matured endowment

简明释义

到期养老保险金

英英释义

例句

1.After years of investment, the university finally received its first payment from the matured endowment.

经过多年的投资，这所大学终于收到了来自成熟的捐赠基金的第一笔付款。

2.The charity organization was able to fund new projects thanks to the matured endowment they had set up years ago.

该慈善机构能够资助新项目，得益于他们多年前设立的成熟的捐赠基金。

3.Investors are often interested in the returns generated by a matured endowment over time.

投资者通常对成熟的捐赠基金随时间产生的回报感兴趣。

4.Donors were pleased to see how their contributions had grown into a substantial matured endowment.

捐赠者们很高兴看到他们的贡献已经成长为一笔可观的成熟的捐赠基金。

5.The school's financial stability improved significantly due to the large matured endowment it received.

由于收到的大额成熟的捐赠基金，学校的财务稳定性显著提高。

作文

In the world of finance and investment, understanding various terms is crucial for making informed decisions. One such term that often comes up is matured endowment, which refers to a financial product that has reached its full term or maturity. This concept is particularly relevant in the context of life insurance policies or investment funds that accumulate value over time. When an endowment matures, it signifies that the policyholder or investor can now access the benefits that have been built up throughout the duration of the investment. To elaborate further, let’s consider how a matured endowment works in practice. Typically, an endowment policy is designed to provide a lump sum payment after a specific period, or upon the policyholder’s death. Over the years, the policy accumulates cash value, which can be influenced by various factors such as premium payments, interest rates, and investment performance. When the policy reaches its maturity date, the policyholder receives the accumulated amount, which can serve multiple purposes, including funding retirement, paying for education, or investing in new ventures.The appeal of a matured endowment lies in its dual benefit: it not only serves as a life insurance policy but also acts as a savings plan. This means that individuals who invest in such policies are not merely protecting their loved ones; they are also ensuring that they have a financial cushion to fall back on when the time comes. This duality makes endowment policies an attractive option for many investors seeking both security and growth.Furthermore, the concept of a matured endowment extends beyond individual financial planning. Organizations and institutions also utilize endowment funds to secure their financial future. For instance, universities often have endowment funds that are invested over time. When these funds mature, the returns can be used to support scholarships, research, and other institutional needs. Thus, a matured endowment can play a significant role in sustaining and enhancing the mission of educational institutions.However, it is essential to note that while a matured endowment can provide significant benefits, it is not without risks. The performance of the underlying investments can fluctuate, and there is no guarantee that the final payout will meet expectations. Therefore, it is crucial for individuals and organizations to conduct thorough research and consider their risk tolerance before committing to an endowment policy.In conclusion, the term matured endowment encapsulates a vital aspect of financial planning and investment strategy. It represents the culmination of years of investment and savings, offering both security and potential for growth. As more individuals and organizations recognize the importance of long-term financial planning, the relevance of matured endowments will continue to rise. Understanding this concept enables better decision-making, ensuring that one can fully leverage the benefits that come with maturity in financial products. With careful planning and consideration, a matured endowment can be a powerful tool in achieving financial goals and securing a stable future.

在金融和投资的世界中，理解各种术语对于做出明智的决策至关重要。其中一个经常出现的术语是成熟的捐赠，它指的是一种已经达到其完整期限或成熟期的金融产品。这个概念在生命保险政策或随着时间积累价值的投资基金的背景下尤为相关。当捐赠到期时，意味着保单持有人或投资者现在可以访问在投资期间积累的利益。进一步阐述，让我们考虑一下成熟的捐赠在实践中的运作方式。通常，捐赠政策旨在在特定时期后或在保单持有人去世时提供一笔一次性付款。在多年的时间里，保单积累现金价值，这可能受到保费支付、利率和投资表现等各种因素的影响。当保单达到其到期日时，保单持有人会收到累计金额，这可以用于多种目的，包括资助退休、支付教育费用或投资于新事业。成熟的捐赠的吸引力在于它的双重好处：它不仅作为生命保险政策，还充当储蓄计划。这意味着投资这种政策的个人不仅是在保护他们的亲人；他们还确保在需要时有一个财务缓冲。这样的双重性使得捐赠政策成为许多寻求安全和增长的投资者的吸引选择。此外，成熟的捐赠的概念超越了个人财务规划。组织和机构也利用捐赠基金来保障其财务未来。例如，大学通常拥有经过长期投资的捐赠基金。当这些基金成熟时，收益可以用于支持奖学金、研究和其他机构需求。因此，成熟的捐赠在维持和增强教育机构的使命中可以发挥重要作用。然而，必须注意的是，虽然成熟的捐赠可以提供显著的好处，但并非没有风险。基础投资的表现可能波动，并且没有保证最终支付将符合预期。因此，个人和组织在承诺捐赠政策之前，进行彻底的研究并考虑他们的风险承受能力是至关重要的。总之，术语成熟的捐赠概括了财务规划和投资策略的一个重要方面。它代表了多年投资和储蓄的结果，提供了安全性和增长潜力。随着越来越多的个人和组织认识到长期财务规划的重要性，成熟捐赠的相关性将继续上升。理解这一概念能够更好地做出决策，确保人们能够充分利用伴随金融产品成熟而来的好处。通过仔细的规划和考虑，成熟的捐赠可以成为实现财务目标和确保稳定未来的强大工具。