pawner; pawnor

简明释义

典出人

英英释义

例句

1.Many pawns are made by individuals who need immediate cash for emergencies.

许多典当交易都是由需要紧急现金的人进行的。

2.The pawner walked into the shop with a vintage watch to get some quick cash.

这位典当人带着一只复古手表走进商店以获取一些快速现金。

3.The local pawnor offered her a fair price for her guitar, which she had not used in years.

当地的典当商为她的吉他提供了一个合理的价格，而她已经多年没有使用过它。

4.The pawnor explained the terms of the loan clearly before finalizing the agreement.

在最终达成协议之前，典当商清楚地解释了贷款的条款。

5.As a pawner, she knew the risks of losing her valuable jewelry if she couldn't repay the loan.

作为一名典当人，她知道如果无法偿还贷款，会失去自己珍贵的珠宝的风险。

作文

In today's fast-paced world, many individuals find themselves in situations where they need quick access to cash. One common solution to this problem is pawning valuable items. The term pawner refers to a person who offers an item of value as collateral in exchange for a loan from a pawnshop. This practice has been around for centuries and serves as a financial lifeline for those who may not qualify for traditional loans due to poor credit or lack of income verification. When someone becomes a pawner, they essentially agree to temporarily part with their item while retaining the option to reclaim it by repaying the loan within a specified period.Pawning can be a beneficial arrangement for both parties involved. For the pawner, this process provides immediate cash without the burdensome requirements often associated with bank loans. They can use the funds to address urgent financial needs, such as medical bills, rent, or unexpected expenses. On the other hand, the pawnshop benefits by charging interest on the loan and potentially profiting from the sale of unclaimed items. If a pawner fails to repay the loan, the pawnshop has the right to sell the item to recover their losses.However, there are risks associated with pawning. A pawner must carefully consider the value of the item they are offering and the loan terms provided by the pawnshop. Often, the amount offered is significantly lower than the item's market value, which means that if the loan is not repaid, the pawner may lose a cherished possession for a fraction of its worth. Additionally, high-interest rates can lead to a cycle of debt if the pawner is unable to repay the loan in time.The role of a pawner in this transaction highlights the importance of understanding the implications of pawning. Individuals should approach this option with caution and ensure they are fully aware of the terms before proceeding. Building a relationship with a reputable pawnshop can also help pawnors feel more secure in their transactions, as trust is a key element in financial dealings.In conclusion, being a pawner can provide immediate financial relief, but it is essential to weigh the pros and cons before making such a decision. Understanding the nature of pawning, the rights and responsibilities involved, and the potential consequences will empower individuals to make informed choices about their financial futures. As long as one approaches this practice with a clear understanding and careful consideration, pawning can serve as a valuable resource in times of need.

在当今快节奏的世界中，许多人发现自己处于需要快速获得现金的情况。解决这个问题的一种常见方法是典当有价值的物品。术语pawner指的是一个人将有价值的物品作为抵押品，以换取来自典当行的贷款。这种做法已经存在了几个世纪，为那些由于信用不良或缺乏收入证明而可能无法获得传统贷款的人提供了财务救助。当某人成为pawner时，他们基本上同意暂时放弃他们的物品，同时保留通过在规定时间内偿还贷款来收回物品的选项。典当对双方都有好处。对于pawner来说，这个过程提供了立即获得现金的机会，而不需要银行贷款通常伴随的繁琐要求。他们可以利用这些资金来解决紧急的财务需求，例如医疗账单、租金或意外开支。另一方面，典当行通过向贷款收取利息和潜在地从未认领的物品销售中获利。 如果pawner未能偿还贷款，典当行有权出售该物品以弥补损失。然而，典当也存在风险。pawner必须仔细考虑他们所提供物品的价值以及典当行提供的贷款条款。通常，所提供的金额远低于物品的市场价值，这意味着如果贷款未能偿还，pawner可能会以其价值的一小部分失去一件珍贵的财物。此外，高利率可能导致债务循环，如果pawner无法按时偿还贷款。在这一交易中，pawner的角色突显了理解典当影响的重要性。个人应该谨慎地对待这一选择，并确保在进行之前充分了解条款。与信誉良好的典当行建立关系也可以帮助pawner在交易中感到更安全，因为信任是金融交易中的关键要素。总之，成为pawner可以提供即时的财务救助，但在做出这样的决定之前，权衡利弊至关重要。理解典当的性质、相关的权利和责任以及潜在的后果，将使个人能够对自己的财务未来做出明智的选择。只要以清晰的理解和谨慎的考虑来处理这一做法，典当就可以在需要时作为一种有价值的资源。