documentary payment bill

简明释义

付款汇单

英英释义

例句

1.The importer received the documentary payment bill along with the shipping documents.

进口商收到了与运输文件一起的单据付款账单。

2.After verifying the documents, the bank approved the documentary payment bill for payment.

在核实文件后，银行批准了单据付款账单进行支付。

3.A documentary payment bill is often used in international trade to ensure secure transactions.

单据付款账单通常用于国际贸易，以确保交易安全。

4.To initiate the payment, the buyer must present the documentary payment bill to their bank.

为了启动支付，买方必须向其银行出示单据付款账单。

5.The exporter submitted the documentary payment bill to the bank for processing.

出口商向银行提交了单据付款账单以便处理。

作文

In international trade, the flow of goods and payments is often complex and involves various financial instruments. One such instrument that plays a crucial role in facilitating this process is the documentary payment bill. A documentary payment bill is essentially a financial document used in international transactions, where the buyer agrees to pay for goods upon the presentation of certain documents that prove the shipment of those goods. This mechanism helps to ensure that both parties fulfill their obligations while minimizing risks associated with international trade.The process begins when a seller ships goods to a buyer in a different country. To secure payment, the seller may use a documentary payment bill as part of the transaction. This bill acts as a request for payment, contingent upon the buyer's acceptance of the shipping documents provided by the seller. These documents typically include the bill of lading, commercial invoice, and insurance certificates, which serve as proof that the goods have been dispatched and are on their way to the buyer.Once the goods are shipped, the seller submits the documentary payment bill along with the required documents to their bank. The bank then forwards these documents to the buyer's bank, which notifies the buyer of the arrival of the documents. The buyer must review the documents and, if everything is in order, make the payment as stipulated in the documentary payment bill. This ensures that the seller receives payment only after the buyer has verified the shipment, thus reducing the risk of non-payment or fraud.One of the key advantages of using a documentary payment bill is that it provides a level of security for both the buyer and the seller. For the seller, it guarantees that they will receive payment as long as they comply with the terms set forth in the bill. For the buyer, it offers assurance that they will not have to pay until they have received the necessary documentation confirming the shipment of goods.However, it is important to note that the use of a documentary payment bill is not without its challenges. Discrepancies in the documents can lead to delays in payment or even disputes between the buyer and seller. For instance, if the bill of lading does not match the commercial invoice, the buyer's bank may refuse to release the funds, causing frustration for both parties. Therefore, it is crucial for both the buyer and seller to ensure that all documents are accurate and consistent before initiating the payment process.In conclusion, the documentary payment bill serves as a vital tool in international trade, providing a structured framework for payments and documentation. By understanding how this instrument works, businesses can navigate the complexities of global commerce more effectively. As international trade continues to grow, the importance of tools like the documentary payment bill will only increase, highlighting the need for companies to be well-versed in these financial mechanisms to protect their interests and facilitate smooth transactions across borders.

在国际贸易中，货物和支付的流动通常是复杂的，并涉及各种金融工具。其中一个在促进这一过程方面发挥至关重要作用的工具是跟单付款票据。跟单付款票据本质上是一种用于国际交易的金融文件，其中买方同意在提交证明货物装运的某些文件时支付货款。这一机制有助于确保双方履行各自的义务，同时最大限度地降低与国际贸易相关的风险。这一过程开始于卖方向不同国家的买方发货。为了确保付款，卖方可能会在交易中使用跟单付款票据。该票据作为付款请求，依赖于买方接受卖方提供的运输文件。这些文件通常包括提单、商业发票和保险单，这些都是证明货物已发出并正在运送到买方的凭证。一旦货物发出，卖方将跟单付款票据与所需文件一起提交给他们的银行。银行随后将这些文件转发给买方的银行，后者通知买方文件的到达。买方必须审核这些文件，如果一切正常，则按照跟单付款票据中的规定进行付款。这确保卖方只有在买方核实货物后才会收到付款，从而降低了未付款或欺诈的风险。使用跟单付款票据的一个主要优点是它为买卖双方提供了一定程度的安全性。对于卖方而言，只要遵守票据中规定的条款，他们就能保证收到付款。对于买方而言，它提供了在收到必要的证明货物装运的文件之前无需付款的保障。然而，需要注意的是，使用跟单付款票据并非没有挑战。文件之间的不一致可能导致付款延迟甚至买卖双方之间的争议。例如，如果提单与商业发票不匹配，买方的银行可能会拒绝释放资金，从而导致双方的沮丧。因此，买卖双方在启动付款流程之前，确保所有文件准确且一致至关重要。总之，跟单付款票据作为国际贸易中的重要工具，为付款和文件提供了结构化框架。通过了解这一工具的工作原理，企业可以更有效地应对全球商务的复杂性。随着国际贸易的不断增长，像跟单付款票据这样的工具的重要性只会增加，这突显了企业需要熟悉这些金融机制，以保护自身利益并促进跨境交易的顺利进行。