paid check; cancelled check

简明释义

付讫支票

英英释义

例句

1.He forgot to record the paid check 已支付支票 in his ledger.

他忘记在账本中记录已支付支票。

2.The bank issued a cancelled check 已作废支票 as proof of payment.

银行出具了一张已作废支票作为付款证明。

3.I received the paid check 已支付支票 in the mail yesterday.

我昨天在邮件中收到了已支付支票。

4.After I deposited the paid check 已支付支票, it cleared within two days.

在我存入已支付支票后，它在两天内清算。

5.Make sure to keep a copy of the cancelled check 已作废支票 for your records.

确保保存一份已作废支票的副本以备记录。

作文

In the realm of personal finance and banking, understanding various terms is crucial for effective money management. Two such terms are paid check and cancelled check. A paid check refers to a check that has been processed by the bank and the funds have been withdrawn from the account of the issuer. This means that the payee has received the money, and the transaction is complete. On the other hand, a cancelled check is one that has been cleared and marked as paid by the bank, but it can also refer to a check that has been voided before it was processed. Understanding these terms can help individuals keep track of their finances more effectively.When an individual writes a paid check, they are essentially instructing their bank to transfer a specific amount of money to the payee. This is a common practice for paying bills, making purchases, or settling debts. Once the check is cashed or deposited by the payee, the bank processes it, and the amount is deducted from the issuer's account. The transaction is then recorded, and the check is marked as paid. This process ensures that both parties have a clear record of the exchange, providing transparency and accountability in financial transactions.On the contrary, a cancelled check serves a different purpose. It is often used as a reference document to prove that a payment was made or to verify account information. When a check is cancelled, it does not mean that the transaction was unsuccessful; rather, it indicates that the check has been cleared and cannot be used again. This is particularly important for businesses and individuals who need to maintain accurate financial records. A cancelled check can be used for various purposes, including tax audits, loan applications, and verifying direct deposit information.In addition to their definitions, it is essential to understand the implications of paid checks and cancelled checks in everyday life. For instance, when managing personal finances, individuals should keep track of their paid checks to ensure they do not overspend or forget about upcoming bills. By maintaining proper records, individuals can avoid overdraft fees and stay on top of their financial obligations. Furthermore, having a collection of cancelled checks can serve as a safety net, providing proof of payment if any disputes arise.Moreover, in the digital age, many people have shifted towards electronic payments, which often eliminate the need for physical checks. However, understanding paid checks and cancelled checks remains relevant, especially for those who still prefer traditional methods of payment. Banks often provide online access to check images, allowing customers to view both paid checks and cancelled checks easily. This convenience enables individuals to monitor their accounts and maintain accurate records without the hassle of paper statements.In conclusion, grasping the concepts of paid checks and cancelled checks is vital for anyone looking to manage their finances effectively. These terms not only represent different stages in the payment process but also play a significant role in maintaining financial accountability. By being aware of these terms and their implications, individuals can navigate their financial responsibilities with greater confidence and clarity. Whether it's keeping track of paid checks or utilizing cancelled checks for verification, understanding these concepts is an integral part of successful money management.

在个人财务和银行领域，理解各种术语对于有效的资金管理至关重要。两个这样的术语是已支付支票和取消支票。已支付支票是指已经被银行处理并且资金已经从出票人账户中扣除的支票。这意味着收款人已经收到钱，交易完成。另一方面，取消支票是指已经被清算并被银行标记为已支付的支票，但它也可以指在处理之前已被作废的支票。理解这些术语可以帮助个人更有效地跟踪他们的财务。当一个人开出一张已支付支票时，他们实际上是在指示他们的银行将特定金额转移给收款人。这是一种常见的支付账单、进行购买或结清债务的做法。一旦支票被收款人兑现或存入，银行就会处理该支票，并从出票人的账户中扣除相应金额。交易记录随即生成，支票被标记为已支付。这个过程确保了双方对交换的清晰记录，为金融交易提供透明度和问责制。相反，取消支票则具有不同的目的。它通常用作参考文件，以证明已进行付款或验证账户信息。当支票被取消时，并不意味着交易失败；相反，它表明支票已经清算且不能再次使用。这对需要保持准确财务记录的企业和个人尤为重要。取消支票可以用于多种目的，包括税务审计、贷款申请和验证直接存款信息。除了它们的定义，了解日常生活中已支付支票和取消支票的影响也至关重要。例如，在管理个人财务时，个人应该跟踪他们的已支付支票，以确保他们不会超支或忘记即将到来的账单。通过保持适当的记录，个人可以避免透支费用，并及时履行财务义务。此外，拥有一系列取消支票可以作为安全网，如果发生任何争议，可以提供付款证明。此外，在数字时代，许多人已经转向电子支付，这通常消除了对实体支票的需求。然而，理解已支付支票和取消支票仍然相关，尤其是对于那些仍然偏好传统支付方式的人。银行通常提供在线访问支票图像的服务，使客户能够轻松查看已支付支票和取消支票。这种便利使个人能够监控他们的账户，并在没有纸质对账单的麻烦情况下保持准确的记录。总之，掌握已支付支票和取消支票的概念对于任何希望有效管理财务的人来说都是至关重要的。这些术语不仅代表支付过程中的不同阶段，而且在维护财务问责制方面也发挥着重要作用。通过意识到这些术语及其影响，个人可以更加自信和清晰地应对财务责任。无论是跟踪已支付支票还是利用取消支票进行验证，理解这些概念都是成功资金管理的重要组成部分。