secured debenture; guaranteed debentures

简明释义

担保公司债券

英英释义

例句

1.A guaranteed debenture typically comes with a promise from the issuer to repay the principal amount.

一份担保债券通常附带发行人承诺偿还本金的保证。

2.The bank offered a secured debenture as part of its loan package to new businesses.

银行作为其贷款套餐的一部分向新企业提供了担保债券。

3.When the firm defaulted, holders of the secured debenture were first in line to recover their investments.

当公司违约时，持有担保债券的人是第一批能够收回投资的人。

4.The company issued a secured debenture to raise funds for its expansion plans.

公司发行了一种担保债券以筹集资金用于扩张计划。

5.Investors prefer guaranteed debentures because they offer more security than regular bonds.

投资者更喜欢担保债券，因为它们比普通债券提供更多的安全性。

作文

In the world of finance, understanding various investment instruments is crucial for making informed decisions. Among these instruments, secured debenture and guaranteed debentures stand out due to their unique characteristics and the level of security they offer to investors. A secured debenture refers to a type of debt instrument that is backed by specific assets of the issuing company. This means that if the company defaults on its obligations, the holders of secured debentures have a claim on the pledged assets. This added layer of security often makes secured debentures more appealing to conservative investors who prioritize capital preservation over high returns.On the other hand, guaranteed debentures are those that come with a guarantee from a third party, typically the parent company or a financial institution. This guarantee assures investors that their principal amount will be repaid, even if the issuing entity faces financial difficulties. The presence of such guarantees can significantly enhance the attractiveness of these debentures, as they reduce the risk associated with the investment. Investors often find peace of mind knowing that their investment is protected by a credible guarantee.Both secured debenture and guaranteed debentures play an essential role in a diversified investment portfolio. For instance, during economic downturns, companies may struggle to meet their financial obligations. In such scenarios, having investments in secured debentures can provide a safety net since these debentures are tied to specific assets. If the company goes bankrupt, secured debenture holders can potentially recover their investments through asset liquidation.Conversely, guaranteed debentures can offer a different kind of security. Investors are often drawn to them because of the assurance provided by the guarantee. This can be particularly beneficial for those who may not have the resources or expertise to analyze the underlying assets of a company. With guaranteed debentures, the focus shifts from asset evaluation to the reliability of the guarantor. This aspect can simplify the decision-making process for investors who prefer a more straightforward approach to assessing risk.Moreover, both types of debentures can provide regular income through interest payments, which can be an attractive feature for income-seeking investors. The interest rates on secured debenture and guaranteed debentures may vary based on the creditworthiness of the issuer and the prevailing market conditions. Generally, secured debentures might offer lower interest rates compared to unsecured ones due to their reduced risk profile, while guaranteed debentures might provide competitive rates depending on the strength of the guarantee.In conclusion, understanding the nuances between secured debenture and guaranteed debentures is vital for investors looking to navigate the complex landscape of fixed-income securities. Each type offers distinct advantages and serves different investment strategies. By incorporating both into their portfolios, investors can achieve a balance between risk and return, ultimately enhancing their overall financial stability. As the market continues to evolve, staying informed about these instruments will empower investors to make better choices and secure their financial futures.

在金融世界中，理解各种投资工具对于做出明智的决策至关重要。在这些工具中，担保债券和有保证的债券因其独特的特性和为投资者提供的安全程度而脱颖而出。担保债券是指一种由发行公司特定资产支持的债务工具。这意味着，如果公司未能履行其义务，担保债券持有者对所抵押的资产享有索赔权。这种额外的安全层通常使担保债券对那些优先考虑资本保值而非高回报的保守投资者更具吸引力。另一方面，有保证的债券是指由第三方（通常是母公司或金融机构）提供担保的债券。这种担保向投资者保证，即使发行实体面临财务困难，他们的本金也会得到偿还。这种担保的存在可以显著增强这些债券的吸引力，因为它降低了与投资相关的风险。投资者通常会感到安心，因为他们知道自己的投资得到了可信担保的保护。无论是担保债券还是有保证的债券，它们在多元化投资组合中都扮演着重要角色。例如，在经济低迷时期，公司可能难以履行其财务义务。在这种情况下，拥有担保债券的投资可以提供安全网，因为这些债券与特定资产挂钩。如果公司破产，担保债券持有者可以通过资产清算来恢复他们的投资。相反，有保证的债券可以提供另一种类型的安全性。投资者通常被其担保所吸引。这对于那些可能没有资源或专业知识来分析公司基础资产的投资者尤其有利。有了有保证的债券，重点就从资产评估转移到了担保人的可靠性。这一方面可以简化投资者评估风险的决策过程，特别是对于那些希望以更简单的方式进行风险评估的投资者。此外，这两种类型的债券都可以通过利息支付提供定期收入，这对寻求收入的投资者来说是一个有吸引力的特点。担保债券和有保证的债券的利率可能会根据发行人的信用worthiness和市场条件的变化而有所不同。一般来说，由于其降低的风险特征，担保债券可能提供比无担保债券更低的利率，而有保证的债券则可能根据担保的强度提供具有竞争力的利率。总之，了解担保债券和有保证的债券之间的细微差别对于希望在固定收益证券复杂环境中导航的投资者至关重要。每种类型都提供独特的优势，并服务于不同的投资策略。通过将这两者纳入投资组合，投资者可以在风险与回报之间实现平衡，从而最终增强整体财务稳定性。随着市场的不断发展，保持对这些工具的了解将使投资者能够做出更好的选择，保障他们的财务未来。