readjustment of interest rate

简明释义

调整利率

英英释义

例句

1.Many homeowners are worried about the readjustment of interest rate and its impact on their payments.

许多房主担心利率的重新调整及其对他们付款的影响。

2.A readjustment of interest rate could affect mortgage rates significantly.

一次利率的重新调整可能会显著影响抵押贷款利率。

3.Investors are concerned about the potential readjustment of interest rate next quarter.

投资者对下个季度可能的利率重新调整感到担忧。

4.The central bank announced a readjustment of interest rate to combat inflation.

中央银行宣布进行利率的重新调整以应对通货膨胀。

5.The government is considering a readjustment of interest rate to stimulate economic growth.

政府正在考虑进行利率的重新调整以刺激经济增长。

作文

The economy is a complex system influenced by various factors, one of which is the interest rate set by central banks. The process of adjusting this rate can significantly impact economic growth, inflation, and employment levels. Therefore, understanding the concept of readjustment of interest rate (利率的重新调整) is crucial for both policymakers and the general public. When a central bank decides to change the interest rate, it does so to achieve specific economic objectives. For instance, if inflation is rising too quickly, the bank may opt for a higher interest rate to cool down spending and borrowing. Conversely, if the economy is sluggish and unemployment is high, a lower interest rate might be implemented to encourage borrowing and investment. This delicate balancing act is what makes the readjustment of interest rate (利率的重新调整) such an essential tool in economic management.The effects of these adjustments are felt throughout the economy. When interest rates are increased, consumers may find it more expensive to take out loans for homes or cars, leading to decreased consumer spending. Businesses may also hesitate to invest in new projects due to higher borrowing costs. On the other hand, when rates are lowered, consumers are likely to spend more, and businesses may invest in expansion, potentially leading to job creation. Thus, the readjustment of interest rate (利率的重新调整) plays a pivotal role in shaping economic conditions.Moreover, the timing and magnitude of these adjustments are critical. If a central bank reacts too slowly to changing economic conditions, it may exacerbate issues like inflation or recession. For example, during the financial crisis of 2008, many central banks around the world slashed interest rates to near-zero levels to stimulate their economies. This rapid readjustment of interest rate (利率的重新调整) was necessary to prevent a complete economic collapse.However, there are also risks associated with frequent or drastic changes in interest rates. Sudden increases can lead to market volatility and uncertainty, while prolonged low rates can create asset bubbles as investors chase higher returns. Therefore, central banks must carefully consider the implications of their decisions regarding the readjustment of interest rate (利率的重新调整).In conclusion, the readjustment of interest rate (利率的重新调整) is a fundamental aspect of economic policy that influences various sectors of the economy. Understanding its mechanisms and effects is vital for anyone interested in economics, finance, or business. As we navigate through different economic cycles, the ability of central banks to effectively manage interest rates will continue to be a key determinant of economic stability and growth.