balancing surpluses and shortages of funds

简明释义

调剂资金余缺

英英释义

例句

1.To achieve sustainable growth, we must prioritize balancing surpluses and shortages of funds in our budget planning.

为了实现可持续增长，我们必须在预算规划中优先考虑平衡资金的盈余和短缺。

2.The nonprofit organization struggled with balancing surpluses and shortages of funds during the fundraising campaign.

在筹款活动期间，这家非营利组织在平衡资金的盈余和短缺方面遇到了困难。

3.The CFO emphasized the importance of balancing surpluses and shortages of funds in the quarterly financial report.

首席财务官强调了在季度财务报告中平衡资金的盈余和短缺的重要性。

4.Effective management involves balancing surpluses and shortages of funds to maintain operational efficiency.

有效的管理涉及到平衡资金的盈余和短缺以保持运营效率。

5.The finance department is focused on balancing surpluses and shortages of funds to ensure the company's financial health.

财务部门专注于平衡资金的盈余和短缺以确保公司的财务健康。

作文

In today's complex financial landscape, organizations and individuals alike face the constant challenge of managing their resources effectively. One crucial aspect of this management is balancing surpluses and shortages of funds, which refers to the process of ensuring that there are enough financial resources available to meet obligations while also avoiding excess capital that could lead to wasted opportunities. This balancing act is essential for maintaining financial health and stability.To illustrate this concept, consider a small business that experiences seasonal fluctuations in revenue. During peak seasons, the business may generate a surplus of funds as sales skyrocket. However, during off-peak times, the same business might struggle with a shortage of funds, making it difficult to cover operational costs such as rent, salaries, and inventory purchases. To address this issue, the business owner must implement strategies that allow them to balance surpluses and shortages of funds. This could involve saving a portion of the surplus during high-revenue months to create a financial cushion for leaner times.Moreover, effective cash flow management plays a pivotal role in balancing surpluses and shortages of funds. By closely monitoring cash inflows and outflows, businesses can make informed decisions about when to invest in new projects, hire additional staff, or cut back on expenses. For instance, if a company anticipates a significant increase in sales due to a new marketing campaign, it might temporarily increase its inventory levels. However, if the expected sales do not materialize, the company could find itself facing a shortage of funds, leading to potential financial distress.In addition to businesses, individuals also need to balance surpluses and shortages of funds in their personal finances. For example, someone who receives a substantial tax refund may feel tempted to spend that surplus on luxury items or vacations. However, wise financial management involves setting aside a portion of that surplus for savings or debt repayment, ensuring that future shortages do not lead to financial hardship.Furthermore, organizations often utilize financial forecasting and budgeting techniques to help balance surpluses and shortages of funds. By analyzing past financial performance and predicting future trends, they can better allocate resources and prepare for potential shortfalls. This proactive approach not only minimizes the risk of running out of funds but also allows organizations to seize opportunities for growth when they arise.In conclusion, balancing surpluses and shortages of funds is a fundamental aspect of financial management for both individuals and organizations. By understanding the importance of this balance and implementing effective strategies to achieve it, one can ensure long-term financial stability and success. Whether through careful budgeting, cash flow monitoring, or strategic planning, the ability to manage financial resources wisely is a skill that pays dividends in the ever-changing economic environment.

在当今复杂的金融环境中，组织和个人都面临着有效管理资源的持续挑战。这种管理的一个关键方面是平衡资金的盈余和短缺，这指的是确保有足够的财务资源可用于满足义务，同时避免过多的资本导致机会的浪费。这种平衡行为对于维持财务健康和稳定至关重要。为说明这一概念，考虑一家小企业，它经历了季节性收入波动。在高峰季节，该企业可能会产生盈余，因为销售额激增。然而，在淡季，同一企业可能会面临资金短缺，使其难以支付租金、工资和库存采购等运营成本。为了解决这个问题，企业主必须实施策略，以便能够平衡资金的盈余和短缺。这可能涉及在高收入月份中保存一部分盈余，以创建一个财务缓冲，以应对较少的时期。此外，有效的现金流管理在平衡资金的盈余和短缺中发挥着关键作用。通过密切监控现金流入和流出，企业可以就何时投资新项目、雇用额外员工或削减开支做出明智的决定。例如，如果一家公司预计由于新的营销活动而销售额将大幅增加，它可能会暂时增加库存水平。然而，如果预期的销售没有实现，公司可能会发现自己面临资金短缺，从而导致潜在的财务困境。除了企业，个人在个人财务中也需要平衡资金的盈余和短缺。例如，某人如果收到了一笔可观的退税，可能会感到想要将这笔盈余花在奢侈品或度假上。然而，明智的财务管理涉及将这部分盈余的一部分存入储蓄或偿还债务，以确保未来的短缺不会导致财务困境。此外，组织通常利用财务预测和预算技术来帮助平衡资金的盈余和短缺。通过分析过去的财务表现和预测未来趋势，他们可以更好地分配资源并为潜在的短缺做好准备。这种主动的方法不仅最小化了资金耗尽的风险，还使组织能够在机会出现时抓住增长的机会。总之，平衡资金的盈余和短缺是个人和组织财务管理的基本方面。通过理解这种平衡的重要性并实施有效的策略来实现它，可以确保长期的财务稳定和成功。无论是通过仔细的预算、现金流监控还是战略规划，明智地管理财务资源的能力都是在不断变化的经济环境中获得回报的技能。