cash on deposit; cash in deposit; cash in bank

简明释义

存银行现金

英英释义

例句

1.To ensure liquidity, the firm maintains a minimum level of cash in bank at all times.

为了确保流动性，该公司始终保持最低的银行现金水平。

2.The company has a large amount of cash on deposit to cover any unexpected expenses.

该公司有大量的存款现金用于应对任何意外支出。

3.Before making a big investment, it's wise to check your cash in bank balance.

在进行重大投资之前，检查一下你的银行现金余额是明智的。

4.She transferred her cash in deposit to a higher interest account.

她把自己的存款现金转到了一个更高利息的账户中。

5.The accountant confirmed that there was sufficient cash on deposit for the upcoming project.

会计确认即将进行的项目有足够的存款现金。

作文

In today's financial world, understanding the terms related to money management is crucial. Among these terms, cash on deposit (存款现金), cash in deposit (存款中的现金), and cash in bank (银行中的现金) are often used interchangeably but have subtle differences that can impact how we manage our finances. Firstly, let’s explore what cash on deposit means. This term refers to the money that an individual or organization has deposited in a financial institution, which is available for withdrawal. It is important because it indicates liquidity; that is, how quickly assets can be converted into cash without affecting their market price. Having cash on deposit provides a safety net for individuals or businesses, allowing them to access funds easily when needed. For instance, if a business needs to cover unexpected expenses, having sufficient cash on deposit can ensure they meet their obligations without delay.Next, we have cash in deposit, which is slightly different. This phrase emphasizes the idea that the cash is currently held in a deposit account, such as a savings account, rather than being physically present in the form of cash. The distinction is subtle but significant; cash in deposit refers to the actual amount that is recorded in a bank account, which may also earn interest over time. Understanding this term is vital for anyone looking to maximize their savings. For example, an individual might choose to keep their savings as cash in deposit to benefit from interest accrual, which can help grow their wealth over time.Lastly, cash in bank encompasses all forms of cash that an individual or business has in their bank accounts, including checking accounts, savings accounts, and any other liquid assets. This term is broader and includes both cash on deposit and cash in deposit. Knowing how much cash in bank one has is essential for effective financial planning. It helps individuals and businesses assess their financial health and make informed decisions regarding spending, saving, and investing.In conclusion, while cash on deposit, cash in deposit, and cash in bank might seem similar at first glance, they serve distinct purposes in the realm of finance. Understanding these terms not only aids in better financial management but also empowers individuals and businesses to make informed decisions about their money. Whether you are saving for a rainy day or planning for future investments, knowing the nuances of these terms can lead to better financial outcomes. Therefore, it is essential to grasp these concepts fully and apply them in real-life financial scenarios to enhance one's monetary well-being.

在当今的金融世界中，理解与资金管理相关的术语至关重要。在这些术语中，cash on deposit（存款现金）、cash in deposit（存款中的现金）和cash in bank（银行中的现金）常常可以互换使用，但它们之间的细微差别可能会影响我们如何管理财务。首先，让我们探讨一下cash on deposit的含义。这个术语指的是个人或组织在金融机构存入的可供提取的资金。它的重要性在于它表明流动性；即资产转化为现金的速度，而不影响其市场价格。拥有cash on deposit为个人或企业提供了一个安全网，使他们能够在需要时轻松获取资金。例如，如果一家企业需要支付意外费用，拥有足够的cash on deposit可以确保他们及时履行义务。接下来，我们有cash in deposit，这略有不同。这个短语强调现金目前被存放在存款账户中，例如储蓄账户，而不是以现金的形式实际存在。这个区别微妙但重要；cash in deposit指的是在银行账户中记录的实际金额，这笔钱也可能随着时间的推移而产生利息。理解这个术语对任何希望最大化储蓄的人来说都是至关重要的。例如，个人可能选择将其储蓄作为cash in deposit来获得利息收益，这可以帮助他们随着时间的推移积累财富。最后，cash in bank涵盖了个人或企业在其银行账户中拥有的所有现金形式，包括支票账户、储蓄账户和任何其他流动资产。这个术语更广泛，包括cash on deposit和cash in deposit。了解自己有多少cash in bank对于有效的财务规划至关重要。它帮助个人和企业评估其财务健康状况，并就支出、储蓄和投资做出明智的决策。总之，虽然cash on deposit、cash in deposit和cash in bank乍一看似乎相似，但在金融领域中，它们各自服务于不同的目的。理解这些术语不仅有助于更好的财务管理，还能使个人和企业能够对其资金做出明智的决策。无论您是为雨天储蓄还是规划未来的投资，了解这些术语的细微差别都可以带来更好的财务结果。因此，充分掌握这些概念并将其应用于实际财务场景中，以增强个人的货币福祉，是非常必要的。