carrying charge

简明释义

存量资产费用

英英释义

A carrying charge is a cost incurred for holding an asset or investment over a period of time, typically including expenses such as interest, storage, and insurance.

持有费用是指在一段时间内持有资产或投资所产生的成本，通常包括利息、存储和保险等费用。

例句

1.Investors should be aware of any carrying charge associated with their investments.

投资者应该注意与其投资相关的任何持有费用。

2.The bank charges a carrying charge for maintaining the balance on your credit card.

银行对您的信用卡余额收取持有费用。

3.Before making a purchase, check if there are any carrying charges involved.

在购买之前，检查是否涉及任何持有费用。

4.The carrying charge for storing goods can add up over time.

存储货物的持有费用会随着时间的推移而增加。

5.The carrying charge on this loan can increase the total amount you owe.

这笔贷款的持有费用可能会增加您所欠的总金额。

作文

In the world of finance and accounting, understanding various terms is crucial for making informed decisions. One such term that often comes up is carrying charge, which refers to the cost associated with holding an asset over a period of time. This can include interest expenses, storage fees, insurance costs, and other related expenses that accumulate while the asset is being held. For instance, when a company decides to keep inventory on hand, it incurs carrying charges in the form of warehousing costs and capital tied up in those goods. The concept of carrying charges plays a significant role in investment strategies. Investors must consider these charges when evaluating the profitability of holding certain assets, such as real estate or commodities. If the carrying charge exceeds the expected return from the asset, it may not be a wise investment choice. Therefore, understanding how to calculate and manage carrying charges can help investors make better decisions.Moreover, carrying charges are also relevant in the context of futures contracts. When traders hold a position in a commodity futures contract, they need to account for the carrying charges associated with that commodity. These charges can influence the pricing of futures contracts and impact trading strategies. For example, if the carrying charge for a particular commodity is high, it may deter traders from holding long positions, as the costs could outweigh potential profits.In addition to investments, carrying charges are pertinent in everyday financial transactions. For individuals who carry a balance on their credit cards, the carrying charge takes the form of interest payments. This means that the longer one carries a balance, the more they will pay in interest, which can significantly increase the total cost of purchases. Understanding this concept encourages individuals to pay off their balances promptly to avoid accumulating high carrying charges.Ultimately, grasping the idea of carrying charges is essential for both businesses and individuals. It helps in budgeting, investment planning, and financial decision-making. By recognizing the implications of carrying charges, one can better navigate the complexities of financial management. In conclusion, whether you are a seasoned investor or an everyday consumer, understanding carrying charges can lead to smarter financial choices and improved economic outcomes.

在金融和会计的世界中，理解各种术语对于做出明智的决策至关重要。其中一个常常出现的术语是持有费用，它指的是在一段时间内持有资产所产生的成本。这可能包括利息费用、存储费用、保险费用以及在持有资产期间累积的其他相关费用。例如，当一家公司决定保留库存时，它会产生以仓储成本和这些商品占用的资本形式的持有费用。持有费用的概念在投资策略中扮演着重要角色。投资者在评估持有某些资产的盈利能力时，必须考虑这些费用。如果持有费用超过了资产的预期回报，那么这可能不是一个明智的投资选择。因此，理解如何计算和管理持有费用可以帮助投资者做出更好的决策。此外，持有费用在期货合约的背景下也很相关。当交易者在商品期货合约中持有头寸时，他们需要考虑与该商品相关的持有费用。这些费用可以影响期货合约的定价，并影响交易策略。例如，如果某种商品的持有费用很高，可能会阻止交易者持有多头头寸，因为成本可能超过潜在利润。除了投资之外，持有费用在日常金融交易中也是相关的。对于那些在信用卡上保持余额的个人来说，持有费用以利息支付的形式出现。这意味着，持有余额的时间越长，支付的利息就越多，这可能显著增加购买的总成本。理解这一概念鼓励个人及时偿还余额，以避免累积高额的持有费用。最终，掌握持有费用的概念对于企业和个人都是至关重要的。它有助于预算编制、投资规划和财务决策。通过认识到持有费用的影响，一个人可以更好地应对财务管理的复杂性。总之，无论你是经验丰富的投资者还是普通消费者，理解持有费用都可以导致更聪明的财务选择和改善的经济结果。