balancing allowance

简明释义

调整免税额

英英释义

例句

1.The accountant calculated the balancing allowance to ensure that the financial statements were accurate.

会计计算了平衡津贴以确保财务报表的准确性。

2.To finalize the report, we need to adjust the balancing allowance based on the latest data.

为了完成报告，我们需要根据最新数据调整平衡津贴。

3.The balancing allowance is essential for maintaining financial stability in the organization.

在组织中，平衡津贴对于保持财务稳定至关重要。

4.The project manager requested a balancing allowance to cover potential overruns in the project budget.

项目经理请求了一项平衡津贴以覆盖项目预算中的潜在超支。

5.In our budget meeting, we discussed the balancing allowance to account for unexpected expenses.

在我们的预算会议上，我们讨论了平衡津贴以考虑意外开支。

作文

In the realm of personal finance, understanding various financial terms is crucial for effective money management. One such term that often arises in discussions about budgeting and financial planning is balancing allowance. The concept of balancing allowance refers to a specific amount of money allocated to ensure that one’s budget remains balanced, particularly when unexpected expenses arise. This allowance acts as a cushion, providing flexibility within a predetermined budget framework.To illustrate the importance of balancing allowance, consider a typical monthly budget. A person might allocate funds for fixed expenses such as rent, utilities, and groceries. However, life is unpredictable, and unforeseen costs can emerge—like car repairs or medical bills—that were not accounted for in the original budget. Without a balancing allowance, these unexpected expenses could lead to financial strain, potentially resulting in debt or the inability to meet essential obligations.Having a balancing allowance allows individuals to navigate these financial surprises with greater ease. By setting aside a small percentage of their income or a specific dollar amount each month, individuals can create a buffer that helps maintain their overall financial health. This proactive approach not only alleviates stress but also encourages better financial habits and discipline.Furthermore, the concept of balancing allowance can be applied beyond personal finance; it is relevant in business budgeting as well. Companies often set aside a balancing allowance within their budgets to account for fluctuations in revenue or unexpected expenses. This practice ensures that businesses can continue operations smoothly, even when faced with financial challenges. For example, if a company experiences a sudden drop in sales, the balancing allowance can provide the necessary funds to cover operational costs without resorting to layoffs or drastic cutbacks.In conclusion, the balancing allowance is an essential component of effective financial planning, both for individuals and businesses. By incorporating this concept into budgeting practices, one can foster a more resilient financial strategy that accommodates life's uncertainties. As we navigate through our financial journeys, let us remember the value of having a balancing allowance to safeguard our financial well-being and promote stability in our economic lives.

在个人理财领域，理解各种金融术语对于有效的资金管理至关重要。在关于预算和财务规划的讨论中，一个常常出现的术语是平衡津贴。平衡津贴的概念指的是为确保预算保持平衡而分配的一定金额，特别是在出现意外支出时。这种津贴充当缓冲，提供了在预定预算框架内的灵活性。为了说明平衡津贴的重要性，考虑一下典型的月度预算。一个人可能会为固定开支分配资金，如房租、水电费和杂货。然而，生活是不可预测的，突发费用可能会出现——比如汽车维修或医疗账单——这些在原始预算中并未考虑到。如果没有平衡津贴，这些意外费用可能会导致财务压力，甚至可能导致债务或无法满足基本义务。拥有平衡津贴使个人能够更轻松地应对这些财务惊喜。通过每月留出一小部分收入或特定金额，个人可以创建一个缓冲区，帮助维持整体财务健康。这种主动的方法不仅减轻了压力，还鼓励了更好的财务习惯和自律。此外，平衡津贴的概念不仅适用于个人财务；它在企业预算中同样相关。公司通常会在其预算中留出平衡津贴，以应对收入波动或意外支出。这种做法确保企业即使面临财务挑战也能顺利运营。例如，如果一家公司经历了销售的突然下降，平衡津贴可以提供必要的资金来覆盖运营成本，而不必诉诸裁员或大幅削减。总之，平衡津贴是有效财务规划的重要组成部分，无论是对于个人还是企业。通过将这个概念纳入预算实践，人们可以培养出一种更具韧性的财务策略，以适应生活的不确定性。当我们在财务旅程中前行时，让我们记住拥有平衡津贴的价值，以保护我们的财务健康，并促进我们经济生活的稳定。