money equivalent

简明释义

等值货币额

英英释义

例句

1.Travel points can often be redeemed for flights, acting as a money equivalent 货币等值 for travel expenses.

旅行积分通常可以兑换机票，作为旅行费用的<正>货币等值。

2.In the stock market, shares can be seen as a money equivalent 货币等值 of ownership in a company.

在股市中，股票可以被视为对公司所有权的<正>货币等值。

3.When calculating your assets, remember to include any money equivalent 货币等值 items like jewelry.

在计算你的资产时，记得包括任何<正>货币等值的物品，如珠宝。

4.The value of the gift card is a money equivalent 货币等值 to $50.

这张礼品卡的价值是<正>货币等值于50美元。

5.The contract specified that the damages would be paid in money equivalent 货币等值 to the lost revenue.

合同规定，损害赔偿将以<正>货币等值支付，等同于损失的收入。

作文

In today's rapidly evolving economy, the concept of money equivalent (货币等值) has become increasingly significant. As we navigate through various financial transactions, understanding what constitutes a money equivalent is crucial for both individuals and businesses alike. Essentially, money equivalent refers to any asset that can be easily converted into cash or has a cash-like value. This includes not only physical currency but also instruments like checks, bank deposits, and short-term investments. For instance, consider a scenario where a person receives a gift card worth $100. While it is not cash, this gift card can be used to purchase goods or services at specific retailers, making it a form of money equivalent. The ease with which it can be utilized in transactions highlights its cash-like nature. Similarly, travelers' checks are another example of a money equivalent, as they can be exchanged for cash or used directly in various establishments worldwide.Understanding money equivalent is particularly important in accounting and finance. Businesses often deal with various forms of assets, and knowing which ones qualify as money equivalent helps in accurately assessing liquidity. Liquidity refers to how easily an asset can be converted into cash without significantly affecting its value. For example, cash is the most liquid asset, while real estate is considered less liquid because it may take time to sell and convert into cash. Moreover, in financial reporting, companies must disclose their money equivalent assets to provide stakeholders with a clear picture of their financial health. Investors look for strong liquidity ratios, which indicate that a company can meet its short-term obligations. Therefore, having a solid understanding of what constitutes money equivalent assets can aid investors in making informed decisions.In addition to its importance in personal finance and business accounting, the concept of money equivalent also plays a role in economic theory. Economists often analyze the flow of money equivalent assets within an economy to gauge overall economic health. When more assets are classified as money equivalent, it indicates that consumers and businesses have easier access to cash, which can stimulate spending and investment.Furthermore, in the context of international trade, understanding money equivalent becomes even more complex. Different countries have varying currencies and exchange rates, which can affect the value of assets across borders. For instance, a foreign currency can be considered a money equivalent if it can be easily exchanged for local currency. However, fluctuations in exchange rates can impact the actual value of these assets, making it essential for businesses engaged in international trade to monitor these changes closely.In conclusion, the notion of money equivalent (货币等值) encompasses a wide array of financial instruments and assets that hold cash-like value. From gift cards to bank deposits, understanding what qualifies as a money equivalent is vital for effective financial management, accounting practices, and economic analysis. As our economy continues to evolve, the significance of money equivalent will likely grow, necessitating a deeper understanding of its implications in various financial contexts.

在当今快速发展的经济中，货币等值（money equivalent）的概念变得越来越重要。当我们在各种金融交易中导航时，了解什么构成货币等值对个人和企业来说都是至关重要的。基本上，货币等值指的是任何能够轻松转换为现金或具有类似现金价值的资产。这不仅包括实物货币，还包括支票、银行存款和短期投资等工具。例如，考虑一个场景，一个人收到了一张价值100美元的礼品卡。虽然它不是现金，但这张礼品卡可以在特定零售商处用于购买商品或服务，使其成为一种货币等值。它可以在交易中轻松使用的特性突显了它的现金性质。同样，旅行支票也是另一个货币等值的例子，因为它们可以兑换现金或直接在全球各个机构中使用。理解货币等值在会计和财务中尤其重要。企业通常处理各种形式的资产，了解哪些资产符合货币等值有助于准确评估流动性。流动性是指资产在不显著影响其价值的情况下能够多容易地转换为现金。例如，现金是最流动的资产，而房地产被认为流动性较差，因为出售并转换为现金可能需要时间。此外，在财务报告中，公司必须披露其货币等值资产，以便向利益相关者提供清晰的财务状况图。投资者寻求强劲的流动比率，这表明一家公司能够满足其短期义务。因此，对构成货币等值资产的良好理解可以帮助投资者做出明智的决策。除了在个人财务和商业会计中的重要性外，货币等值的概念在经济理论中也发挥着作用。经济学家经常分析经济中货币等值资产的流动，以评估整体经济健康程度。当更多资产被归类为货币等值时，表明消费者和企业更容易获得现金，这可以刺激消费和投资。此外，在国际贸易的背景下，理解货币等值变得更加复杂。不同国家有不同的货币和汇率，这可能影响跨境资产的价值。例如，如果一种外币可以轻松兑换为当地货币，则可以视为货币等值。然而，汇率的波动可能会影响这些资产的实际价值，因此参与国际贸易的企业必须密切监控这些变化。总之，货币等值（money equivalent）的概念涵盖了各种具有类似现金价值的金融工具和资产。从礼品卡到银行存款，了解什么构成货币等值对于有效的财务管理、会计实践和经济分析至关重要。随着我们的经济继续发展，货币等值的重要性可能会增长，因此需要更深入地理解其在各种金融背景下的影响。