stupendous amount of funds lying idle

简明释义

呆滞大量资金

英英释义

例句

1.The company has a stupendous amount of funds lying idle in its accounts, which could be better invested.

这家公司在其账户中有一笔巨额闲置资金，可以更好地进行投资。

2.The government revealed that there was a stupendous amount of funds lying idle in public accounts that could be used for infrastructure.

政府透露，在公共账户中有一笔巨额闲置资金，可以用于基础设施建设。

3.During the meeting, we discussed the stupendous amount of funds lying idle and how to allocate them effectively.

在会议上，我们讨论了这笔巨额闲置资金以及如何有效分配它们。

4.Investors are frustrated to see a stupendous amount of funds lying idle while opportunities for growth are available.

投资者对看到一笔巨额闲置资金感到沮丧，而增长机会却随处可见。

5.The nonprofit organization is struggling despite having a stupendous amount of funds lying idle that could support various projects.

尽管拥有一笔巨额闲置资金可以支持各种项目，但这个非营利组织仍在苦苦挣扎。

作文

In today's rapidly evolving world, financial resources play a crucial role in driving innovation, supporting businesses, and fostering economic growth. However, one of the most concerning issues we face is the presence of a stupendous amount of funds lying idle. This phrase refers to an enormous sum of money that remains unutilized, often sitting in bank accounts or investment portfolios without contributing to any productive endeavor. The implications of such a situation are far-reaching, affecting not only individual investors but also the overall economy.To begin with, the existence of a stupendous amount of funds lying idle indicates a lack of confidence among investors. When individuals and institutions choose not to invest their money, it often stems from uncertainty about market conditions, political instability, or fear of potential losses. This hesitance can lead to a stagnation in economic growth, as less capital is available for startups, infrastructure projects, and other ventures that require funding. In contrast, when funds are actively invested, they can generate jobs, stimulate consumer spending, and ultimately contribute to a healthier economy.Moreover, the idle funds represent missed opportunities for wealth creation. When money is kept in savings accounts with minimal interest rates, it loses value over time due to inflation. Instead of allowing these funds to work for them, investors are effectively diminishing their purchasing power. For example, consider a scenario where a business has a significant amount of cash reserves but is hesitant to expand or innovate. By not reinvesting those funds into growth initiatives, the business risks falling behind competitors who are willing to take calculated risks. Therefore, the stupendous amount of funds lying idle can be detrimental not just to individual investors but also to entire industries.Furthermore, the issue of idle funds highlights the importance of financial literacy and education. Many individuals may not fully understand how to leverage their resources effectively. They might be unaware of the various investment options available to them, ranging from stocks and bonds to real estate and mutual funds. By improving financial education, we can empower more people to make informed decisions about their money, leading to a more dynamic economy where funds are utilized effectively rather than left dormant.In addition, governments and financial institutions have a role to play in addressing the problem of stupendous amount of funds lying idle. Policymakers can create incentives for investment, such as tax breaks or grants for businesses that reinvest their profits. Financial institutions can offer more competitive interest rates or innovative investment products that encourage individuals to put their money to work. By fostering an environment that promotes active investment, we can mitigate the negative effects of idle funds on the economy.In conclusion, the stupendous amount of funds lying idle serves as a reminder of the challenges we face in maximizing our financial resources. It underscores the need for greater investor confidence, enhanced financial literacy, and proactive policies to encourage investment. By addressing these issues, we can unlock the potential of these idle funds and drive economic growth, innovation, and prosperity for all. It is essential that we recognize the value of our financial resources and strive to utilize them in ways that benefit both ourselves and society as a whole.

在当今迅速发展的世界中，金融资源在推动创新、支持企业和促进经济增长方面发挥着至关重要的作用。然而，我们面临的一个最令人担忧的问题是存在大量的闲置资金。这个短语指的是一笔巨额资金未被利用，通常存放在银行账户或投资组合中，而没有为任何生产性事业做出贡献。这种情况的影响深远，不仅影响个人投资者，还影响整体经济。首先，闲置资金的存在表明投资者缺乏信心。当个人和机构选择不投资他们的钱时，往往源于对市场状况、政治不稳定或潜在损失的恐惧。这种犹豫可能导致经济增长的停滞，因为可用于初创企业、基础设施项目和其他需要资金的企业的资本减少。相反，当资金被积极投资时，它们可以创造就业机会，刺激消费者支出，并最终为更健康的经济做出贡献。此外，闲置资金代表着财富创造的失去机会。当钱保存在利率极低的储蓄账户中时，由于通货膨胀，它的价值随着时间的推移而下降。投资者没有让这些资金为他们工作，而是有效地减少了他们的购买力。例如，考虑一个场景，一个企业拥有大量现金储备，但对扩展或创新犹豫不决。通过不将这些资金再投资于增长计划，该企业冒着落后于愿意承担风险的竞争对手的风险。因此，闲置资金不仅对个人投资者有害，而且对整个行业也有害。此外，闲置资金问题突显了金融素养和教育的重要性。许多个人可能并不了解如何有效利用他们的资源。他们可能不知道可供选择的各种投资选项，从股票和债券到房地产和共同基金。通过提高金融教育，我们可以使更多人能够就他们的钱做出明智的决定，从而导致一个更加动态的经济，在这个经济中，资金得到有效利用，而不是处于休眠状态。此外，政府和金融机构在解决闲置资金问题上也发挥着重要作用。政策制定者可以为投资创造激励措施，例如对再投资利润的企业提供税收减免或补助。金融机构可以提供更具竞争力的利率或创新的投资产品，鼓励个人让他们的钱发挥作用。通过营造一种促进主动投资的环境，我们可以减轻闲置资金对经济的负面影响。总之，闲置资金提醒我们在最大化我们的金融资源方面面临的挑战。它强调了增强投资者信心、提高金融素养和采取积极政策以鼓励投资的必要性。通过解决这些问题，我们可以释放这些闲置资金的潜力，推动经济增长、创新和繁荣。我们必须认识到金融资源的价值，并努力以有利于自己和社会整体的方式利用它们。