cum interest

简明释义

带利息

英英释义

例句

1.He received his salary cum interest 连同利息 from the investment he made last year.

他收到了去年投资的薪水连同利息 cum interest 。

2.You must pay the overdue amount cum interest 连同利息 to avoid penalties.

您必须支付逾期金额连同利息 cum interest 以避免罚款。

3.The final bill was presented cum interest 连同利息 for the services rendered.

最终账单为提供的服务连同利息 cum interest 提交。

4.The loan amount was $10,000, and you need to repay it cum interest 连同利息 after one year.

贷款金额为10,000美元，您需要在一年后连同利息 cum interest 还款。

5.The bank will calculate your savings cum interest 连同利息 at the end of the month.

银行将在月底计算您的储蓄连同利息 cum interest 。

作文

In the world of finance and economics, understanding various terms is crucial for making informed decisions. One such term that often comes up in discussions about loans and investments is cum interest. This Latin phrase translates to 'with interest' in English and signifies that the amount being referred to includes any accrued interest. For example, when a loan is described as being due cum interest, it means that the borrower must repay not only the principal amount but also any interest that has accumulated over time.The concept of cum interest is particularly important in the context of loans and mortgages. When individuals take out a loan, they are typically required to pay back the original amount borrowed, known as the principal, along with interest. The interest is the cost of borrowing money, and it can accumulate quickly if not managed properly. Therefore, understanding that a payment is due cum interest helps borrowers grasp the total financial obligation they are facing.For instance, consider a scenario where someone borrows $10,000 at an annual interest rate of 5%. If they do not make any payments for one year, the total amount owed at the end of the year would be $10,500, which includes the original loan amount plus $500 in interest. If the lender states that the payment is due cum interest, the borrower needs to prepare to pay this total amount.Furthermore, cum interest is also relevant in investment contexts. Investors often need to evaluate the total returns on their investments, which include both the principal amount invested and any interest or dividends earned over time. For example, if an investor puts $5,000 into a savings account that earns 2% interest annually, after one year, the total amount in the account would be $5,100. Here, the total amount is considered cum interest, reflecting the growth of the investment.Understanding terms like cum interest is essential for anyone involved in financial transactions, whether as a borrower or an investor. It ensures that individuals are aware of their financial responsibilities and the potential growth of their investments. Moreover, clear communication about such terms can prevent misunderstandings and disputes between lenders and borrowers.In conclusion, the phrase cum interest plays a significant role in financial literacy. It serves as a reminder that financial obligations often extend beyond the principal amount and include additional costs such as interest. By comprehending this term, individuals can better navigate their financial decisions, ensuring they are fully aware of what is owed when engaging in loans or investments. As we continue to engage with complex financial systems, having a firm grasp of terms like cum interest will empower us to make smarter financial choices and ultimately lead to more successful outcomes in our financial endeavors.

在金融和经济的世界中，理解各种术语对于做出明智的决策至关重要。一个经常出现在关于贷款和投资讨论中的术语是cum interest。这个拉丁短语翻译成英语就是“连同利息”，表示所提到的金额包括任何应计利息。例如，当贷款被描述为到期时cum interest，这意味着借款人不仅需要偿还本金，还要偿还随时间累积的任何利息。cum interest的概念在贷款和抵押贷款的背景下尤为重要。当个人申请贷款时，通常需要偿还借入的原始金额，即本金，以及利息。利息是借钱的成本，如果管理不当，它可能会迅速累积。因此，理解付款是cum interest到期，有助于借款人掌握他们面临的总财务义务。例如，考虑一种情况，一个人以5%的年利率借款10,000美元。如果他们在一年内不进行任何还款，那么在一年结束时，他们所欠的总金额将是10,500美元，这包括原始贷款金额加上500美元的利息。如果贷方声明付款到期时cum interest，借款人需要准备支付这个总金额。此外，cum interest在投资环境中也很相关。投资者通常需要评估其投资的总回报，包括投资的本金和随时间获得的任何利息或股息。例如，如果一位投资者将5,000美元投入一个年利率为2%的储蓄账户，一年后，账户中的总金额将是5,100美元。在这里，总金额被视为cum interest，反映了投资的增长。理解像cum interest这样的术语对于任何参与金融交易的人来说都是必不可少的，无论是作为借款人还是投资者。这确保个人意识到他们的财务责任以及投资的潜在增长。此外，关于这些术语的清晰沟通可以防止贷方和借款人之间的误解和争议。总之，短语cum interest在金融素养中扮演着重要角色。它提醒我们，财务义务往往超出本金金额，包括额外的成本，如利息。通过理解这个术语，个人可以更好地驾驭他们的财务决策，确保在参与贷款或投资时充分意识到所欠的金额。随着我们继续与复杂的金融系统互动，牢牢掌握像cum interest这样的术语将使我们能够做出更聪明的财务选择，并最终在我们的财务努力中取得更成功的结果。