particular average insurance

简明释义

单独海损保险

英英释义

例句

1.With particular average insurance, you can claim compensation for partial loss of goods.

通过特定平均保险，您可以索赔部分货物的损失。

2.Many businesses opt for particular average insurance to protect their inventory during transportation.

许多企业选择特定平均保险来保护运输过程中的库存。

3.The particular average insurance policy helped the company recover costs after a shipment was damaged at sea.

这项特定平均保险政策帮助公司在海上运输损坏后恢复了成本。

4.Before finalizing the contract, make sure to review the terms of the particular average insurance.

在最终确定合同之前，请确保审查特定平均保险的条款。

5.When shipping goods overseas, it's essential to consider particular average insurance to cover potential losses.

在海外运输货物时，考虑特定平均保险以覆盖潜在损失是至关重要的。

作文

In the realm of maritime law and insurance, the term particular average insurance plays a crucial role in protecting the interests of shipowners and cargo holders. This type of insurance specifically covers the losses that occur to an individual party's property during a maritime voyage, as opposed to general average, which distributes the loss among all parties involved. Understanding particular average insurance is essential for anyone engaged in shipping or international trade, as it influences the financial responsibilities of those involved in transporting goods across oceans.The concept of particular average insurance arises from the need to address specific losses that do not fall under the umbrella of general average situations. For instance, if a ship encounters rough weather and cargo is damaged or lost due to the conditions, the owner of that cargo may seek compensation through particular average insurance. This insurance ensures that the individual owner is compensated for their loss without having to share the burden with other parties. It is particularly relevant in scenarios where the damage is isolated and does not affect the entire shipment or vessel.One of the key features of particular average insurance is that it typically applies to specific incidents, such as theft, fire, or damage caused by natural disasters. The policyholder must provide evidence of the loss and demonstrate that it falls within the terms of the insurance coverage. This specificity distinguishes it from broader insurance policies that might cover a range of potential losses but do not provide the same level of detail regarding individual claims.Moreover, particular average insurance can also serve as a valuable tool for risk management in the shipping industry. By understanding the limitations and protections offered by this type of insurance, businesses can make informed decisions about how to protect their assets while navigating the complexities of international trade. For example, a company may choose to invest in particular average insurance for high-value shipments that are particularly vulnerable to loss or damage, thereby safeguarding their financial interests.In conclusion, particular average insurance is a vital component of maritime insurance that addresses the unique risks faced by individual parties during shipping operations. Its focus on specific losses allows for targeted protection, ensuring that stakeholders can mitigate their risks effectively. As global trade continues to expand, the importance of understanding and utilizing particular average insurance cannot be overstated, as it provides a safety net for those involved in the complex world of maritime commerce.

在海事法和保险领域，术语特定平均保险在保护船东和货物持有者的利益方面发挥着至关重要的作用。这种类型的保险专门涵盖在海上航行期间发生于单个方财产的损失，而不是一般平均损失，这种情况是将损失分配给所有相关方。理解特定平均保险对于任何参与航运或国际贸易的人来说都是至关重要的，因为它影响到运输货物的各方的财务责任。特定平均保险的概念源于需要解决不属于一般平均损失范围的特定损失。例如，如果一艘船遇到恶劣天气，货物因条件而受损或丢失，货物的拥有者可以通过特定平均保险寻求赔偿。这种保险确保个人所有者在不必与其他方分担负担的情况下获得其损失的赔偿。它在损坏是孤立的，并且不影响整个货物或船只的情况下尤为相关。特定平均保险的一个关键特点是，它通常适用于特定事件，例如盗窃、火灾或自然灾害造成的损害。投保人必须提供损失的证据，并证明该损失符合保险覆盖的条款。这种特异性使其与可能涵盖一系列潜在损失但未能就单个索赔提供同等详细信息的更广泛保险政策区分开来。此外，特定平均保险还可以作为航运行业风险管理的有价值工具。通过了解这种类型的保险所提供的限制和保护，企业可以在应对国际贸易复杂性时做出明智的决策。例如，一家公司可能会选择为特别易受损失或损害的高价值货物投资特定平均保险，从而保护其财务利益。总之，特定平均保险是海事保险的重要组成部分，解决了航运操作中个别方面临的独特风险。它对特定损失的关注允许有针对性的保护，确保利益相关者能够有效地减轻风险。随着全球贸易的不断扩大，理解和利用特定平均保险的重要性不容小觑，因为它为参与复杂的海事商业世界的各方提供了安全保障。