compound amount; compound sum; compound value

简明释义

复利本利和,复利终值

英英释义

Compound amount refers to the total value of an investment or loan after interest has been added, typically calculated over multiple periods.

复合金额是指在多个期间内计算利息后，投资或贷款的总价值。

Compound sum is the final total that results from adding together all compounded amounts over a specified time frame.

复合总和是指在指定时间范围内将所有复合金额相加得到的最终总数。

Compound value indicates the worth of an investment or asset after the effects of compounding interest have been applied.

复合价值表示在应用复利效应后，投资或资产的价值。

例句

1.After five years, the total compound amount 复利金额 in your savings account will be significantly higher due to interest accumulation.

五年后，你的储蓄账户中的总复利金额将因利息积累而显著增加。

2.To calculate the compound sum 复合总和, you need to know the principal amount and the interest rate.

要计算复合总和，你需要知道本金和利率。

3.Investors often look for the compound amount 复利金额 when assessing the growth potential of their portfolios.

投资者在评估他们投资组合的增长潜力时，常常关注复利金额。

4.The compound value 复合价值 of the investment grew exponentially over a decade.

这项投资的复合价值在十年间呈指数增长。

5.Using a calculator can help you accurately determine the compound sum 复合总和 of your investments over time.

使用计算器可以帮助你准确地确定你的投资随时间变化的复合总和。

作文

In the world of finance and investment, understanding the concept of compound amount (复利总额) is crucial for making informed decisions. The compound amount refers to the total value of an investment after interest has been applied over a certain period. Unlike simple interest, which calculates interest only on the principal amount, compound interest takes into account the interest that has already been added to the principal. This means that the longer you invest your money, the more it can grow due to this compounding effect.For instance, consider an individual who invests $1,000 at an annual interest rate of 5%. After the first year, they would earn $50 in interest, bringing their total to $1,050. In the second year, however, the interest is calculated on the new total of $1,050, resulting in $52.50 in interest for that year. Thus, the compound sum (复利总和) continues to increase each year, showcasing the power of compounding.The compound value (复利价值) is another term often used interchangeably with compound amount, but it specifically emphasizes the actual worth of the investment at any given time, including all accumulated interest. When evaluating different investment opportunities, understanding the compound value allows investors to compare how much their initial capital may grow under various interest rates and time frames.A practical example can be seen in retirement planning. If a person starts saving for retirement at the age of 25, investing $200 a month into a fund that yields an average annual return of 7%, by the time they reach 65, they will have contributed a total of $96,000. However, due to the compound amount generated from the interest, their total savings could exceed $500,000. This illustrates how starting early can significantly impact the compound sum and compound value of one's investments.Moreover, the implications of compound amount extend beyond personal finance; businesses also utilize this concept to forecast future profits and assess the viability of long-term projects. By calculating the compound sum of projected revenues and expenses, companies can make strategic decisions that align with their financial goals.In conclusion, grasping the significance of compound amount, compound sum, and compound value is essential for anyone looking to navigate the complexities of finance. These concepts not only apply to individual investors but also to businesses aiming for sustainable growth. By recognizing how compounding works, one can make more strategic choices about saving and investing, ultimately leading to greater financial security and success in the long run.