primary reserves; primary bank reserves

简明释义

第一准备金

英英释义

例句

1.During financial audits, regulators often examine a bank's primary bank reserves 主要银行储备 to assess its stability.

在财务审计中，监管机构通常检查银行的主要银行储备 主要银行储备以评估其稳定性。

2.The bank's liquidity is heavily dependent on its primary reserves 主要储备, ensuring it can meet withdrawal demands.

银行的流动性在很大程度上依赖于其主要储备 主要储备，确保能够满足提款需求。

3.Investors often look at a bank's primary reserves 主要储备 when evaluating its risk profile.

投资者在评估银行的风险状况时，通常会关注其主要储备 主要储备。

4.A sudden increase in customer withdrawals can strain a bank's primary reserves 主要储备 and lead to liquidity issues.

客户提款的突然增加可能会给银行的主要储备 主要储备带来压力，并导致流动性问题。

5.Banks are required to maintain a certain level of primary bank reserves 主要银行储备 as mandated by the central bank.

根据中央银行的规定，银行必须保持一定水平的主要银行储备 主要银行储备。

作文

In the world of finance, understanding the concept of primary reserves; primary bank reserves is crucial for both banking institutions and their customers. Primary reserves; primary bank reserves refer to the liquid assets that banks are required to hold in reserve to ensure they can meet customer withdrawals and other obligations. These reserves typically include cash on hand and deposits held at the central bank. The importance of primary reserves; primary bank reserves cannot be overstated, as they play a significant role in maintaining the stability of the financial system.When we talk about primary reserves; primary bank reserves, it is essential to recognize that these reserves serve several purposes. Firstly, they act as a safety net for banks, ensuring that they have enough liquidity to cover unexpected demands for cash. This is particularly important during times of economic uncertainty or financial crises when customers may rush to withdraw their funds. By maintaining adequate primary reserves; primary bank reserves, banks can instill confidence in their customers and prevent panic withdrawals.Moreover, primary reserves; primary bank reserves are also critical for the overall functioning of the economy. Central banks often set reserve requirements, which dictate the minimum amount of reserves that banks must hold. These requirements influence how much money banks can lend out, thereby affecting interest rates and the availability of credit in the economy. When banks have higher primary reserves; primary bank reserves, they are less likely to lend aggressively, which can lead to tighter credit conditions. Conversely, if banks have lower reserves, they may be more willing to extend loans, stimulating economic activity.The management of primary reserves; primary bank reserves is also a key aspect of a bank's liquidity management strategy. Banks must carefully balance their reserves to ensure they can meet regulatory requirements while also maximizing their lending potential. This involves forecasting cash flows, analyzing customer behavior, and adjusting reserve levels accordingly. Effective management of primary reserves; primary bank reserves can enhance a bank's profitability while minimizing risks associated with liquidity shortages.In conclusion, the concept of primary reserves; primary bank reserves is fundamental to the banking industry and the broader economy. These reserves not only provide a cushion for banks during times of financial stress but also play a vital role in influencing monetary policy and credit availability. As such, both banks and their customers must understand the implications of primary reserves; primary bank reserves in order to navigate the complexities of the financial landscape effectively. By fostering a deeper understanding of this concept, we can better appreciate the intricacies of banking operations and the importance of maintaining a stable financial system.

在金融世界中，理解初级准备金；初级银行准备金的概念对于银行机构及其客户至关重要。初级准备金；初级银行准备金是指银行被要求持有的流动资产，以确保它们能够满足客户提款和其他义务。这些准备金通常包括手头现金和存放在中央银行的存款。初级准备金；初级银行准备金的重要性不容小觑，因为它们在维护金融系统的稳定性方面发挥着重要作用。当我们谈论初级准备金；初级银行准备金时，必须认识到这些准备金有几个目的。首先，它们作为银行的安全网，确保银行拥有足够的流动性来应对意外的现金需求。这在经济不确定或金融危机时期尤为重要，此时客户可能会急于提取他们的资金。通过维持适当的初级准备金；初级银行准备金，银行可以增强客户的信心，防止恐慌性提款。此外，初级准备金；初级银行准备金对于整体经济的运作也至关重要。中央银行通常设定储备要求，规定银行必须持有的最低准备金数额。这些要求影响银行能够发放的贷款金额，从而影响经济中的利率和信贷可用性。当银行拥有更高的初级准备金；初级银行准备金时，它们不太可能积极放贷，这可能导致信贷条件收紧。相反，如果银行的准备金较低，它们可能更愿意扩展贷款，从而刺激经济活动。对于银行来说，管理初级准备金；初级银行准备金也是其流动性管理策略的关键方面。银行必须仔细平衡其准备金，以确保能够满足监管要求，同时最大化其贷款潜力。这涉及预测现金流、分析客户行为，并相应地调整准备金水平。有效管理初级准备金；初级银行准备金可以提高银行的盈利能力，同时最小化与流动性短缺相关的风险。总之，初级准备金；初级银行准备金的概念对银行业和更广泛的经济至关重要。这些准备金不仅在金融压力时期为银行提供缓冲，而且在影响货币政策和信贷可用性方面也发挥着至关重要的作用。因此，银行及其客户必须理解初级准备金；初级银行准备金的含义，以便有效应对复杂的金融环境。通过加深对这一概念的理解，我们可以更好地欣赏银行运营的复杂性以及维护稳定金融系统的重要性。