matured repayment

简明释义

到期应偿付金额

英英释义

例句

1.Investors should be aware of the risks associated with matured repayment 到期还款 schedules.

投资者应了解与到期还款计划相关的风险。

2.I need to prepare the funds for the matured repayment 到期还款 of my mortgage next month.

我需要为下个月的到期还款准备资金。

3.The bank notified me that my loan has reached its matured repayment 到期还款 date.

银行通知我我的贷款已达到其到期还款日期。

4.After the matured repayment 到期还款, I can finally breathe easy again.

在到期还款后，我终于可以松一口气了。

5.The company reported a large sum of matured repayment 到期还款 obligations in their financial statements.

公司在财务报表中报告了一大笔到期还款义务。

作文

In the world of finance, understanding the terminology is crucial for both individuals and businesses. One such term that often arises in discussions about loans and financial agreements is matured repayment. This phrase refers to the point at which a loan or financial obligation is due to be paid back in full. When a borrower takes out a loan, they agree to specific terms regarding the repayment schedule, including the maturity date. The matured repayment signifies that this date has arrived, and the borrower is required to fulfill their obligation by repaying the principal amount along with any accrued interest.The concept of matured repayment is particularly important for those who are managing personal finances or running a business. For individuals, failing to make a matured repayment can lead to significant consequences, such as damage to credit scores, penalties, and even legal action from lenders. It is essential for borrowers to keep track of their repayment schedules and ensure that they have the necessary funds available when the time comes.For businesses, matured repayment can affect cash flow and overall financial health. Companies often rely on loans for expansion, operations, or inventory purchases. If a business fails to make a matured repayment, it may face challenges in securing future financing, as lenders will view them as a higher risk. Additionally, the inability to repay loans on time can lead to increased interest rates and unfavorable lending terms in the future.To avoid the pitfalls associated with matured repayment, borrowers should adopt proactive financial management strategies. This includes creating a budget that accounts for all expenses, including loan repayments, and setting reminders for upcoming payment due dates. By planning ahead, individuals and businesses can ensure they are prepared to meet their financial obligations.Moreover, communication with lenders can also play a vital role in managing matured repayment situations. If a borrower anticipates difficulty in making a payment on time, reaching out to the lender to discuss potential options, such as deferment or restructuring the loan, can be beneficial. Many lenders are willing to work with borrowers who demonstrate good faith and a willingness to address their financial challenges.In conclusion, the term matured repayment encompasses a critical aspect of financial responsibility. Whether for personal loans or business financing, understanding when payments are due and the implications of failing to make those payments is essential. By being proactive and maintaining open lines of communication with lenders, borrowers can navigate the complexities of loan repayment and avoid adverse consequences. Ultimately, the ability to manage matured repayment effectively contributes to financial stability and success in both personal and professional realms.

在金融世界中，理解术语对个人和企业都至关重要。其中一个在贷款和金融协议讨论中经常出现的术语是到期还款。这个短语指的是贷款或金融义务到期需全额偿还的时刻。当借款人申请贷款时，他们同意关于还款计划的特定条款，包括到期日。到期还款意味着这个日期已经到来，借款人需要履行他们的义务，偿还本金及任何累积的利息。到期还款的概念对于管理个人财务或经营企业的人尤其重要。对于个人而言，未能按时进行到期还款可能导致严重后果，例如信用评分受损、罚款，甚至贷款机构的法律行动。借款人必须跟踪他们的还款计划，并确保在到期时有足够的资金可用。对于企业而言，到期还款可能影响现金流和整体财务健康。公司通常依赖贷款进行扩展、运营或库存采购。如果企业未能按时进行到期还款，可能会在获得未来融资方面面临挑战，因为贷款机构会将其视为高风险。此外，未能按时偿还贷款可能导致利率上升和未来不利的借贷条件。为了避免与到期还款相关的陷阱，借款人应采取积极的财务管理策略。这包括创建一个预算，考虑所有支出，包括贷款还款，并设置即将到期付款的提醒。通过提前规划，个人和企业可以确保他们准备好履行财务义务。此外，与贷款机构的沟通也在管理到期还款情况下发挥着重要作用。如果借款人预计难以按时还款，主动联系贷款机构讨论潜在选项（例如延期或重组贷款）可能会有益。许多贷款机构愿意与表现出诚意并愿意解决财务挑战的借款人合作。总之，术语到期还款涵盖了财务责任的重要方面。无论是个人贷款还是商业融资，了解何时需要付款以及未能按时付款的影响都是至关重要的。通过积极主动并与贷款机构保持开放的沟通，借款人可以驾驭贷款偿还的复杂性，避免不利后果。最终，有效管理到期还款的能力有助于个人和职业领域的财务稳定和成功。