large sum in ready money

简明释义

大批备用现金,大批现钞

英英释义

例句

1.Investors often prefer to see a large sum in ready money before committing to a project.

投资者通常希望在承诺一个项目之前看到一笔现成的大笔资金。

2.The auction required bidders to show a large sum in ready money to participate.

拍卖要求竞标者出示一笔现成的大笔资金才能参与。

3.He was able to buy the house because he had a large sum in ready money.

他能够买下那栋房子，因为他有一笔现成的大笔资金。

4.She felt secure knowing she had a large sum in ready money for emergencies.

她感到安心，因为她知道自己有一笔现成的大笔资金用于应急。

5.The business deal fell through because the partner couldn't provide a large sum in ready money.

这笔商业交易未能达成，因为合作伙伴无法提供一笔现成的大笔资金。

作文

In today's fast-paced world, the importance of having a large sum in ready money cannot be overstated. Financial stability and liquidity are crucial for individuals and businesses alike. A large sum in ready money refers to a significant amount of cash or cash-equivalent assets that can be easily accessed and utilized for immediate needs. This concept is particularly relevant in emergencies, investments, or unexpected opportunities that may arise. For individuals, having a large sum in ready money provides a safety net. It allows them to manage unforeseen circumstances such as medical emergencies, job loss, or urgent repairs without the stress of accumulating debt. For instance, if a person encounters a sudden health issue that requires immediate attention, having a large sum in ready money ensures that they can receive timely treatment without financial strain. Moreover, a large sum in ready money can facilitate better decision-making in personal finance. It empowers individuals to take calculated risks, whether it’s investing in stocks, purchasing property, or starting a new business venture. When opportunities arise, those with sufficient cash on hand can act quickly, securing advantageous deals that others might miss due to financial constraints. On a broader scale, businesses also greatly benefit from maintaining a large sum in ready money. Companies often face fluctuating market conditions, and having liquidity allows them to navigate these changes effectively. For example, during economic downturns, businesses with a substantial cash reserve can continue operations, pay employees, and even invest in growth opportunities while their competitors struggle. This financial flexibility can be the difference between thriving and merely surviving in a competitive landscape. Additionally, a large sum in ready money can enhance one’s creditworthiness. Lenders often look favorably upon individuals or businesses that demonstrate financial stability through liquid assets. Having cash readily available can lead to better loan terms, lower interest rates, and increased borrowing capacity, which is essential for financing larger projects or expansions. However, it is important to strike a balance. While having a large sum in ready money is beneficial, it should not come at the expense of other investment opportunities. Cash sitting idle may lose value over time due to inflation. Therefore, individuals and businesses must consider their overall financial strategy, ensuring that they allocate resources wisely while maintaining enough liquidity for immediate needs. In conclusion, the significance of a large sum in ready money is evident in various aspects of life. It provides security, enhances decision-making capabilities, supports business resilience, and improves creditworthiness. As we navigate an unpredictable world, understanding and managing our finances to maintain a healthy level of liquidity will empower us to seize opportunities and face challenges head-on. Ultimately, the ability to access a large sum in ready money can be a powerful tool for achieving financial success and stability.

在当今快节奏的世界中，拥有一笔大额现金的重要性不容小觑。财务稳定和流动性对个人和企业都至关重要。大额现金是指可以轻松获取并用于即时需求的大量现金或现金等价资产。这个概念在紧急情况、投资或突发机会出现时尤为相关。对于个人而言，拥有一笔大额现金提供了一个安全网。它使他们能够管理突发情况，例如医疗紧急情况、失业或紧急维修，而无需承受累积债务的压力。例如，如果一个人遇到突然的健康问题需要立即处理，拥有一笔大额现金可以确保他们能够及时接受治疗，而不必承受经济上的压力。此外，大额现金还可以促进个人财务决策的改善。它使个人能够承担经过深思熟虑的风险，无论是投资股票、购买房地产还是启动新业务。当机会出现时，手头有足够现金的人可以迅速行动，确保获得其他人由于财务限制而错过的有利交易。在更广泛的范围内，企业也极大地受益于保持一笔大额现金。公司经常面临市场条件波动，拥有流动性使它们能够有效应对这些变化。例如，在经济低迷期间，拥有大量现金储备的企业可以继续运营、支付员工，甚至在竞争对手挣扎时投资于增长机会。这种财务灵活性可能是在竞争激烈的环境中繁荣与生存之间的区别。此外，拥有一笔大额现金可以提高一个人的信用worthiness。贷方通常对那些通过流动资产展示财务稳定的个人或企业持积极态度。手头有现金可以导致更好的贷款条件、更低的利率以及更高的借款能力，这对融资更大项目或扩张至关重要。然而，重要的是要找到平衡。虽然拥有一笔大额现金是有益的，但不应以牺牲其他投资机会为代价。闲置的现金可能会因通货膨胀而贬值。因此，个人和企业必须考虑整体财务战略，确保明智地分配资源，同时保持足够的流动性以满足即时需求。总之，大额现金的重要性在生活的各个方面都是显而易见的。它提供安全感，增强决策能力，支持商业韧性，并改善信用worthiness。在我们应对不可预测的世界时，理解和管理我们的财务以保持健康的流动性水平将使我们能够抓住机会，迎接挑战。最终，能够获取一笔大额现金可以成为实现财务成功和稳定的强大工具。