paying bank's charge

简明释义

付款银行费用

英英释义

例句

1.The invoice clearly stated that the customer is responsible for the paying bank's charge (付款银行的费用) associated with the transaction.

发票明确指出，客户需对交易相关的 paying bank's charge (付款银行的费用) 负责。

2.Before finalizing the payment, verify the paying bank's charge (付款银行的费用) to avoid any surprises later.

在最终确认付款之前，请核实 paying bank's charge (付款银行的费用) 以避免后续的任何意外。

3.When transferring funds internationally, make sure to account for the paying bank's charge (付款银行的费用) which may reduce the total amount received.

在进行国际资金转账时，请确保考虑到 paying bank's charge (付款银行的费用)，这可能会减少收到的总金额。

4.To ensure a smooth transaction, please include the paying bank's charge (付款银行的费用) in your budget planning.

为确保交易顺利，请在预算规划中包含 paying bank's charge (付款银行的费用)。

5.In our agreement, we specified that all paying bank's charges (付款银行的费用) will be deducted from the total amount.

在我们的协议中，我们规定所有的 paying bank's charges (付款银行的费用) 将从总金额中扣除。

作文

In today's global economy, financial transactions play a crucial role in facilitating trade and commerce. One important aspect of these transactions is the concept of bank charges, particularly those incurred during the process of making payments. When individuals or businesses engage in international transactions, they often rely on banks to facilitate these payments. However, it is essential to understand the implications of the paying bank's charge, which refers to the fees that the bank charges for processing a payment on behalf of its client. These charges can vary significantly depending on the bank, the type of transaction, and the countries involved.Understanding the paying bank's charge is vital for anyone involved in international trade. For instance, when a business in the United States sends money to a supplier in Europe, the bank handling the transaction will impose a fee for its services. This fee is not just a small inconvenience; it can represent a substantial cost that affects the overall profitability of the transaction. Therefore, businesses must account for these charges when pricing their products or negotiating contracts.Moreover, the paying bank's charge can also impact the speed at which transactions are completed. Some banks may offer expedited services for an additional fee, while others may take longer to process payments, especially if they are dealing with foreign currencies or complex regulatory requirements. This delay can lead to missed opportunities, especially in fast-paced markets where timing is critical.Additionally, different banks have varying policies regarding the paying bank's charge. Some banks may offer lower fees for certain types of accounts or for clients who maintain a minimum balance. Others might provide incentives for businesses that conduct a high volume of transactions. It is advisable for businesses and individuals to shop around and compare the fees associated with different banks before deciding where to conduct their financial transactions.In some cases, the paying bank's charge can be negotiated, particularly for larger transactions. Businesses that frequently engage in international payments may have the leverage to request lower fees or better terms from their bank. Building a strong relationship with a bank can lead to more favorable conditions and potentially save significant amounts of money over time.Furthermore, technology has changed how we view bank charges. With the rise of digital banking and fintech solutions, many new players in the market offer lower fees and faster payment processing times compared to traditional banks. As a result, consumers and businesses are increasingly aware of the paying bank's charge and are seeking alternatives that provide better value.In conclusion, understanding the paying bank's charge is essential for anyone involved in financial transactions, especially in an international context. These charges can significantly impact the cost and efficiency of payments, making it crucial for individuals and businesses to be informed about the fees associated with their banking services. By being proactive and seeking out the best options, one can minimize the impact of these charges and enhance the overall effectiveness of their financial dealings.

在当今全球经济中，金融交易在促进贸易和商业方面发挥着至关重要的作用。这些交易的一个重要方面是银行费用的概念，特别是在进行付款过程中产生的费用。当个人或企业参与国际交易时，他们通常依赖银行来促进这些付款。然而，理解支付银行的收费的含义至关重要，这指的是银行为其客户处理付款而收取的费用。这些费用可能因银行、交易类型和涉及的国家而有显著差异。理解支付银行的收费对于任何参与国际贸易的人来说都是至关重要的。例如，当美国的一家公司向欧洲的供应商汇款时，处理交易的银行将收取一笔服务费。这笔费用不仅仅是一个小麻烦；它可能代表了影响交易整体盈利能力的可观成本。因此，企业必须在定价产品或谈判合同时考虑这些费用。此外，支付银行的收费还会影响交易完成的速度。一些银行可能会为加急服务收取额外费用，而其他银行在处理付款时可能需要更长时间，特别是在处理外币或复杂的监管要求时。这种延迟可能导致错失机会，尤其是在时效性至关重要的快速市场中。此外，不同的银行对支付银行的收费有不同的政策。一些银行可能会为某些类型的账户或保持最低余额的客户提供较低的费用。其他银行则可能为进行大量交易的企业提供激励。建议企业和个人在决定在哪里进行金融交易之前，先进行比较和购物，以了解不同银行相关的费用。在某些情况下，支付银行的收费可以进行谈判，特别是对于较大的交易。经常进行国际付款的企业可能有能力要求降低费用或更好的条款。与银行建立良好的关系可以导致更有利的条件，并可能随着时间的推移节省大量资金。此外，科技改变了我们对银行费用的看法。随着数字银行和金融科技解决方案的兴起，市场上许多新参与者提供比传统银行更低的费用和更快的付款处理时间。因此，消费者和企业越来越意识到支付银行的收费，并寻求提供更好价值的替代方案。总之，理解支付银行的收费对于任何参与金融交易的人来说都是至关重要的，尤其是在国际背景下。这些费用可能会显著影响付款的成本和效率，因此个人和企业必须了解与其银行服务相关的费用。通过积极主动地寻找最佳选择，可以最小化这些费用的影响，并增强金融交易的整体有效性。