secured liabilities; funded indebtedness

简明释义

担保负债

英英释义

例句

1.The audit revealed that the secured liabilities; funded indebtedness were higher than previously disclosed.

审计显示，担保负债；融资债务高于之前披露的水平。

2.Investors are concerned about the rising secured liabilities; funded indebtedness on the balance sheet.

投资者对资产负债表上不断上升的担保负债；融资债务感到担忧。

3.To improve liquidity, the firm decided to refinance its secured liabilities; funded indebtedness.

为了改善流动性，该公司决定重新融资其担保负债；融资债务。

4.The company reported a significant increase in secured liabilities; funded indebtedness due to the new loan agreement.

由于新的贷款协议，公司报告了显著增加的担保负债；融资债务。

5.Managing secured liabilities; funded indebtedness effectively is crucial for maintaining financial stability.

有效管理担保负债；融资债务对保持财务稳定至关重要。

作文

In the realm of finance and accounting, understanding the terms used to describe various forms of debt is crucial for both individuals and businesses. Two such terms that frequently arise in discussions about corporate financing are secured liabilities and funded indebtedness. These concepts play a significant role in assessing a company’s financial health and its ability to meet obligations. Secured liabilities refer to debts that are backed by collateral. This means that if the borrower fails to repay the loan, the lender has the right to claim the asset that was pledged as security. For instance, if a company takes out a loan to purchase machinery and uses that machinery as collateral, the loan is classified as a secured liability. This arrangement provides assurance to lenders, as they have a tangible asset to claim in case of default. Understanding secured liabilities is essential because they often come with lower interest rates compared to unsecured debts, making them a more attractive option for businesses looking to finance their operations.On the other hand, funded indebtedness refers to the total amount of debt that a company has incurred, including both secured and unsecured loans, which have been financed through long-term arrangements. This term encompasses all forms of borrowing that are intended to be paid back over time, typically through structured payments. The concept of funded indebtedness is vital for investors and analysts as it provides insight into a company's overall leverage. A high level of funded indebtedness may indicate that a company is heavily reliant on borrowed funds, which can be risky if not managed properly. Conversely, a low level of funded indebtedness can suggest that a company is operating with a conservative approach to financing, potentially leading to greater stability.The relationship between secured liabilities and funded indebtedness is important for understanding a company's capital structure. Companies often use a mix of secured and unsecured debt to optimize their financing strategies. By strategically leveraging secured liabilities, companies can access lower interest rates and improve cash flow management. However, excessive reliance on funded indebtedness can lead to financial distress, especially during economic downturns or periods of declining revenue. Therefore, it is crucial for businesses to strike a balance between using secured liabilities and managing their overall funded indebtedness effectively.In conclusion, both secured liabilities and funded indebtedness are fundamental concepts in the world of finance. They help stakeholders evaluate a company’s financial position and risk profile. As businesses navigate the complexities of funding their operations, a clear understanding of these terms can aid in making informed financial decisions. Whether you are an investor analyzing a potential investment or a business owner seeking to expand your operations, comprehending the implications of secured liabilities and funded indebtedness is essential for achieving long-term success in the marketplace.

在金融和会计领域，理解用于描述各种债务形式的术语对个人和企业至关重要。两个经常出现在企业融资讨论中的术语是担保负债和融资债务。这些概念在评估公司的财务健康状况及其履行义务的能力方面发挥着重要作用。担保负债是指有抵押品支持的债务。这意味着如果借款人未能偿还贷款，贷款人有权要求返还作为担保的资产。例如，如果一家公司贷款购买机器并用该机器作为抵押，则该贷款被归类为担保负债。这种安排为贷款人提供了保证，因为他们在违约情况下有可索赔的有形资产。理解担保负债至关重要，因为与无担保债务相比，它们通常具有更低的利率，这使得它们成为希望为运营融资的企业更具吸引力的选择。另一方面，融资债务是指公司所产生的所有债务总额，包括担保和无担保贷款，这些贷款通过长期安排融资。这个术语包含了所有打算分期偿还的借款，通常通过结构化的还款方式进行。融资债务的概念对投资者和分析师至关重要，因为它提供了对公司整体杠杆作用的洞察。较高的融资债务水平可能表明公司在很大程度上依赖借款，这在管理不当时可能会带来风险。相反，较低的融资债务水平可以表明公司在融资方面采取了保守的方式，从而可能导致更大的稳定性。担保负债和融资债务之间的关系对于理解公司的资本结构至关重要。公司通常使用担保和无担保债务的组合来优化其融资策略。通过战略性地利用担保负债，公司能够获得更低的利率并改善现金流管理。然而，过度依赖融资债务可能导致财务困境，尤其是在经济衰退或收入下降时期。因此，公司必须在使用担保负债和有效管理其整体融资债务之间取得平衡。总之，担保负债和融资债务都是金融世界中的基本概念。它们帮助利益相关者评估公司的财务状况和风险特征。当企业在融资运营的复杂性中航行时，清晰理解这些术语可以帮助做出明智的财务决策。无论您是分析潜在投资的投资者，还是寻求扩展业务的企业主，理解担保负债和融资债务的含义对在市场上实现长期成功至关重要。