release of mortgage

简明释义

担保解除证书

英英释义

例句

1.The homeowner eagerly awaited the release of mortgage so they could sell their house without any encumbrances.

房主急切地等待着抵押解除，这样他们就可以在没有任何负担的情况下出售他们的房子。

2.After paying off the loan, the bank issued a release of mortgage to confirm that the property was free of debt.

在还清贷款后，银行发出了抵押解除的证明，以确认该物业没有债务。

3.To obtain a release of mortgage, you must provide proof of payment to your lender.

要获得抵押解除，您必须向贷款人提供付款证明。

4.The attorney explained that a release of mortgage is necessary for transferring ownership of the property.

律师解释说，进行物业所有权转让时需要抵押解除。

5.Once the release of mortgage was filed with the county clerk, the title to the property was officially clear.

一旦抵押解除文件提交给县书记员，物业的所有权就正式清晰了。

作文

The process of buying a home is often one of the most significant financial decisions in a person's life. Throughout this journey, various legal and financial terms come into play, one of which is the release of mortgage. This term refers to the formal process by which a lender relinquishes their claim on the property once the borrower has fully repaid the mortgage loan. Understanding this concept is crucial for homeowners, as it signifies the moment when they truly own their property free and clear. When a homeowner takes out a mortgage, they essentially enter into a contract with a lender, agreeing to repay the borrowed amount plus interest over a specified period. During this time, the lender holds a lien on the property, meaning they have a legal right to the property until the debt is satisfied. This is where the release of mortgage comes into play. Once the homeowner makes their final payment, the lender must formally acknowledge that the debt has been paid in full. This is done through a document known as a release of mortgage, which is then filed with the local government. This document serves as proof that the mortgage has been satisfied and that the lender no longer has any claim to the property. For many homeowners, receiving this document is a moment of immense relief and joy, as it marks the end of a long financial commitment. The importance of the release of mortgage cannot be understated. Without it, a homeowner may face difficulties in selling or refinancing their property. Potential buyers and lenders will want to see that the mortgage has been released to ensure that there are no outstanding debts tied to the property. Therefore, it is essential for homeowners to keep this document safe and accessible after it has been issued. Additionally, understanding the timeline for the release of mortgage is also important. Some lenders may take longer than others to process the release, and homeowners should not hesitate to follow up with their lender if they do not receive the necessary documentation promptly. It is advisable to request a copy of the release of mortgage as soon as the final payment is made to avoid any potential issues in the future. In conclusion, the release of mortgage is a critical aspect of homeownership that signifies financial freedom and the complete ownership of one's property. It represents the culmination of years of payments and sacrifices, allowing homeowners to move forward without the burden of debt. Understanding this process and ensuring that the release of mortgage is properly documented is vital for anyone who wishes to navigate the complexities of property ownership successfully.

购买房屋的过程往往是一个人生活中最重要的财务决策之一。在这个旅程中，各种法律和财务术语会出现，其中一个就是抵押贷款解除。这个术语指的是借款人完全偿还抵押贷款后，贷款人正式放弃对该物业的索赔的过程。理解这个概念对房主至关重要，因为它标志着他们真正拥有自己财产的时刻。 当房主申请抵押贷款时，他们实际上是在与贷款人签订合同，同意在规定的时间内偿还借款金额加利息。在此期间，贷款人对该物业持有留置权，这意味着他们在债务得到满足之前对该物业拥有法律权利。这就是抵押贷款解除发挥作用的地方。 一旦房主完成最后一次付款，贷款人必须正式承认债务已全额偿还。这是通过一份称为抵押贷款解除的文件来完成的，该文件随后会提交给地方政府。这份文件作为抵押贷款已被满足的证明，表明贷款人不再对该物业有任何索赔。对于许多房主来说，收到这份文件是巨大的解脱和快乐的时刻，因为它标志着一项长期财务承诺的结束。 抵押贷款解除的重要性不容小觑。如果没有它，房主在出售或再融资其物业时可能会面临困难。潜在买家和贷款人希望看到抵押贷款已被解除，以确保该物业没有未偿还的债务。因此，房主在获得该文件后，务必要妥善保管并随时可用。 此外，了解抵押贷款解除的时间表也很重要。一些贷款人可能需要更长的时间来处理解除手续，如果房主没有及时收到必要的文件，应该毫不犹豫地跟进他们的贷款人。建议在最后一次付款后尽快请求一份抵押贷款解除的副本，以避免未来可能出现的任何问题。 总之，抵押贷款解除是房屋所有权的一个关键方面，标志着财务自由和完全拥有自己财产。它代表着多年的付款和牺牲的顶点，使房主能够在没有债务负担的情况下继续前进。理解这一过程并确保抵押贷款解除得到适当记录，对于希望成功驾驭财产所有权复杂性的任何人来说都是至关重要的。