maturity value

简明释义

到期值

英英释义

例句

1.When calculating your returns, remember to factor in the maturity value of your investment.

在计算你的回报时，记得考虑投资的到期价值。

2.The bank will pay you the maturity value of your bond at the end of its term.

银行将在债券到期时支付给你其到期价值。

3.The maturity value of a life insurance policy can be significant.

人寿保险单的到期价值可能很可观。

4.The maturity value of this certificate of deposit is guaranteed by the bank.

这份存款证的到期价值由银行保证。

5.Investors should always consider the maturity value when purchasing fixed income securities.

投资者在购买固定收益证券时应始终考虑到期价值。

作文

In the world of finance, understanding key terms is essential for making informed decisions. One such term that is frequently encountered is maturity value. The maturity value refers to the amount of money that will be paid to an investor or policyholder at the end of a specified investment period or the maturity date of a financial instrument. This concept is crucial for investors, as it helps them assess the potential returns on their investments and plan their financial strategies accordingly.When individuals invest in bonds, for example, they often look at the maturity value to determine how much they will receive when the bond matures. The maturity value is typically higher than the initial investment, reflecting the interest earned over the life of the bond. Similarly, in insurance policies, the maturity value represents the sum assured that the policyholder will receive upon the policy’s maturity, which can be a significant factor in choosing the right policy.Understanding the maturity value is not just limited to bonds and insurance; it can also apply to various savings accounts and investment vehicles. For instance, a fixed deposit account will have a specific maturity value based on the principal amount deposited and the interest rate offered by the bank. As the maturity date approaches, account holders can expect to receive this predetermined amount, which aids in financial planning.Moreover, financial institutions often advertise the maturity value of their products to attract potential customers. This figure serves as a selling point, showcasing the profitability of the investment. For example, a bank might promote a fixed deposit with a high maturity value to entice savers looking for secure investment options. Investors should always compare the maturity value across different products to ensure they are making the best choice for their financial goals.It is also important to note that the maturity value does not take into account any taxes or fees that may apply when the investment matures. Therefore, investors need to consider these additional costs to understand the net amount they will receive. A clear understanding of the maturity value allows investors to calculate their actual returns and make better financial decisions.In conclusion, the term maturity value plays a vital role in the realm of finance, influencing how investors perceive the worth of their investments. By comprehending what maturity value means, individuals can make more informed choices about where to allocate their resources. Whether it is through bonds, insurance policies, or savings accounts, knowing the maturity value helps investors plan for their financial futures effectively. Ultimately, grasping this concept can lead to smarter investment strategies and better financial outcomes in the long run.

在金融世界中，理解关键术语对于做出明智的决策至关重要。其中一个经常遇到的术语是到期价值。到期价值指的是在特定投资期结束时或金融工具到期日支付给投资者或保单持有人的金额。这个概念对投资者来说至关重要，因为它帮助他们评估投资的潜在回报，并相应地规划他们的财务策略。例如，当个人投资于债券时，他们通常会查看到期价值以确定债券到期时将获得多少。到期价值通常高于初始投资，反映了债券生命周期内赚取的利息。同样，在保险政策中，到期价值代表保单持有人在保单到期时将收到的保证金，这可能是选择合适保单的一个重要因素。理解到期价值不仅限于债券和保险；它也可以适用于各种储蓄账户和投资工具。例如，定期存款账户会根据存入的本金金额和银行提供的利率具有特定的到期价值。随着到期日的临近，账户持有人可以预期收到这一预定金额，这有助于财务规划。此外，金融机构通常会宣传其产品的到期价值以吸引潜在客户。这个数字作为卖点，展示了投资的盈利能力。例如，银行可能会推广具有高到期价值的定期存款，以吸引寻求安全投资选项的储户。投资者应始终比较不同产品的到期价值，以确保他们为自己的财务目标做出最佳选择。还需要注意的是，到期价值并不考虑到投资到期时可能适用的任何税费。因此，投资者需要考虑这些额外成本，以了解他们将收到的净金额。清楚理解到期价值使投资者能够计算实际回报，并做出更好的财务决策。总之，到期价值这一术语在金融领域中发挥着至关重要的作用，影响着投资者如何看待他们的投资价值。通过理解到期价值的含义，个人可以更明智地选择资源的分配方式。无论是通过债券、保险政策还是储蓄账户，了解到期价值都帮助投资者有效地规划他们的财务未来。最终，掌握这一概念可以导致更聪明的投资策略和更好的财务结果。