first installments

简明释义

第一期分期付款

英英释义

例句

1.The loan agreement states that the first installments are due within 30 days.

贷款协议规定，第一笔分期付款在30天内到期。

2.We need to ensure that the first installments are processed correctly to avoid delays.

我们需要确保第一笔分期付款正确处理，以避免延误。

3.I received the first installments of my salary yesterday.

我昨天收到了我的第一笔分期付款。

4.The company announced that the first installments for the new product will be available next month.

公司宣布，新产品的第一笔分期付款将于下个月推出。

5.After paying the first installments, I felt relieved about my financial situation.

支付了第一笔分期付款后，我对自己的财务状况感到宽慰。

作文

When it comes to purchasing a new car, many people find themselves in a dilemma between paying the full price upfront or opting for a financing option. In recent years, more individuals have chosen to finance their vehicles, allowing them to pay for their cars over time rather than in one lump sum. This method of payment often involves making a series of payments, known as installments. The very first of these payments is referred to as the first installments, which marks the beginning of a financial commitment that can last several years. Understanding the implications of this initial payment is crucial for anyone considering financing a vehicle.The first installments are significant because they set the tone for the entire loan agreement. Typically, when a buyer decides to finance a car, they will make a down payment, which is an upfront payment that reduces the total amount financed. After this down payment, the buyer enters into a contract with the lender, agreeing to repay the remaining balance in monthly installments. The first installments usually occur shortly after the purchase, and they often include interest charges that have accrued since the loan was initiated. Therefore, it is essential for buyers to understand how much they will owe from the very beginning.Moreover, the first installments can also impact the buyer's budget significantly. Many people do not account for the additional costs associated with owning a vehicle, such as insurance, maintenance, and fuel. When the time comes to make that first payment, some buyers may be surprised to find that their financial obligations are more extensive than they anticipated. This is why it is advisable to create a comprehensive budget before committing to any financing options. By doing so, individuals can ensure that they are prepared for the first installments and the subsequent payments that will follow.In addition to budgeting, understanding the terms of the financing agreement is vital. Buyers should be aware of the interest rate, the length of the loan, and any potential penalties for late payments. The first installments might seem manageable, but if the interest rate is high or the loan term is extended, the total cost of the vehicle can increase dramatically over time. Therefore, it is wise to shop around for the best financing options available, comparing different lenders and their terms before making a decision.Ultimately, the first installments serve as a reminder of the long-term commitment that comes with financing a vehicle. It is not just about acquiring a new car; it is about understanding the financial responsibilities that accompany that purchase. By being informed and prepared, buyers can navigate the complexities of car financing with confidence, ensuring that they can meet their obligations and enjoy their new vehicle without undue stress. In conclusion, while the allure of a shiny new car is enticing, it is imperative to approach the financing process with caution, particularly when it comes to the first installments. Taking the time to plan and educate oneself can lead to a more satisfying ownership experience and financial stability in the long run.

当涉及到购买新车时，许多人发现自己在一次性全额支付和选择融资选项之间陷入两难。在近年来，越来越多的人选择为他们的车辆融资，这使他们能够分期付款，而不是一次性支付。这种付款方式通常涉及一系列被称为分期付款的支付。其中的第一次付款被称为first installments，它标志着一项财务承诺的开始，这种承诺可能会持续数年。理解这一初始付款的含义对于任何考虑为车辆融资的人来说都是至关重要的。first installments之所以重要，是因为它们为整个贷款协议定下了基调。通常，当买家决定为汽车融资时，他们会进行首付款，这是一种减少融资总额的预付款。在这笔首付款之后，买方与贷方签订合同，同意按月偿还剩余余额。first installments通常在购买后不久发生，并且通常包括自贷款启动以来所产生的利息费用。因此，买家必须了解从一开始他们将欠多少钱。此外，first installments也可能对买家的预算产生重大影响。许多人没有考虑到拥有一辆汽车相关的额外费用，例如保险、维护和燃料。当第一次付款到期时，一些买家可能会惊讶地发现他们的财务义务比他们预期的要广泛得多。这就是为什么在承诺任何融资选项之前，建议制定全面预算的原因。通过这样做，个人可以确保他们为first installments及随后的付款做好准备。除了预算之外，了解融资协议的条款至关重要。买家应了解利率、贷款期限以及逾期付款的潜在罚款。first installments可能看起来可控，但如果利率很高或贷款期限延长，车辆的总成本可能会随着时间的推移而大幅增加。因此，明智的做法是比较不同贷方及其条款，寻找最佳融资选项。最终，first installments提醒我们融资车辆所带来的长期承诺。这不仅仅是获得一辆新车；更重要的是理解伴随该购买的财务责任。通过保持信息灵通和做好准备，买家可以自信地驾驭汽车融资的复杂性，确保他们能够履行义务，享受他们的新车而不感到过度压力。总之，尽管闪亮的新车的吸引力令人向往，但在融资过程中谨慎行事是至关重要的，特别是在涉及到first installments时。花时间规划和教育自己可以导致更令人满意的拥有体验和长期的财务稳定。