interest due

简明释义

到期利息

英英释义

例句

1.If you fail to pay the interest due 应付利息, your account may go into default.

如果你未能支付应付利息 interest due，你的账户可能会违约。

2.Make sure to pay the interest due 应付利息 by the end of the month to avoid penalties.

确保在月底之前支付应付利息 interest due，以避免罚款。

3.I received a reminder email about the interest due 应付利息 on my credit card.

我收到了关于我的信用卡应付利息 interest due 的提醒邮件。

4.The mortgage statement showed that the interest due 应付利息 for this quarter is $300.

抵押贷款报表显示本季度的应付利息 interest due 是300美元。

5.The bank notified me that the interest due 应付利息 on my loan is $150 this month.

银行通知我这个月我的贷款的应付利息 interest due 是150美元。

作文

Understanding financial terms is crucial in today's world, especially when it comes to managing personal finances. One such term that often comes up in discussions about loans and credit is interest due. The interest due refers to the amount of interest that must be paid on a loan or credit account at a specific time. It is an essential concept for borrowers to grasp because it directly affects how much they will owe and when they need to make payments.When taking out a loan, whether it be for a car, a home, or education, borrowers are typically required to pay back not just the principal amount but also the interest accrued over time. This interest is calculated based on the loan's interest rate and the remaining balance. Understanding the interest due helps borrowers plan their finances better and avoid any late payment penalties.For instance, let’s say you take out a loan of $10,000 with an annual interest rate of 5%. If you are required to make monthly payments, the interest due for the first month would be calculated as follows: Interest for the first month = (Loan Amount * Interest Rate) / 12 = ($10,000 * 0.05) / 12 = $41.67. Thus, your first payment would include this interest due along with a portion of the principal. As the loan progresses and you pay down the principal, the interest due will decrease each month, leading to lower overall payments. Another important aspect of interest due is its role in credit cards. Credit card companies often charge monthly interest on outstanding balances, and understanding how interest due accumulates can prevent individuals from falling into debt traps. For example, if you carry a balance of $1,000 on a credit card with a 20% annual interest rate, your interest due for the month would be:Interest for the month = (Balance * Interest Rate) / 12 = ($1,000 * 0.20) / 12 = $16.67.If you only make the minimum payment, the remaining balance will continue to accrue more interest due, making it increasingly difficult to pay off the debt. In summary, understanding interest due is vital for anyone who borrows money. It not only helps in budgeting and planning repayments but also empowers individuals to make informed decisions about their finances. By keeping track of the interest due and making timely payments, borrowers can save money in the long run and improve their financial health. Therefore, it is always advisable to read the terms of any loan or credit agreement carefully and seek clarification if needed. Knowledge is power, especially when it comes to managing debt and ensuring financial stability.

在当今世界，理解金融术语至关重要，尤其是在管理个人财务时。其中一个常常在贷款和信用讨论中出现的术语是应付利息。应付利息指的是在特定时间必须支付的贷款或信用账户上的利息金额。这是借款人必须掌握的重要概念，因为它直接影响到他们将欠多少钱以及何时需要进行付款。当借款时，无论是为了汽车、住房还是教育，借款人通常需要偿还的不仅仅是本金，还包括随时间累积的利息。这个利息是根据贷款的利率和剩余余额计算的。理解应付利息有助于借款人更好地规划财务，并避免任何逾期付款的罚款。例如，假设你申请了一笔10,000美元的贷款，年利率为5%。如果你需要按月还款，第一个月的应付利息将如下计算：第一个月的利息 = (贷款金额 * 利率) / 12 = (10,000美元 * 0.05) / 12 = 41.67美元。因此，你的第一次付款将包括这一应付利息以及一部分本金。随着贷款的进行，你偿还本金后，接下来的每个月应付利息都会减少，从而导致总体付款降低。另一个关于应付利息的重要方面是它在信用卡中的作用。信用卡公司通常会对未偿余额收取每月利息，理解应付利息的积累可以防止个人陷入债务陷阱。例如，如果你在一张年利率为20%的信用卡上有1,000美元的余额，那么本月的应付利息将是：本月利息 = (余额 * 利率) / 12 = (1,000美元 * 0.20) / 12 = 16.67美元。如果你只支付最低金额，剩余余额将继续累积更多的应付利息，使还清债务变得越来越困难。总之，理解应付利息对任何借款人来说都是至关重要的。它不仅有助于预算和规划还款，还使个人能够对自己的财务做出明智的决策。通过跟踪应付利息并及时付款，借款人可以在长期内节省资金并改善财务健康。因此，总是建议仔细阅读任何贷款或信用协议的条款，并在需要时寻求澄清。知识就是力量，特别是在管理债务和确保财务稳定方面。