compound amount

简明释义

复本利

英英释义

例句

1.Investing early can significantly increase your compound amount 复利金额 over time.

早期投资可以显著增加你的 复利金额 compound amount 。

2.After five years, the total savings will reach a compound amount 复利金额 of $12,000.

五年后，总储蓄将达到 复利金额 compound amount 12,000美元。

3.The financial advisor explained how the compound amount 复利金额 grows with reinvested earnings.

财务顾问解释了 复利金额 compound amount 如何通过再投资收益增长。

4.The bank calculates the compound amount 复利金额 based on the interest rate and the duration of the investment.

银行根据利率和投资期限计算 复利金额 compound amount 。

5.To find out how much you'll have in ten years, you need to calculate the compound amount 复利金额 using the formula.

要找出十年后你将拥有多少，你需要使用公式计算 复利金额 compound amount 。

作文

In the world of finance, understanding how money grows over time is essential for making informed investment decisions. One key concept that plays a crucial role in this process is the idea of the compound amount. The compound amount refers to the total value of an investment after interest has been applied multiple times, typically on a yearly basis. This principle is foundational in personal finance, as it highlights the power of compounding, where interest earns interest, leading to exponential growth of wealth over time.To illustrate the significance of the compound amount, let’s consider a simple example. Imagine you invest $1,000 at an annual interest rate of 5%. After the first year, you would earn $50 in interest, bringing your total to $1,050. In the second year, however, the interest is calculated not just on your initial investment but also on the interest earned in the previous year. This means that you would earn $52.50 in interest during the second year, resulting in a compound amount of $1,102.50 at the end of two years. This process continues, and as time goes on, the compound amount increases significantly due to the compounding effect. The longer you leave your money invested, the more pronounced the effects of compounding become. For instance, if you were to keep that same $1,000 invested for 30 years at the same 5% interest rate, your compound amount would grow to approximately $4,321.94. This demonstrates how powerful the concept of the compound amount can be when planning for long-term financial goals, such as retirement or funding a child's education.Moreover, the compound amount is not limited to just savings accounts or fixed deposits; it applies to various investment vehicles, including stocks, bonds, and mutual funds. Each of these assets can benefit from the power of compounding, provided they generate returns over time. It is important to remember, however, that the rate of return can vary widely depending on market conditions and the type of investment chosen. Therefore, investors should carefully consider their options and choose investments that align with their risk tolerance and financial objectives.In conclusion, the compound amount is a fundamental concept in finance that illustrates how money can grow exponentially over time through the power of compounding. By understanding and utilizing this principle, individuals can make better financial decisions and work towards achieving their long-term financial goals. Whether saving for retirement, buying a home, or planning for a child's education, recognizing the impact of the compound amount can lead to more effective financial planning and ultimately greater financial security.In Chinese, the term compound amount can be translated as "复利总额", which encapsulates the essence of this financial principle. Understanding the compound amount is crucial for anyone looking to build wealth and secure their financial future.

在金融世界中，理解金钱如何随时间增长对于做出明智的投资决策至关重要。一个在这个过程中起关键作用的概念是复利总额的概念。复利总额指的是在多次应用利息后，投资的总价值，通常是按年度计算。这个原则在个人理财中是基础性的，因为它突出了复利的力量，在这种情况下，利息会产生利息，从而导致财富的指数增长。为了说明复利总额的重要性，让我们考虑一个简单的例子。假设你以5%的年利率投资1000美元。在第一年，你将获得50美元的利息，使你的总额达到1050美元。然而，在第二年，利息的计算不仅基于你的初始投资，还基于前一年所赚取的利息。这意味着在第二年你将获得52.50美元的利息，最终使得两年后的复利总额为1102.50美元。这个过程持续进行，随着时间的推移，复利总额由于复利效应而显著增加。你投资的时间越长，复利的效果就越明显。例如，如果你将那1000美元以相同的5%利率投资30年，你的复利总额将大约增长到4321.94美元。这表明了在规划长期财务目标（如退休或资助孩子教育）时，复利总额的概念可以是多么强大。此外，复利总额不仅限于储蓄账户或定期存款；它适用于各种投资工具，包括股票、债券和共同基金。只要这些资产能够随着时间的推移产生回报，它们都可以受益于复利的力量。然而，需要记住的是，回报率可能因市场条件和选择的投资类型而有很大差异。因此，投资者应仔细考虑他们的选择，并选择与他们的风险承受能力和财务目标相一致的投资。总之，复利总额是金融中的一个基本概念，它展示了金钱如何通过复利的力量在时间上呈指数增长。通过理解和利用这一原则，个人可以做出更好的财务决策，并努力实现他们的长期财务目标。无论是为退休储蓄、购房还是为孩子的教育做计划，认识到复利总额的影响可以导致更有效的财务规划，并最终实现更大的财务安全。在中文中，复利总额可以翻译为"复利总额"，这概括了这一金融原则的本质。理解复利总额对于任何希望积累财富和保障财务未来的人来说都是至关重要的。