至关重要的。