obligation outstanding

简明释义

待支保留数

英英释义

An obligation outstanding refers to a financial commitment or liability that has not yet been fulfilled or settled.

未履行的义务指尚未完成或结清的财务承诺或负债。

例句

1.Before you can close the project, you must settle any obligation outstanding with the contractors.

在你关闭项目之前,必须清理与承包商的任何未履行的义务

2.The company has an obligation outstanding to pay its employees for the last month.

公司有一项未履行的义务,需要支付上个月的员工工资。

3.Our records show that there is an obligation outstanding on your account from last year.

我们的记录显示,您去年账户上有一项未履行的义务

4.The bank notified us of an obligation outstanding related to our loan agreement.

银行通知我们与贷款协议相关的未履行的义务

5.You need to address the obligation outstanding before applying for a new credit card.

在申请新信用卡之前,您需要解决这项未履行的义务

作文

In the realm of finance and business, the term obligation outstanding refers to a commitment or debt that has not yet been fulfilled or settled. This concept is crucial for both individuals and corporations, as it can significantly affect their financial health and operational decisions. Understanding obligation outstanding is essential for maintaining good credit ratings and ensuring that all debts are managed appropriately. When we talk about obligation outstanding, we often think about loans, credit card debts, or any other form of borrowing that requires repayment. For individuals, this might include student loans, mortgages, or personal loans that have been taken out but not yet paid off. For businesses, these obligations can take the form of bonds issued to investors, accounts payable to suppliers, or any other contractual commitments that require future cash outflows.The implications of having an obligation outstanding can be significant. For instance, if an individual fails to manage their outstanding obligations effectively, they may face penalties such as late fees, increased interest rates, or even legal action. Similarly, businesses that do not keep track of their obligations may find themselves in a precarious financial situation, leading to bankruptcy or insolvency.Moreover, the management of obligation outstanding is not solely about paying off debts; it also involves strategic planning and forecasting. Individuals must assess their income, expenses, and future financial needs to ensure they can meet their obligations. This often requires creating a budget that allocates funds for debt repayment while still allowing for savings and other financial goals.For businesses, managing obligation outstanding involves careful cash flow management. Companies must predict their future revenue and expenses to ensure they can meet their obligations when they come due. This might involve securing financing, renegotiating terms with creditors, or finding ways to increase revenue. Failure to do so can lead to missed payments, which can harm a company’s reputation and creditworthiness.In conclusion, understanding the concept of obligation outstanding is vital for anyone involved in financial decision-making, whether at an individual or corporate level. It encompasses more than just the act of borrowing money; it includes the responsibility of managing those debts effectively. By keeping track of their obligations and planning accordingly, individuals and businesses can avoid the pitfalls associated with unpaid debts and maintain a healthy financial standing. As we navigate through our financial lives, being aware of our obligation outstanding will enable us to make informed choices that promote stability and growth.

在金融和商业领域,短语obligation outstanding指的是尚未履行或结清的承诺或债务。这个概念对个人和企业都至关重要,因为它可以显著影响他们的财务健康和运营决策。理解obligation outstanding对于维持良好的信用评级和确保所有债务得到适当管理是非常必要的。当我们谈论obligation outstanding时,我们常常会想到贷款、信用卡债务或任何其他需要偿还的借款形式。对于个人而言,这可能包括学生贷款、抵押贷款或尚未偿还的个人贷款。对于企业来说,这些义务可能表现为向投资者发行的债券、应付账款或任何其他需要未来现金流出的合同承诺。拥有obligation outstanding的影响可能是显著的。例如,如果个人未能有效管理其未偿还的义务,他们可能面临罚款,例如滞纳金、利率上升甚至法律诉讼。同样,未能跟踪其义务的企业可能会发现自己处于危险的财务状况,导致破产或资不抵债。此外,管理obligation outstanding不仅仅是偿还债务;还涉及战略规划和预测。个人必须评估自己的收入、支出和未来的财务需求,以确保能够满足其义务。这通常需要制定预算,将资金分配用于债务偿还,同时仍然允许储蓄和其他财务目标。对于企业而言,管理obligation outstanding涉及仔细的现金流管理。公司必须预测未来的收入和支出,以确保能够在到期时满足其义务。这可能涉及获得融资、与债权人重新谈判条款或寻找增加收入的方法。未能做到这一点可能导致错过付款,这可能损害公司的声誉和信用。总之,理解obligation outstanding的概念对于任何参与财务决策的人来说都是至关重要的,无论是在个人还是企业层面。它不仅仅包括借钱的行为;还包括有效管理这些债务的责任。通过跟踪自己的义务并进行相应的规划,个人和企业可以避免与未偿还债务相关的陷阱,并保持健康的财务状况。在我们经历财务生活的过程中,意识到我们的obligation outstanding将使我们能够做出促进稳定和增长的明智选择。