subsidiary credit

简明释义

辅助信用贷款

英英释义

例句

1.She used her subsidiary credit 附属信用 to finance her new business venture.

她利用自己的附属信用为新的商业冒险提供资金。

2.Investors were pleased to see the increase in subsidiary credit 附属信用 as it indicated growth potential.

投资者看到附属信用的增加感到高兴，因为这表明了增长潜力。

3.The company secured a loan using its assets and received subsidiary credit 附属信用 from its parent organization.

该公司利用其资产获得了一笔贷款，并从母公司获得了附属信用。

4.The bank offered subsidiary credit 附属信用 based on the financial performance of the subsidiary.

银行根据子公司的财务表现提供了附属信用。

5.In order to expand operations, the startup applied for subsidiary credit 附属信用 to support its new project.

为了扩大运营，这家初创公司申请了附属信用以支持其新项目。

作文

In the world of finance and business, understanding various terms is crucial for effective communication and decision-making. One such term is subsidiary credit, which refers to the credit extended to a subsidiary company by its parent company or another financial institution. This concept plays a significant role in corporate finance, as it can influence the financial health and operational capacity of the subsidiary. By providing subsidiary credit, the parent company can support its subsidiaries in various ways, including facilitating expansion, managing cash flow, and improving overall financial stability.When a parent company decides to extend subsidiary credit, it typically involves analyzing the subsidiary's financial statements, assessing its market position, and evaluating its potential for growth. This process ensures that the parent company is making a sound investment decision. For instance, if a subsidiary is struggling with liquidity issues, the parent company might provide subsidiary credit to help it meet its short-term obligations. This not only aids the subsidiary but also protects the parent company's investment by preventing the subsidiary from going bankrupt.Moreover, subsidiary credit can come in various forms, such as loans, lines of credit, or even guarantees. Each of these options has its own implications for both the parent and subsidiary companies. Loans may require repayment with interest, while lines of credit offer more flexibility but can also lead to increased debt levels if not managed properly. Guarantees, on the other hand, can enhance the subsidiary's credibility in the eyes of other lenders, potentially leading to better financing terms.The strategic use of subsidiary credit can also foster innovation and growth within the subsidiary. For example, if a subsidiary is looking to launch a new product or enter a new market, access to subsidiary credit can provide the necessary funds to conduct research and development, marketing, and production. This financial backing can be critical in helping the subsidiary compete effectively in its industry.However, it is essential for parent companies to manage subsidiary credit carefully. Overextending credit can lead to financial strain on both the parent and subsidiary, particularly if the subsidiary fails to generate sufficient revenue to cover its debts. Additionally, excessive reliance on subsidiary credit can create a cycle of dependency, where the subsidiary becomes unable to operate independently without ongoing support from the parent company.In conclusion, subsidiary credit is a vital aspect of corporate finance that can significantly impact the success of both parent and subsidiary companies. When used judiciously, it can enhance a subsidiary's ability to grow and innovate. However, it requires careful consideration and management to avoid potential pitfalls. Understanding the nuances of subsidiary credit is essential for anyone involved in corporate finance, as it can help drive strategic decisions that benefit the entire organization.

在金融和商业的世界中，理解各种术语对于有效的沟通和决策至关重要。其中一个术语是子公司信贷，指的是母公司或其他金融机构向子公司提供的信用。这一概念在企业金融中发挥着重要作用，因为它可以影响子公司的财务健康和运营能力。通过提供子公司信贷，母公司可以以多种方式支持其子公司，包括促进扩张、管理现金流和改善整体财务稳定性。当母公司决定向子公司提供子公司信贷时，通常需要分析子公司的财务报表、评估其市场地位以及评估其增长潜力。这一过程确保母公司做出明智的投资决策。例如，如果子公司面临流动性问题，母公司可能会提供子公司信贷来帮助其满足短期义务。这不仅有助于子公司，还保护了母公司的投资，防止子公司破产。此外，子公司信贷可以采取多种形式，例如贷款、信用额度或担保。每种选择对母公司和子公司都有其自身的影响。贷款可能需要带利息的偿还，而信用额度则提供更多灵活性，但如果管理不当，也可能导致债务水平增加。担保则可以增强子公司在其他贷款人眼中的信誉，可能导致更好的融资条款。战略性地使用子公司信贷还可以促进子公司的创新和增长。例如，如果子公司希望推出新产品或进入新市场，获得子公司信贷可以提供进行研发、市场营销和生产所需的资金。这种财务支持对于帮助子公司在行业中有效竞争至关重要。然而，母公司必须小心管理子公司信贷。过度扩展信贷可能会给母公司和子公司造成财务压力，特别是在子公司未能产生足够收入以覆盖其债务的情况下。此外，过度依赖子公司信贷可能会造成依赖循环，使子公司在没有母公司持续支持的情况下无法独立运营。总之，子公司信贷是企业金融中一个至关重要的方面，可以显著影响母公司和子公司的成功。当谨慎使用时，它可以增强子公司的成长和创新能力。然而，这需要仔细考虑和管理，以避免潜在的陷阱。理解子公司信贷的细微差别对于任何参与企业金融的人来说都是必不可少的，因为它可以帮助推动有利于整个组织的战略决策。