call loan rate; call rate

简明释义

短期拆息率

英英释义

例句

1.Investors closely monitor the call rate as it influences short-term borrowing costs.

投资者密切关注拆借利率，因为它会影响短期借款成本。

2.The bank adjusted the call loan rate to attract more customers.

银行调整了借款利率以吸引更多客户。

3.A rise in the call loan rate can lead to decreased consumer spending.

借款利率的上升可能导致消费者支出减少。

4.The call rate is often used as a benchmark for other interest rates.

拆借利率通常被用作其他利率的基准。

5.During economic uncertainty, the call loan rate tends to increase.

在经济不确定时期，借款利率往往会上升。

作文

The financial market is a complex and dynamic environment, where various terms and concepts play crucial roles in understanding economic activities. One such term that often arises in discussions about interest rates and lending practices is the call loan rate; call rate. To comprehend its significance, we must first explore what it entails and how it impacts both lenders and borrowers. The call loan rate; call rate refers to the interest rate charged on loans that can be called or demanded for repayment at any time by the lender. This type of loan is typically short-term and is often used in the context of financial institutions and investment firms. The nature of the call loan rate; call rate makes it particularly sensitive to changes in the overall economic climate, as lenders adjust their rates based on market conditions and risk assessments.Understanding the call loan rate; call rate is essential for several reasons. Firstly, it directly influences the cost of borrowing for businesses and individuals. When the call loan rate; call rate rises, the cost of borrowing increases, which may lead to reduced spending and investment. Conversely, a lower call loan rate; call rate can stimulate economic activity by making loans more affordable. Therefore, monitoring fluctuations in this rate can provide insights into broader economic trends.Moreover, the call loan rate; call rate plays a significant role in the liquidity of financial markets. Financial institutions often rely on these loans to manage their short-term funding needs. A sudden spike in the call loan rate; call rate can indicate a tightening of liquidity, which may signal potential issues within the banking sector or the economy as a whole. Investors and analysts closely watch these movements, as they can serve as early warning signs of economic distress or recovery.Another important aspect to consider is the relationship between the call loan rate; call rate and monetary policy. Central banks, such as the Federal Reserve in the United States, utilize interest rates as a tool to influence economic activity. By adjusting the benchmark interest rates, central banks indirectly affect the call loan rate; call rate. For instance, if a central bank raises interest rates to combat inflation, it is likely that the call loan rate; call rate will also increase, impacting borrowing costs across the economy.In conclusion, the call loan rate; call rate is a vital component of the financial landscape, influencing borrowing costs, market liquidity, and monetary policy. Understanding its implications is crucial for anyone involved in finance, whether they are investors, business owners, or policymakers. As we navigate an ever-changing economic environment, keeping an eye on the call loan rate; call rate can help us make informed decisions and better understand the forces shaping our financial world.

金融市场是一个复杂而动态的环境，各种术语和概念在理解经济活动中起着至关重要的作用。其中一个常常出现在关于利率和贷款实践讨论中的术语是call loan rate; call rate。要理解其重要性，我们首先必须探讨它的含义及其对借款人和贷方的影响。call loan rate; call rate指的是贷款的利率，这种贷款可以随时被贷方要求偿还。这种类型的贷款通常是短期的，通常用于金融机构和投资公司。call loan rate; call rate的性质使其对整体经济气候变化特别敏感，因为贷方根据市场条件和风险评估调整他们的利率。理解call loan rate; call rate至关重要，原因有几个。首先，它直接影响企业和个人的借款成本。当call loan rate; call rate上升时，借款成本增加，这可能导致支出和投资减少。相反，更低的call loan rate; call rate可以通过使贷款更实惠来刺激经济活动。因此，监测这一利率的波动可以提供对更广泛经济趋势的见解。此外，call loan rate; call rate在金融市场的流动性中也发挥着重要作用。金融机构通常依赖这些贷款来管理其短期资金需求。call loan rate; call rate的突然上涨可能表明流动性紧缩，这可能发出银行业或整个经济潜在问题的信号。投资者和分析师密切关注这些变动，因为它们可以作为经济困境或复苏的早期预警信号。另一个需要考虑的重要方面是call loan rate; call rate与货币政策之间的关系。中央银行，如美国的联邦储备委员会，利用利率作为影响经济活动的工具。通过调整基准利率，中央银行间接影响call loan rate; call rate。例如，如果中央银行提高利率以遏制通货膨胀，call loan rate; call rate也可能会随之上升，从而影响整个经济的借款成本。总之，call loan rate; call rate是金融格局中的一个重要组成部分，影响借款成本、市场流动性和货币政策。理解其影响对于任何参与金融的人来说都是至关重要的，无论他们是投资者、企业主还是政策制定者。在我们应对不断变化的经济环境时，关注call loan rate; call rate可以帮助我们做出明智的决策，更好地理解塑造我们金融世界的力量。