guaranteed bond

简明释义

担保公司债

英英释义

例句

1.A guaranteed bond typically offers lower interest rates compared to other types of bonds.

与其他类型的债券相比，担保债券通常提供较低的利率。

2.The government issued a guaranteed bond to fund public infrastructure projects.

政府发行了担保债券以资助公共基础设施项目。

3.Many retirees invest in guaranteed bonds for stable income during their retirement years.

许多退休人员投资于担保债券以在退休期间获得稳定收入。

4.Before purchasing a guaranteed bond, it’s important to check the issuer's credit rating.

在购买担保债券之前，检查发行者的信用评级是很重要的。

5.Investors often prefer a guaranteed bond because it provides a sense of security.

投资者通常更喜欢担保债券，因为它提供了一种安全感。

作文

In the world of finance, various investment options are available to individuals and institutions alike. One such option that has gained popularity among conservative investors is the guaranteed bond. A guaranteed bond refers to a type of bond that is backed by a third party, typically a government or a corporation, which assures the bondholder that they will receive their principal investment along with interest payments on time. This assurance makes guaranteed bonds an attractive choice for those who prioritize security over high returns.The concept of guaranteed bonds is rooted in the idea of risk management. Investors often seek to mitigate risks associated with market fluctuations and economic uncertainties. By investing in guaranteed bonds, they can rest assured that their investment is protected to a significant extent. For example, municipal bonds issued by local governments are often considered guaranteed bonds because they are backed by the taxing power of the municipality. This means that even if the local economy suffers, the government is still obligated to pay bondholders.Another common form of guaranteed bonds is those issued by corporations with strong credit ratings. These companies may offer guaranteed bonds to raise capital while providing investors with the confidence that their investment is secure. In this case, the corporation guarantees the repayment of the bond, making it a lower-risk investment compared to stocks or other volatile assets.One of the key advantages of guaranteed bonds is their predictable income stream. Investors can expect regular interest payments, which can be particularly beneficial for retirees or those seeking stable cash flow. The fixed nature of these payments allows for better financial planning and budgeting. Unlike stocks, where dividends can fluctuate, guaranteed bonds provide a consistent return, making them a reliable source of income.However, it is essential to note that guaranteed bonds are not without their drawbacks. Generally, the returns on these bonds are lower than those of riskier investments. Investors must weigh the trade-off between safety and potential growth. While guaranteed bonds offer peace of mind, they may not yield the same level of returns as equities or other higher-risk investments.In conclusion, guaranteed bonds serve as a vital component of a diversified investment portfolio, particularly for those seeking stability and security. Understanding the nature of guaranteed bonds and their role in risk management can help investors make informed decisions about their financial futures. As with any investment, it is crucial to conduct thorough research and consider individual risk tolerance before committing funds. Overall, guaranteed bonds represent a prudent choice for those looking to safeguard their investments while still earning a reasonable return.

在金融世界中，各种投资选项可供个人和机构选择。其中一种在保守投资者中越来越受欢迎的选择是担保债券。担保债券是指由第三方（通常是政府或公司）支持的一种债券，保证债券持有人将按时收到本金投资及利息支付。这种保障使得担保债券成为那些重视安全而非高回报的投资者的一个有吸引力的选择。担保债券的概念源于风险管理的思想。投资者通常寻求减轻与市场波动和经济不确定性相关的风险。通过投资于担保债券，他们可以放心，他们的投资在很大程度上是受到保护的。例如，由地方政府发行的市政债券通常被视为担保债券，因为它们是由市政的征税权力支持的。这意味着即使地方经济遭受损失，政府仍然有义务向债券持有人支付。另一种常见的担保债券形式是由信用评级较高的公司发行的债券。这些公司可能会提供担保债券以筹集资本，同时为投资者提供他们的投资是安全的信心。在这种情况下，公司保证偿还债券，使其与股票或其他波动资产相比成为一种低风险投资。担保债券的一个主要优点是它们提供可预测的收入流。投资者可以期待定期的利息支付，这对退休人员或寻求稳定现金流的人尤其有益。这些支付的固定性质使得财务规划和预算变得更加容易。与股票不同，股票的股息可能会波动，而担保债券提供了一致的回报，使其成为可靠的收入来源。然而，必须注意的是，担保债券并非没有缺点。一般来说，这些债券的回报低于风险较高的投资。投资者必须权衡安全性和潜在增长之间的权衡。虽然担保债券提供了安心，但它们可能不会像股票或其他高风险投资那样带来同样水平的回报。总之，担保债券作为多元化投资组合的重要组成部分，特别适合那些寻求稳定和安全的人。理解担保债券的性质及其在风险管理中的作用，可以帮助投资者做出明智的财务决策。与任何投资一样，在投入资金之前，进行彻底研究并考虑个人的风险承受能力至关重要。总体而言，担保债券代表了那些希望保护投资的同时仍能获得合理回报的人的明智选择。