gearing adjustment

简明释义

搭配率调整

英英释义

例句

1.The board meeting focused on potential gearing adjustments to enhance shareholder value.

董事会会议集中讨论了潜在的资本结构调整以增强股东价值。

2.The financial analyst recommended a gearing adjustment to reduce the company's debt-to-equity ratio.

财务分析师建议进行资本结构调整以降低公司的债务与股本比率。

3.After reviewing the project’s performance, the team decided to implement a gearing adjustment to improve profitability.

在审查项目表现后，团队决定实施资本结构调整以提高盈利能力。

4.Investors often look for signs of gearing adjustment when assessing a company’s financial health.

投资者在评估公司的财务健康状况时，通常会寻找资本结构调整的迹象。

5.The CEO explained that a gearing adjustment could help the firm become more competitive in the market.

首席执行官解释说，资本结构调整可以帮助公司在市场上变得更具竞争力。

作文

In the world of finance and investment, understanding the concept of gearing adjustment is crucial for both individual investors and large corporations. Gearing, in essence, refers to the ratio of a company's debt to its equity. A high gearing ratio indicates that a company relies heavily on borrowed funds, while a low ratio suggests that it is more self-sufficient. The gearing adjustment is a method used to alter this ratio, either by increasing equity or reducing debt. This adjustment can significantly impact a company's financial health and risk profile.One of the primary reasons companies pursue gearing adjustment is to optimize their capital structure. A balanced capital structure can reduce the cost of capital, making it cheaper for companies to finance their operations and growth. For instance, if a company finds itself with a high level of debt, it may look to issue new shares to raise equity. This action would dilute existing shareholders' stakes but could lower the overall risk associated with high debt levels.Conversely, a company with a low gearing ratio might consider taking on additional debt to finance expansion projects. By doing so, they can leverage their equity to achieve higher returns on investment. However, this strategy comes with risks, especially if market conditions change or if the company fails to generate sufficient cash flow to meet its debt obligations.The timing of a gearing adjustment is also critical. Companies often assess their gearing ratios during strategic planning sessions or when preparing for significant investments. Economic conditions, interest rates, and market sentiment can all influence these decisions. For example, in a low-interest-rate environment, firms may be more inclined to borrow, as the cost of servicing debt is lower. On the other hand, during economic downturns, companies may prioritize reducing debt to enhance financial stability.Investors should pay close attention to a company's gearing ratio and any gearing adjustment strategies it implements. High levels of debt can lead to financial distress, especially in volatile markets. Therefore, understanding how management plans to adjust their gearing can provide insights into the company's long-term viability and risk management practices.Moreover, the concept of gearing adjustment is not limited to corporations. Individuals can also apply this principle in personal finance. For example, someone looking to buy a home may need to consider their own gearing ratio, which includes their mortgage debt relative to their income and savings. Adjusting this ratio by paying down debt or increasing savings can lead to better financial health and security.In conclusion, gearing adjustment is a vital financial strategy that helps companies and individuals manage their debt and equity effectively. By understanding and implementing appropriate adjustments, entities can navigate the complexities of finance and position themselves for future success. Whether one is managing a corporation's capital structure or personal finances, the principles of gearing and the necessary adjustments play a significant role in achieving financial stability and growth.

在金融和投资的世界中，理解“gearing adjustment”这一概念对个人投资者和大型企业来说至关重要。杠杆，实质上，是指公司债务与股本的比率。高杠杆比率表明公司在很大程度上依赖借款，而低比率则表明它更加自给自足。“gearing adjustment”是一种用于改变这一比率的方法，既可以通过增加股本，也可以通过减少债务。这一调整可以显著影响公司的财务健康和风险状况。公司追求“gearing adjustment”的主要原因之一是优化其资本结构。平衡的资本结构可以降低资本成本，使公司融资运营和增长的费用更低。例如，如果一家公司发现自己负债累累，可能会考虑发行新股以筹集股本。这一举措将稀释现有股东的股份，但可以降低与高债务水平相关的整体风险。相反，低杠杆比率的公司可能会考虑承担额外债务来融资扩张项目。通过这样做，他们可以利用自己的股本获得更高的投资回报。然而，这种策略伴随着风险，尤其是在市场条件变化或公司未能产生足够现金流以满足债务义务时。“gearing adjustment”的时机也至关重要。公司通常在战略规划会议或准备重大投资时评估其杠杆比率。经济条件、利率和市场情绪都可能影响这些决策。例如，在低利率环境中，企业可能更倾向于借款，因为偿还债务的成本较低。另一方面，在经济衰退期间，公司可能会优先考虑减少债务以增强财务稳定性。投资者应密切关注公司的杠杆比率及其实施的任何“gearing adjustment”策略。高水平的债务可能导致财务困境，尤其是在动荡的市场中。因此，了解管理层计划如何调整其杠杆比率可以提供有关公司长期生存能力和风险管理实践的洞察。此外，“gearing adjustment”的概念并不限于公司。个人也可以在个人财务中应用这一原则。例如，想要买房的人可能需要考虑自己的杠杆比率，包括抵押贷款债务相对于收入和储蓄的比例。通过偿还债务或增加储蓄来调整这一比率，可以改善财务健康和安全性。总之，“gearing adjustment”是一项重要的财务策略，有助于公司和个人有效管理其债务和股本。通过理解和实施适当的调整，实体可以驾驭财务的复杂性，并为未来的成功做好准备。无论是管理公司的资本结构还是个人财务，杠杆的原则和必要的调整在实现财务稳定和增长方面发挥着重要作用。