unit investment trust

简明释义

单位投资信托公司,单位证券投资信托［英国的］

英英释义

例句

1.You can redeem your shares in a unit investment trust at any time.

您可以随时赎回在单位投资信托中的股份。

2.The performance of a unit investment trust is directly linked to the underlying assets.

一个单位投资信托的表现与其基础资产直接相关。

3.Investing in a unit investment trust can provide diversification for your portfolio.

投资于单位投资信托可以为您的投资组合提供多样化。

4.A unit investment trust typically has a fixed portfolio of securities.

一个单位投资信托通常有一个固定的证券组合。

5.Many investors choose a unit investment trust because of its relatively low fees.

许多投资者选择单位投资信托是因为其相对较低的费用。

作文

A unit investment trust is a type of investment vehicle that offers investors a way to pool their money together to invest in a diversified portfolio of securities. This investment structure is particularly appealing to individuals who may not have the time, expertise, or capital to manage a large portfolio on their own. In essence, a unit investment trust functions as a collective investment scheme, where multiple investors contribute funds to purchase a fixed set of securities, which are then held for a specified period. The primary advantage of this investment approach is diversification, which helps to mitigate risk by spreading investments across various asset classes and sectors.One of the key features of a unit investment trust is that it is typically established for a fixed term, after which the trust is dissolved, and the assets are distributed among the investors. This structure contrasts with mutual funds, which are managed actively and can continuously issue and redeem shares. In a unit investment trust, once the initial offering period is over, the number of units remains constant, and investors can buy or sell their units on the secondary market.The securities within a unit investment trust are usually selected based on specific investment objectives, such as income generation or capital appreciation. For example, an investor seeking income might choose a trust that holds bonds, while someone looking for growth might opt for one that includes stocks. The selection process is crucial, as the performance of the unit investment trust will depend largely on the underlying assets it holds.Investors should also be aware of the fees associated with a unit investment trust. While these trusts often have lower management fees compared to actively managed mutual funds, there may still be costs involved, such as sales charges when purchasing units and ongoing administrative expenses. Understanding these costs is essential for investors to evaluate the potential returns of their investment.Another important aspect of a unit investment trust is its transparency. Investors receive detailed information about the trust’s holdings and performance, allowing them to make informed decisions. This level of transparency can be a significant advantage for investors who want to understand where their money is being invested and how it is performing over time.In conclusion, a unit investment trust can be an effective investment option for individuals looking to diversify their portfolios without the necessity of managing individual securities. By pooling resources with other investors, individuals can access a wider range of investment opportunities and benefit from professional management of the trust’s assets. However, it is essential for investors to conduct thorough research and understand the specific characteristics and risks associated with any unit investment trust they consider. Ultimately, the decision to invest in a unit investment trust should align with one’s overall financial goals and risk tolerance.

单位投资信托是一种投资工具，提供给投资者一种将资金集中在一起投资于多样化证券组合的方式。这种投资结构尤其吸引那些可能没有时间、专业知识或资本来独立管理大型投资组合的个人。实质上，单位投资信托作为一种集体投资计划运作，多个投资者共同出资购买一组固定的证券，然后在规定的时间内持有。此投资方法的主要优点是多样化，通过在各种资产类别和行业之间分散投资，有助于降低风险。单位投资信托的一个关键特征是它通常设定为固定期限，期满后信托解散，资产在投资者之间分配。这种结构与共同基金形成对比，后者是主动管理的，可以持续发行和赎回股份。在单位投资信托中，一旦初始发行期结束，单位数量保持不变，投资者可以在二级市场上买卖他们的单位。单位投资信托中的证券通常根据特定的投资目标进行选择，例如生成收入或资本增值。例如，寻求收入的投资者可能会选择持有债券的信托，而希望获得增长的投资者可能会选择包括股票的信托。选择过程至关重要，因为单位投资信托的表现在很大程度上取决于其所持有的基础资产。投资者还应注意与单位投资信托相关的费用。虽然这些信托的管理费用通常低于主动管理的共同基金，但仍可能存在成本，例如购买单位时的销售费用和持续的管理费用。了解这些费用对于投资者评估投资的潜在收益至关重要。单位投资信托的另一个重要方面是其透明度。投资者会收到有关信托持股和表现的详细信息，使他们能够做出明智的决策。这种透明度对于希望了解自己资金投资去向及其随时间表现的投资者来说，可以是一个显著的优势。总之，单位投资信托可以成为那些希望在不必管理个别证券的情况下实现投资组合多样化的个人的有效投资选择。通过与其他投资者集中资源，个人可以接触到更广泛的投资机会，并受益于对信托资产的专业管理。然而，投资者必须进行充分研究，并理解他们考虑的任何单位投资信托的具体特征和风险。最终，投资单位投资信托的决定应与个人的整体财务目标和风险承受能力相一致。