adjust supply and demand for funds

简明释义

调节资金供求

英英释义

例句

1.The bank's strategy is to adjust supply and demand for funds through interest rate changes.

该银行的策略是通过利率变化来调整资金的供求关系。

2.The central bank decided to adjust supply and demand for funds to stabilize the economy.

中央银行决定调整资金的供求关系以稳定经济。

3.During economic downturns, businesses may need to adjust supply and demand for funds to maintain operations.

在经济衰退期间，企业可能需要调整资金的供求关系以维持运营。

4.Investors often look for signals that indicate when to adjust supply and demand for funds in their portfolios.

投资者通常寻找信号，以指示何时在他们的投资组合中调整资金的供求关系。

5.In response to the financial crisis, the government took measures to adjust supply and demand for funds in the market.

为了应对金融危机，政府采取措施来调整市场中的资金供求关系。

作文

In the world of economics, the concept of supply and demand plays a crucial role in determining prices and availability of goods and services. This principle extends beyond physical products to include financial resources, where we often hear the phrase adjust supply and demand for funds. Understanding this phrase is essential for anyone involved in finance, business, or economic policy-making.To begin with, let’s break down the components of this phrase. The term 'supply' refers to the total amount of a resource that producers are willing and able to sell at a given price. In the context of funds, this could mean the amount of money available for lending from banks or investors. On the other hand, 'demand' refers to how much of a resource consumers are willing to purchase at a certain price. When applied to funds, it represents the desire of businesses and individuals to borrow money for various purposes, such as investments, purchases, or personal expenses.The interaction between supply and demand for funds is critical to the functioning of the economy. For instance, when the economy is booming, there tends to be high demand for funds as businesses seek to expand and consumers are more willing to take on debt. Conversely, during economic downturns, demand for funds may decrease as businesses scale back operations and consumers become more cautious about spending.In order to maintain economic stability, it is often necessary to adjust supply and demand for funds. This can be achieved through various means, including monetary policy and fiscal measures. Central banks, such as the Federal Reserve in the United States, play a significant role in this adjustment process. By altering interest rates, they can influence the cost of borrowing. Lowering interest rates typically encourages borrowing and spending, effectively increasing the demand for funds. Conversely, raising interest rates can help cool off an overheated economy by reducing demand for funds.Moreover, government policies can also impact the supply of funds. For example, tax incentives for savings can encourage individuals to deposit more money into banks, which increases the supply of available funds for lending. On the other hand, if the government increases its borrowing, it can lead to higher interest rates, thereby decreasing the availability of funds for private borrowers.In addition to these macroeconomic factors, individual financial institutions must also manage their own supply and demand for funds. Banks and lenders assess their liquidity needs and risk exposure when deciding how much to lend and at what rates. They must carefully balance their portfolio to ensure they have enough funds available to meet withdrawal demands while also maximizing their profits from loans.Understanding how to adjust supply and demand for funds is not only important for policymakers and financial institutions but also for individuals making personal financial decisions. For instance, knowing when to take out a loan or invest can depend on the current state of supply and demand in the financial markets. Individuals should be aware of interest rate trends and economic indicators that signal changes in the availability of funds.In conclusion, the ability to adjust supply and demand for funds is a vital aspect of economic management. It requires careful consideration of various factors, including interest rates, government policies, and market conditions. By understanding this concept, individuals and organizations can make informed decisions that contribute to economic stability and growth.

在经济学的世界中，供求概念在决定商品和服务的价格及可用性方面起着至关重要的作用。这一原则不仅适用于实物产品，还包括金融资源，我们经常听到“调整资金的供求关系”这一短语。理解这个短语对任何参与金融、商业或经济政策制定的人来说都是至关重要的。首先，让我们分解一下这个短语的组成部分。“供应”一词指的是生产者在特定价格下愿意和能够销售的资源总量。在资金的背景下，这可能意味着银行或投资者可供借贷的资金总额。另一方面，“需求”指的是消费者在某一特定价格下愿意购买多少资源。当应用于资金时，它代表了企业和个人借款进行各种目的（如投资、购买或个人开支）的愿望。资金的供求关系相互作用，对经济的运作至关重要。例如，当经济繁荣时，往往会出现对资金的高需求，因为企业寻求扩张，而消费者更愿意承担债务。相反，在经济衰退期间，资金的需求可能会减少，因为企业缩减运营，消费者对支出变得更加谨慎。为了维持经济稳定，通常需要调整资金的供求关系。这可以通过多种手段实现，包括货币政策和财政措施。中央银行，例如美国的联邦储备系统，在这一调整过程中发挥着重要作用。通过改变利率，他们可以影响借贷成本。降低利率通常会鼓励借贷和消费，从而有效增加对资金的需求。相反，提高利率可以通过减少对资金的需求来帮助冷却过热的经济。此外，政府政策也会影响资金的供给。例如，储蓄的税收优惠可以鼓励个人将更多的钱存入银行，从而增加可供借贷的资金总量。另一方面，如果政府增加借款，可能会导致利率上升，从而减少私人借款者可用的资金。除了这些宏观经济因素，各个金融机构也必须管理自身的资金供求关系。银行和贷款人会在决定借出多少资金以及以何种利率时评估其流动性需求和风险暴露。他们必须仔细平衡其投资组合，以确保有足够的资金可用于满足提款需求，同时最大化贷款利润。理解如何调整资金的供求关系不仅对政策制定者和金融机构重要，也对个人做出个人财务决策至关重要。例如，知道何时申请贷款或投资可能取决于金融市场供求的当前状态。个人应关注利率趋势和经济指标，这些指标预示着资金可用性的变化。总之，能够调整资金的供求关系是经济管理的重要方面。这需要仔细考虑各种因素，包括利率、政府政策和市场条件。通过理解这一概念，个人和组织可以做出明智的决策，为经济稳定和增长做出贡献。