pledged securities

简明释义

抵押有价证券

英英释义

例句

1.The bank requires that all loans be secured by pledged securities (质押证券) to mitigate risk.

银行要求所有贷款都必须由质押证券（质押证券）担保，以降低风险。

2.Investors often use pledged securities (质押证券) as collateral for margin trading.

投资者通常将质押证券（质押证券）用作保证金交易的担保。

3.The company issued bonds backed by pledged securities (质押证券) to raise capital.

公司发行了以质押证券（质押证券）为担保的债券以筹集资金。

4.Before approving the loan, the bank assessed the value of the pledged securities (质押证券).

在批准贷款之前，银行评估了质押证券（质押证券）的价值。

5.In case of default, the lender can liquidate the pledged securities (质押证券) to recover the owed amount.

如果借款人违约，贷方可以变现质押证券（质押证券）以弥补欠款。

作文

In the world of finance, various terms and concepts play a crucial role in understanding how investments and loans function. One such term is pledged securities, which refers to financial assets that are used as collateral for a loan or obligation. When an individual or a corporation borrows money, they may offer their investments, such as stocks or bonds, as a guarantee to the lender. This practice not only provides security for the lender but also allows the borrower to access funds while still retaining ownership of the underlying assets. Understanding pledged securities is essential for anyone involved in investment or financing activities.The concept of pledged securities is often encountered in various financial transactions, including mortgages, personal loans, and corporate financing. For example, when a company seeks to secure a loan to expand its operations, it may pledge a portion of its stock holdings as collateral. In this scenario, if the company fails to repay the loan, the lender has the right to sell the pledged stocks to recover the owed amount. This arrangement mitigates the risk for the lender and can lead to more favorable loan terms for the borrower.Additionally, pledged securities can also be seen in the context of margin trading. Investors who wish to trade on margin can borrow funds from a brokerage firm by pledging their existing securities as collateral. This allows them to leverage their investments, potentially increasing their returns. However, it also comes with higher risks, as a decline in the value of the pledged securities may lead to a margin call, requiring the investor to deposit additional funds or sell some of their investments to maintain the required equity level.Furthermore, the use of pledged securities is common in the realm of derivatives and structured finance. In these complex financial instruments, underlying assets are often pledged to back the obligations of the derivative contracts. This practice adds another layer of security for investors, as the performance of the derivative can be directly linked to the value of the pledged assets.It is important to note that while pledged securities provide benefits to both lenders and borrowers, they also come with certain risks. For instance, if the market value of the pledged securities declines significantly, the borrower may find themselves in a precarious situation. In extreme cases, they could lose their collateral if they default on the loan. Therefore, both parties must carefully assess the value and volatility of the pledged assets before entering into such agreements.In conclusion, pledged securities serve as a vital component in the financial landscape, facilitating borrowing and investment opportunities. By understanding this concept, investors and borrowers can make informed decisions about their financial strategies. Whether through securing loans, engaging in margin trading, or participating in complex financial instruments, recognizing the implications and responsibilities associated with pledged securities is crucial for navigating the dynamic world of finance. As markets evolve and new financial products emerge, the role of pledged securities will likely continue to be significant in shaping investment and lending practices.

在金融世界中，各种术语和概念在理解投资和贷款运作方面起着至关重要的作用。其中一个术语是质押证券，指的是用作贷款或义务担保的金融资产。当个人或公司借款时，他们可能会提供自己的投资，例如股票或债券，作为对贷方的担保。这种做法不仅为贷方提供了安全保障，还允许借款人在保留基础资产所有权的同时获得资金。理解质押证券对于任何参与投资或融资活动的人来说都是必不可少的。质押证券的概念通常出现在各种金融交易中，包括抵押贷款、个人贷款和公司融资。例如，当一家公司希望获得贷款以扩展其业务时，它可能会质押其部分股票作为担保。在这种情况下，如果公司未能偿还贷款，贷方有权出售质押的股票以收回所欠金额。这种安排降低了贷方的风险，并可能为借款人带来更有利的贷款条件。此外，质押证券在保证金交易的背景下也很常见。希望进行保证金交易的投资者可以通过质押现有证券作为担保，从经纪公司借入资金。这使他们能够杠杆化投资，潜在地增加回报。然而，这也伴随着更高的风险，因为质押证券的价值下降可能导致追加保证金要求，迫使投资者存入额外资金或出售一些投资以维持所需的权益水平。此外，在衍生品和结构性金融的领域中，使用质押证券也是常见的。在这些复杂的金融工具中，基础资产通常被质押以支持衍生合约的义务。这种做法为投资者增加了另一层安全保障，因为衍生品的表现可以直接与质押资产的价值挂钩。需要注意的是，虽然质押证券为贷方和借款人提供了好处，但它们也伴随着一定的风险。例如，如果质押证券的市场价值大幅下降，借款人可能会发现自己处于危险境地。在极端情况下，如果他们违约，可能会失去抵押品。因此，双方在达成此类协议之前必须仔细评估质押资产的价值和波动性。总之，质押证券在金融领域中扮演着至关重要的角色，促进了借贷和投资机会。通过理解这一概念，投资者和借款人可以就其财务策略做出明智的决策。无论是通过担保贷款、参与保证金交易还是参与复杂的金融工具，认识到与质押证券相关的影响和责任对于驾驭动态的金融世界至关重要。随着市场的发展和新金融产品的出现，质押证券的作用可能仍将继续在塑造投资和贷款实践中发挥重要作用。