deferred creditor

简明释义

递延债权人

英英释义

例句

1.The startup's financial plan included provisions for paying off its deferred creditor over the next five years.

这家初创公司的财务计划包括在未来五年内偿还其延期债权人的条款。

2.Negotiating with a deferred creditor can be challenging, especially if they are not willing to restructure the debt.

与延期债权人进行谈判可能会很有挑战性，尤其是如果他们不愿意重组债务的话。

3.A deferred creditor may have to wait several years before seeing any return on their investment.

延期债权人可能需要等待数年才能看到投资的任何回报。

4.The company listed its debts in the balance sheet, including a significant amount owed to a deferred creditor.

公司在资产负债表中列出了其债务，包括一笔较大金额欠款给延期债权人。

5.In bankruptcy proceedings, the deferred creditor will often receive payments only after secured creditors are paid off.

在破产程序中，延期债权人通常会在担保债权人得到偿付后才会收到付款。

作文

In the world of finance and business, various terms are used to describe the relationships between different parties involved in transactions. One such term is deferred creditor, which refers to a type of creditor who does not receive immediate payment for the money owed to them. Instead, they agree to postpone their claim for payment until a later date. This arrangement can be beneficial for both the debtor and the deferred creditor. For instance, a company may be facing cash flow issues and may not be able to pay all of its creditors at once. By negotiating with a deferred creditor, the company can ensure that it has enough liquidity to continue operations while still honoring its debts over time.The concept of a deferred creditor is particularly important in the context of bankruptcy and insolvency. When a business goes bankrupt, its assets are typically liquidated to pay off creditors. In such cases, deferred creditors may find themselves at the back of the line when it comes to receiving payment. This is because secured creditors and priority creditors are paid first. Therefore, being a deferred creditor can carry a significant risk, as there is no guarantee that the debtor will have sufficient funds to cover all outstanding debts.Despite these risks, many businesses enter into agreements with deferred creditors as a way to manage their financial obligations. For example, a construction company might hire subcontractors and agree to pay them at a later date once the project has been completed and payment has been received from the client. This allows the main contractor to maintain cash flow during the project while ensuring that the deferred creditors are compensated once the funds are available.Moreover, the relationship between a debtor and a deferred creditor can often lead to a stronger partnership. By demonstrating trust and reliability, the debtor can foster goodwill and potentially secure better terms for future agreements. This can be essential for small businesses that rely on credit to operate and grow. Establishing a reputation for honoring deferred payments can encourage deferred creditors to continue working with the business, even during tough economic times.In conclusion, the term deferred creditor encapsulates a crucial aspect of financial management and debt negotiation. Understanding this term and its implications can help businesses navigate their financial responsibilities more effectively. While it carries certain risks, being a deferred creditor can also present opportunities for collaboration and growth. As businesses strive to balance their obligations with their operational needs, the role of deferred creditors will continue to be a vital component of the financial landscape, allowing for flexibility and support in times of need.

在金融和商业的世界中，使用各种术语来描述参与交易的不同方之间的关系。其中一个术语是延期债权人，指的是一种不立即收到所欠款项的债权人。相反，他们同意将索赔推迟到更晚的日期。这种安排对债务人和延期债权人都有好处。例如，一家公司可能面临现金流问题，无法一次性支付所有债权人。通过与延期债权人进行谈判，公司可以确保有足够的流动资金继续运营，同时仍然在一段时间内履行其债务。延期债权人的概念在破产和无力偿债的背景下尤为重要。当企业破产时，其资产通常会被清算以偿还债权人。在这种情况下，延期债权人可能发现自己在获得付款时排在队伍的最后。这是因为担保债权人和优先债权人会首先得到偿还。因此，成为延期债权人可能带来重大风险，因为没有保证债务人将有足够的资金来偿还所有未偿债务。尽管存在这些风险，许多企业与延期债权人签订协议，以管理其财务义务。例如，一家建筑公司可能会雇佣分包商，并同意在项目完成并从客户处收到付款后再支付他们。这使得主要承包商在项目期间保持现金流，同时确保在资金可用时补偿延期债权人。此外，债务人与延期债权人之间的关系往往会导致更强的合作伙伴关系。通过展现信任和可靠性，债务人可以培养良好的意愿，并可能为未来的协议争取更好的条款。这对于依赖信用运营和增长的小企业至关重要。建立履行延期付款的声誉可以鼓励延期债权人在经济困难时期继续与企业合作。总之，术语延期债权人概括了财务管理和债务谈判中的一个关键方面。理解这个术语及其含义可以帮助企业更有效地应对财务责任。虽然它带有一定的风险，但作为延期债权人也可以为合作和增长提供机会。随着企业努力平衡其义务与运营需求，延期债权人的角色将继续成为金融领域的重要组成部分，为在需要时提供灵活性和支持。