periodic statement

简明释义

定期报表

英英释义

A periodic statement is a summary of transactions and account activity over a specific time frame, typically issued monthly or quarterly by financial institutions to account holders.

定期报表是对特定时间段内交易和账户活动的总结,通常由金融机构每月或每季度向账户持有人发出。

例句

1.You will receive a periodic statement every month detailing your account activity.

您每个月会收到一份定期报表,详细说明您的账户活动。

2.Your periodic statement includes all fees and charges applied to your account.

您的定期报表包括对您的账户收取的所有费用和收费。

3.If you have questions about your periodic statement, contact customer service.

如果您对您的定期报表有疑问,请联系客户服务。

4.Make sure to review your periodic statement for any unauthorized transactions.

请确保检查您的定期报表,以查找任何未经授权的交易。

5.The bank sends out a periodic statement to help customers track their spending habits.

银行会发送一份定期报表,帮助客户跟踪他们的消费习惯。

作文

In today's fast-paced world, managing personal finances has become increasingly important. One of the essential tools that individuals can utilize to keep track of their financial health is the periodic statement. A periodic statement is a document that summarizes an account's activity over a specific period, often monthly or quarterly. It includes details about transactions, balances, and other relevant information that can help individuals make informed decisions regarding their finances.Understanding the significance of a periodic statement is crucial for effective financial management. For instance, when you receive your bank's periodic statement, you can review your deposits, withdrawals, and any fees incurred during that period. This review allows you to identify spending patterns, which can be beneficial for budgeting purposes. By analyzing your expenses, you may discover areas where you can cut back, ultimately saving money in the long run.Moreover, a periodic statement serves as a valuable tool for monitoring your financial goals. Whether you are saving for a vacation, a new car, or a down payment on a house, tracking your progress through these statements can provide motivation and clarity. For example, if your periodic statement shows consistent savings growth, it can encourage you to continue your disciplined approach to spending and saving.In addition to personal finance, businesses also rely on periodic statements to assess their financial performance. Companies generate periodic statements to evaluate their revenues, expenses, and overall profitability. These statements are vital for stakeholders, including investors and management, as they provide insights into the company's financial health. By reviewing these documents regularly, businesses can make strategic decisions that align with their long-term objectives.Furthermore, periodic statements play a critical role in identifying discrepancies or fraudulent activities. When individuals or businesses receive their periodic statements, they should carefully examine each transaction listed. If something appears unfamiliar or incorrect, it is essential to address it promptly. This vigilance helps ensure that accounts remain secure and that any issues are resolved before they escalate.In conclusion, the importance of periodic statements cannot be overstated. They are essential tools for both individuals and businesses to maintain financial awareness and control. By regularly reviewing these statements, one can gain insights into spending habits, track progress towards financial goals, and identify any inconsistencies in account activity. Ultimately, embracing the practice of reviewing and understanding periodic statements can lead to better financial decision-making and improved overall financial well-being.

在当今快节奏的世界中,管理个人财务变得越来越重要。个人可以利用的基本工具之一是定期对账单定期对账单是一种文件,概述了特定时期内账户的活动,通常是每月或每季度。它包括交易、余额和其他相关信息的详细信息,这些信息可以帮助个人做出有关财务的明智决策。理解定期对账单的重要性对于有效的财务管理至关重要。例如,当您收到银行的定期对账单时,您可以查看该期间的存款、取款和任何产生的费用。这种审查使您能够识别支出模式,这对于预算编制非常有益。通过分析您的支出,您可能会发现可以削减开支的领域,从而最终节省资金。此外,定期对账单作为监控财务目标的宝贵工具也很重要。无论您是为假期、新车还是购房首付而储蓄,通过这些对账单跟踪进度可以提供动力和清晰度。例如,如果您的定期对账单显示储蓄持续增长,这可以鼓励您继续保持节俭的消费和储蓄方式。除了个人财务外,企业也依赖于定期对账单来评估其财务业绩。公司生成定期对账单以评估其收入、支出和整体盈利能力。这些报表对于包括投资者和管理层在内的利益相关者至关重要,因为它们提供了公司财务健康状况的见解。通过定期审查这些文件,企业可以做出与其长期目标相一致的战略决策。此外,定期对账单在识别差异或欺诈活动方面发挥着关键作用。当个人或企业收到其定期对账单时,他们应仔细检查列出的每一笔交易。如果有任何不熟悉或不正确的地方,必须及时解决。这样的警惕性有助于确保账户保持安全,并在问题升级之前解决任何问题。总之,定期对账单的重要性不容小觑。它们是个人和企业维持财务意识和控制的基本工具。通过定期审查这些对账单,人们可以深入了解消费习惯,追踪财务目标的进展,并识别账户活动中的任何不一致之处。最终,接受审查和理解定期对账单的做法可以导致更好的财务决策和改善整体财务健康。

相关单词

periodic

periodic详解:怎么读、什么意思、用法

statement

statement详解:怎么读、什么意思、用法