packing credit; packing letter of credit

简明释义

打包信用证

英英释义

例句

1.The bank issued a packing letter of credit after verifying the exporter's documents.

在核实出口商的文件后，银行签发了一个打包信用证。

2.The exporter secured a packing credit to finance the purchase of raw materials for their shipment.

出口商获得了一个打包信用以资助其货物运输的原材料采购。

3.Before shipping the goods, the company applied for a packing letter of credit to ensure payment from the buyer.

在发货之前，公司申请了一个打包信用证以确保买方的付款。

4.Using a packing credit allows businesses to manage cash flow effectively during peak production periods.

使用打包信用可以帮助企业在高峰生产期间有效管理现金流。

5.A packing credit can be beneficial for small exporters who need immediate funds to fulfill orders.

对于需要立即资金来完成订单的小型出口商来说，打包信用是有益的。

作文

In the world of international trade, financial instruments play a crucial role in facilitating transactions between buyers and sellers. One such instrument is the packing credit, which serves as a short-term financing option for exporters. This type of credit allows exporters to receive funds before they ship their goods, ensuring they have the necessary capital to prepare their products for export. The packing letter of credit, on the other hand, is a document issued by a bank that guarantees payment to the exporter upon presentation of specific shipping documents. Together, these financial tools streamline the export process and reduce the risks associated with international trade.The concept of packing credit is particularly significant for small and medium-sized enterprises (SMEs) that may lack the financial resources to manage production costs upfront. By securing packing credit, exporters can purchase raw materials, pay for labor, and cover other expenses related to preparing their goods for shipment. This financing option not only helps companies maintain cash flow but also enhances their competitiveness in the global market.When an exporter applies for packing credit, they typically need to provide documentation that outlines the details of the export transaction, including the purchase order, pro forma invoice, and any relevant contracts. The bank evaluates this information and assesses the risk involved in providing the credit. If approved, the exporter receives the funds, which are usually repaid once the goods are shipped and payment is received from the buyer.The packing letter of credit is equally important in the export process. It acts as a safeguard for both the exporter and the importer. For the exporter, it ensures that they will receive payment for their goods, as long as they comply with the terms set forth in the letter of credit. For the importer, it provides assurance that the goods will be shipped as promised. The packing letter of credit specifies the documents required for payment, such as the bill of lading, commercial invoice, and packing list, which must be presented to the bank to trigger the payment process.Furthermore, the use of packing credit and packing letter of credit can significantly reduce the risk of non-payment or delayed payment in international transactions. In many cases, exporters face challenges like currency fluctuations, political instability, and varying regulations in different countries. By utilizing these financial instruments, exporters can mitigate some of these risks and focus on growing their business.In conclusion, understanding the roles of packing credit and packing letter of credit is essential for anyone involved in international trade. These financial tools not only support exporters in managing their cash flow but also enhance the security of transactions. As globalization continues to expand, the importance of these instruments will likely increase, making it vital for businesses to familiarize themselves with the intricacies of packing credit and packing letter of credit to navigate the complexities of international commerce effectively.

在国际贸易的世界中，金融工具在促进买卖双方交易方面发挥着至关重要的作用。其中一种工具是打包信贷，它作为出口商的短期融资选项。这种类型的信贷允许出口商在发货前获得资金，确保他们拥有必要的资本来准备产品进行出口。而打包信用证则是银行出具的一种文件，保证在提交特定的运输文件时向出口商付款。这两种金融工具共同简化了出口流程，并降低了国际贸易中的风险。打包信贷的概念对于缺乏财务资源以提前管理生产成本的小型和中型企业（SME）尤其重要。通过获得打包信贷，出口商可以购买原材料、支付劳动力费用以及覆盖与准备商品出口相关的其他费用。这种融资选项不仅有助于公司维持现金流，还增强了它们在全球市场上的竞争力。当出口商申请打包信贷时，他们通常需要提供文件，概述出口交易的详细信息，包括采购订单、形式发票和任何相关合同。银行评估这些信息并评估提供信贷的风险。如果批准，出口商将收到资金，这些资金通常在货物发运并从买方处收款后偿还。打包信用证在出口过程中同样重要。它为出口商和进口商提供了保障。对于出口商而言，它确保他们会收到货物的付款，只要他们遵守信用证中规定的条款。对于进口商而言，它提供了货物按承诺发运的保证。打包信用证指定了付款所需的文件，例如提单、商业发票和装箱单，这些文件必须提交给银行以触发付款流程。此外，使用打包信贷和打包信用证可以显著降低国际交易中不付款或延迟付款的风险。在许多情况下，出口商面临诸如货币波动、政治不稳定和不同国家的法规差异等挑战。通过利用这些金融工具，出口商可以减轻一些风险，专注于业务增长。总之，理解打包信贷和打包信用证的作用对任何参与国际贸易的人来说都是至关重要的。这些金融工具不仅支持出口商管理现金流，还增强了交易的安全性。随着全球化的不断扩展，这些工具的重要性可能会增加，因此企业熟悉打包信贷和打包信用证的复杂性，以有效应对国际商业的复杂性，将变得至关重要。