short-term liability

简明释义

短期负债

英英释义

例句

1.A high level of short-term liability 短期负债 can indicate financial instability.

高水平的短期负债可能表明财务不稳定。

2.The company needs to pay off its short-term liability 短期负债 before the end of the fiscal year.

公司需要在财年结束前偿还其短期负债。

3.Investors are concerned about the increased short-term liability 短期负债 on the balance sheet.

投资者对资产负债表上增加的短期负债感到担忧。

4.The bank requires a detailed report on our short-term liability 短期负债 to approve the loan.

银行要求我们提供关于短期负债的详细报告以批准贷款。

5.Managing short-term liability 短期负债 effectively is crucial for maintaining cash flow.

有效管理短期负债对于维持现金流至关重要。

作文

Understanding financial terms is crucial for anyone looking to manage their finances effectively. One important term that often comes up in accounting and finance is short-term liability. A short-term liability refers to a financial obligation that is due within one year. This can include various debts such as accounts payable, short-term loans, or any other obligations that need to be settled in the near future. For businesses, managing these liabilities is essential for maintaining healthy cash flow and ensuring operational efficiency.When a company takes on a short-term liability, it must ensure that it has sufficient resources to pay off these debts when they come due. This is where the concept of liquidity becomes important. Liquidity refers to how easily assets can be converted into cash to meet immediate obligations. Companies often assess their liquidity by calculating ratios such as the current ratio or quick ratio, which compare current assets to current liabilities, including short-term liabilities.For individuals, understanding short-term liabilities is equally important. Personal finance management involves keeping track of debts such as credit card balances, personal loans, and other obligations that are expected to be paid off within a year. By being aware of these short-term liabilities, individuals can plan their budgets more effectively and avoid falling into debt traps.One of the key challenges with short-term liabilities is the potential for cash flow issues. If a business or individual does not manage their cash flow properly, they may find themselves unable to meet their obligations when they come due. This can lead to late fees, penalties, and even damage to credit ratings. Therefore, it is vital to have a clear understanding of all short-term liabilities and to forecast cash flow needs accurately.In conclusion, whether for businesses or individuals, short-term liabilities play a significant role in financial health. They represent obligations that require careful management to ensure that they are met without causing financial strain. By understanding what short-term liabilities are, how they impact financial planning, and the importance of liquidity, one can make more informed decisions regarding their finances and ultimately work towards achieving their financial goals.

理解财务术语对于任何希望有效管理自己财务的人来说至关重要。一个在会计和金融中经常出现的重要术语是短期负债。短期负债指的是在一年内到期的财务义务。这可以包括各种债务，例如应付账款、短期贷款或任何其他需要在不久的将来偿还的义务。对于企业而言，管理这些负债对维持健康的现金流和确保运营效率至关重要。当一家公司承担短期负债时，必须确保有足够的资源在这些债务到期时予以偿还。这就是流动性概念变得重要的地方。流动性指的是资产转化为现金以满足即时义务的难易程度。公司通常通过计算当前比率或速动比率等比率来评估其流动性，这些比率比较当前资产与当前负债，包括短期负债。对于个人而言，了解短期负债同样重要。个人财务管理涉及跟踪诸如信用卡余额、个人贷款和其他预计在一年内偿还的义务等债务。通过意识到这些短期负债，个人可以更有效地规划预算，避免陷入债务陷阱。与短期负债相关的关键挑战之一是潜在的现金流问题。如果企业或个人没有妥善管理现金流，他们可能会发现自己无法在债务到期时满足义务。这可能导致滞纳金、罚款，甚至损害信用评级。因此，清楚了解所有短期负债并准确预测现金流需求至关重要。总之，无论是对企业还是个人，短期负债在财务健康中扮演着重要角色。它们代表着需要小心管理的义务，以确保在不造成财务压力的情况下得到满足。通过了解短期负债是什么、它们如何影响财务规划以及流动性的重要性，人们可以做出更明智的财务决策，并最终努力实现他们的财务目标。