guarantor; bondsman; voucher; guarantee

简明释义

担保人

英英释义

例句

1.If you cannot pay your rent, a friend can act as your guarantor 担保人.

如果你无法支付租金，朋友可以作为你的担保人 guarantor。

2.When applying for a loan, you may need a guarantor 担保人 to secure the agreement.

在申请贷款时，你可能需要一个担保人 guarantor 来保障协议。

3.The bank requires a guarantee 保证 before approving your credit card application.

银行在批准你的信用卡申请之前需要一份保证 guarantee。

4.You can use a voucher 代金券 to get a discount on your next purchase.

你可以使用代金券 voucher 在下次购物时获得折扣。

5.The bondsman 保释人 helped him get out of jail by paying the bail.

这位保释人 bondsman通过支付保释金帮助他出狱。

作文

In today’s fast-paced financial world, understanding the roles of a guarantor（担保人） is crucial for both individuals and businesses. A guarantor is someone who agrees to take responsibility for another person's debt or obligations in case they default. This role is vital in various situations, such as securing loans, renting properties, or even obtaining credit cards. For instance, when a young person applies for their first apartment, they may not have enough credit history to qualify. In this case, a parent or guardian might step in as a guarantor to assure the landlord that rent will be paid on time. By doing so, they provide a safety net for the landlord and facilitate the tenant's ability to secure housing.On the other hand, a bondsman（保释人） operates within the legal system. A bondsman is a professional who provides bail for individuals awaiting trial. When someone is arrested, they may be given the option to post bail to secure their release until their court date. However, not everyone has the financial means to pay the full bail amount upfront. This is where a bondsman comes into play. They charge a fee—usually a percentage of the total bail amount—and provide the necessary funds to the court. If the individual fails to appear in court, the bondsman has the right to pursue them and recover the money paid to the court. Thus, they play an essential role in ensuring that defendants adhere to the legal process.Furthermore, the term voucher（凭证） is often used in the context of financial transactions and services. A voucher serves as a document that confirms a transaction or provides proof of payment. For example, when someone books a flight, they often receive a voucher that acts as a receipt and guarantees their reservation. It can be presented at the airport to check in, ensuring that the passenger has indeed paid for their ticket. Additionally, vouchers can also be used in promotional contexts, offering discounts or credits for future purchases. In this way, they serve as a guarantee that the holder will receive a certain benefit or service.Finally, the concept of guarantee（保证） is fundamental in various transactions. A guarantee is a promise made by one party to assume responsibility for another party’s debt or performance. For example, when purchasing electronics, many companies offer a warranty as a guarantee that the product will function as intended for a specified period. If it fails during that time, the company is obligated to repair or replace it. This provides consumers with peace of mind, knowing that their investment is protected. In essence, a guarantee assures customers that they will receive quality and reliability from the products or services they purchase.In conclusion, understanding the terms guarantor（担保人）, bondsman（保释人）, voucher（凭证）, and guarantee（保证） is essential in navigating the financial landscape. Each term represents a different aspect of financial responsibility and assurance, whether it’s about securing loans, facilitating legal processes, confirming transactions, or protecting consumer investments. By grasping these concepts, individuals can make more informed decisions in their financial dealings and understand the implications of their commitments.

在当今快节奏的金融世界中，理解担保人的角色对个人和企业至关重要。担保人是指同意在另一个人违约时承担其债务或义务的人。这一角色在多种情况下至关重要，例如获得贷款、租赁物业或甚至申请信用卡。例如，当一个年轻人申请他们的第一套公寓时，他们可能没有足够的信用历史来获得资格。在这种情况下，父母或监护人可能会作为担保人出面，向房东保证租金将按时支付。通过这样做，他们为房东提供了一层安全网，并促进了租户获得住房的能力。另一方面，保释人在法律系统中运作。保释人是指为等待审判的个人提供保释金的专业人士。当某人被逮捕时，他们可能会被给予选择，以支付保释金以确保在法庭日期之前获释。然而，并非每个人都有经济能力立即支付全额保释金。这就是保释人发挥作用的地方。他们收取费用——通常是总保释金额的一定百分比——并向法庭提供必要的资金。如果个人未能出庭，保释人有权追索他们并收回支付给法庭的款项。因此，他们在确保被告遵循法律程序方面发挥着重要作用。此外，术语凭证通常用于金融交易和服务的上下文中。凭证作为确认交易或提供付款证明的文件。例如，当某人预订航班时，他们通常会收到一份凭证，作为收据并保证他们的预订。它可以在机场出示以办理登机手续，确保乘客确实已支付机票。此外，凭证还可以用于促销上下文，提供未来购买的折扣或积分。通过这种方式，它们作为一种保证，确保持有人将获得某种利益或服务。最后，保证的概念在各种交易中是基础。保证是由一方作出的承诺，承担另一方的债务或履行责任。例如，在购买电子产品时，许多公司提供保修作为保证，保证该产品将在指定时间内按预期功能运行。如果在此期间出现故障，公司有义务进行维修或更换。这为消费者提供了安心，知道他们的投资是受到保护的。本质上，保证向客户保证，他们将从所购买的产品或服务中获得质量和可靠性。总之，理解担保人、保释人、凭证和保证这几个术语对于在金融领域中游刃有余至关重要。每个术语代表了金融责任和保障的不同方面，无论是关于获得贷款、促进法律程序、确认交易，还是保护消费者投资。通过掌握这些概念，个人可以在财务交易中做出更明智的决策，并理解自己承诺的影响。