pawner; pawnor
简明释义
当出人
英英释义
例句
1.The pawner visited the shop to exchange his watch for some cash.
这位典当者来到商店,用他的手表换取一些现金。
2.As a pawner, she knew the value of her jewelry before entering the pawn shop.
作为一名典当者,她在进入典当店之前就知道自己珠宝的价值。
3.The pawner was surprised by how much the shop offered for her old camera.
这位典当者对商店为她的旧相机提供的价格感到惊讶。
4.The pawnor was relieved when he got his guitar back after paying the fee.
这位典当者在支付费用后拿回了他的吉他,感到如释重负。
5.Many pawns are made by pawnors who need quick money.
许多典当都是由需要快速资金的典当者所做。
作文
In today's fast-paced world, financial emergencies can arise at any moment, leaving individuals in need of quick cash. One common solution for such situations is pawning valuable items. The act of pawning involves a transaction where an individual, known as a pawner, brings an item of value to a pawn shop and receives a loan based on the item's worth. This process allows the pawner to access immediate funds while temporarily relinquishing ownership of their belongings. If the pawner repays the loan within a specified period, they can reclaim their item; otherwise, the pawn shop has the right to sell it to recoup their losses.The role of the pawner is crucial in this transaction. They must carefully choose which items to pawn, ensuring that they are not only valuable but also meaningful to them. Items commonly pawned include jewelry, electronics, and collectibles. For many, pawning serves as a lifeline during tough financial times, allowing them to manage unexpected expenses without resorting to high-interest loans or credit card debt.However, the decision to pawn should not be taken lightly. The pawner must consider the potential consequences, such as losing a cherished item if they cannot repay the loan. Additionally, pawn shops often charge interest rates that can vary significantly, making it essential for the pawner to understand the terms before proceeding. It is advisable for individuals to shop around and compare offers from different pawn shops to ensure they receive a fair deal.On the other side of the transaction, the pawn shop owner, often referred to as a pawnor, plays a vital role in assessing the value of items brought in by pawners. The pawnor must have a keen eye for valuable items and the ability to negotiate loan amounts that reflect the current market value. Their expertise helps determine whether an item can be resold for a profit if the pawner defaults on the loan.Moreover, the relationship between the pawner and the pawnor can significantly influence the experience of pawning. A trustworthy pawnor can create a positive environment, offering fair assessments and reasonable loan terms, while a less scrupulous one may take advantage of desperate pawners. Therefore, it is essential for pawners to build rapport with reputable pawn shops and establish a mutual understanding.In conclusion, the concepts of pawner and pawnor are integral to the pawning process. Understanding the dynamics of this relationship can empower individuals to make informed decisions when faced with financial challenges. For those who choose to pawn items, it is crucial to approach the situation with caution and knowledge, ensuring that they navigate the process successfully and retain control over their valuable possessions. Ultimately, pawning can be a practical solution for short-term financial needs, provided that both pawners and pawnors engage in fair and ethical practices.
在当今快节奏的世界中,财务紧急情况可能随时出现,让个人需要快速现金。解决这种情况的一种常见方法是典当有价值的物品。典当的行为涉及一个交易,其中一个被称为pawner(典当者)的人将一件有价值的物品带到典当店,并根据该物品的价值获得贷款。这个过程使得pawner能够在暂时放弃他们的财物的同时获得即时资金。如果pawner在规定的时间内偿还贷款,他们可以赎回他们的物品;否则,典当店有权出售它以收回损失。pawner在这个交易中扮演着至关重要的角色。他们必须仔细选择要典当的物品,确保这些物品不仅有价值,而且对他们有意义。常见的典当物品包括珠宝、电子产品和收藏品。对于许多人来说,典当在艰难的财务时期提供了一条生路,使他们能够管理意外费用,而不必诉诸高利贷或信用卡债务。然而,典当的决定不应轻率。pawner必须考虑潜在的后果,例如如果无法偿还贷款而失去心爱的物品。此外,典当店通常会收取利息,这些利息可能会有很大差异,因此pawner在进行之前必须了解条款。建议个人多方比较不同典当店的报价,以确保获得公平的交易。在交易的另一方,典当店老板,通常被称为pawnor(典当商),在评估pawner带来的物品价值方面发挥着重要作用。pawnor必须对有价值的物品有敏锐的眼光,并能够协商出反映当前市场价值的贷款金额。他们的专业知识有助于确定如果pawner未能偿还贷款,物品是否可以以利润转售。此外,pawner与pawnor之间的关系可以显著影响典当的体验。一个值得信赖的pawnor可以营造出积极的环境,提供公平的评估和合理的贷款条款,而一个不那么诚实的人可能会利用绝望的pawner。因此,pawner建立与信誉良好的典当店的融洽关系并建立相互理解是至关重要的。总之,pawner和pawnor的概念对典当过程至关重要。理解这种关系的动态可以使个人在面临财务挑战时做出明智的决定。对于那些选择典当物品的人来说,以谨慎和知识的态度处理情况至关重要,确保他们成功地驾驭这一过程并控制自己有价值的财产。最终,在短期财务需求方面,典当可以是一个实用的解决方案,前提是pawner和pawnor都参与公平和道德的实践。