collateral trust bond

简明释义

担保信托债券

英英释义

A collateral trust bond is a type of debt security that is backed by a pledge of collateral, typically in the form of securities or other financial assets, held in trust to secure the bondholders' interests.

担保信托债券是一种债务证券,它以抵押品作为支持,通常是以证券或其他金融资产的形式,由信托持有,以保障债券持有人的利益。

例句

1.The collateral trust bond was rated highly by credit agencies, making it a popular choice among investors.

担保信托债券获得了信用机构的高评级,因此在投资者中很受欢迎。

2.Before purchasing a collateral trust bond, it's essential to understand the underlying assets.

在购买担保信托债券之前,了解其基础资产是至关重要的。

3.During the economic downturn, many companies relied on collateral trust bonds for liquidity.

在经济低迷期间,许多公司依赖于担保信托债券来维持流动性。

4.The company issued a collateral trust bond to secure its new project financing.

公司发行了一种担保信托债券以确保其新项目融资。

5.Investors were attracted to the collateral trust bond due to its lower risk profile.

投资者被这种担保信托债券吸引,因为它的风险较低。

作文

In the world of finance, various instruments are used to secure investments and manage risk. One such instrument is the collateral trust bond, which plays a crucial role in corporate financing. Understanding this term requires a look into its structure and function within the broader context of investment strategies. A collateral trust bond is essentially a type of bond that is backed by collateral, typically in the form of securities or other financial assets. This means that if the issuer defaults on the bond, the bondholders have a claim on the underlying collateral, providing them with a level of security that is not present in unsecured bonds.The concept of collateral is fundamental in lending and investment. It serves as a safety net for lenders and investors, ensuring that they have some recourse in the event of a default. In the case of a collateral trust bond, the collateral is usually held in a trust, which is managed by a trustee. This trustee is responsible for overseeing the collateral and ensuring that it is properly maintained and protected. The use of a trust adds an additional layer of security for bondholders, as it separates the collateral from the issuer's other assets, making it less vulnerable to claims from creditors in the event of bankruptcy.Investors often favor collateral trust bonds because they offer a higher degree of safety compared to traditional bonds. The presence of collateral reduces the risk associated with the investment, making these bonds particularly attractive during times of economic uncertainty. Furthermore, the yield on a collateral trust bond can be more favorable than that of unsecured bonds, as issuers may need to offer higher interest rates to entice investors to take on the additional risk associated with unsecured debt.However, it is important to note that while collateral trust bonds provide a level of security, they are not without risks. The value of the collateral can fluctuate, and if the issuer faces financial difficulties, the collateral may not be sufficient to cover the outstanding debt. Additionally, the process of liquidating collateral can be complex and time-consuming, potentially leaving bondholders waiting for their returns.In conclusion, the collateral trust bond is a significant financial instrument that provides both security and opportunity for investors. By understanding the mechanics of how these bonds work, investors can make informed decisions about their portfolios. As with any investment, it is crucial to conduct thorough research and consider the potential risks and rewards before committing funds. Overall, the collateral trust bond serves as an essential tool in the landscape of corporate financing, offering a pathway for companies to raise capital while providing investors with a measure of protection against default.

在金融世界中,各种工具被用来确保投资并管理风险。其中一种工具是担保信托债券,它在公司融资中发挥着至关重要的作用。理解这个术语需要从其结构和在更广泛的投资策略中的功能入手。担保信托债券本质上是一种由担保品支持的债券,通常以证券或其他金融资产的形式存在。这意味着,如果发行人未能履行债务,债券持有人对基础担保品拥有索赔权,从而为他们提供了一种在无担保债券中不存在的安全性。担保的概念在借贷和投资中是基础。它为贷方和投资者提供了安全网,确保他们在违约发生时有某种追索权。在担保信托债券的情况下,担保品通常保存在信托中,由受托人管理。该受托人负责监督担保品,并确保其得到妥善维护和保护。使用信托为债券持有人增加了额外的安全层,因为它将担保品与发行人的其他资产分开,使其在破产时不易受到债权人索赔的影响。投资者通常偏好担保信托债券,因为它们提供比传统债券更高程度的安全性。担保品的存在降低了与投资相关的风险,使这些债券在经济不确定时期特别具有吸引力。此外,担保信托债券的收益率可能比无担保债券更具吸引力,因为发行人可能需要提供更高的利率来吸引投资者承担与无担保债务相关的额外风险。然而,重要的是要注意,尽管担保信托债券提供了一定程度的安全性,但它们并非没有风险。担保品的价值可能会波动,如果发行人面临财务困难,担保品可能不足以覆盖未偿债务。此外,清算担保品的过程可能复杂且耗时,可能导致债券持有人等待回报。总之,担保信托债券是一个重要的金融工具,为投资者提供了安全性和机会。通过了解这些债券的运作机制,投资者可以就其投资组合做出明智的决定。与任何投资一样,在投入资金之前,进行彻底的研究并考虑潜在的风险和回报至关重要。总体而言,担保信托债券作为公司融资领域的一个重要工具,提供了公司筹集资金的途径,同时为投资者提供了对违约的一定保护。

相关单词

collateral

collateral详解:怎么读、什么意思、用法