velocity of deposit money

简明释义

存款货币流通速度

英英释义

例句

1.During economic downturns, the velocity of deposit money 存款货币的流通速度 tends to decrease as people save more and spend less.

在经济衰退期间，存款货币的流通速度 存款货币的流通速度往往会下降，因为人们会更多地储蓄而减少消费。

2.The government is monitoring the velocity of deposit money 存款货币的流通速度 to gauge the effectiveness of its monetary policy.

政府正在监测存款货币的流通速度 存款货币的流通速度以评估其货币政策的有效性。

3.A higher velocity of deposit money 存款货币的流通速度 can lead to increased bank profits as they are able to lend more.

更高的存款货币的流通速度 存款货币的流通速度可以导致银行利润增加，因为他们能够借出更多资金。

4.The bank reported an increase in the velocity of deposit money 存款货币的流通速度, indicating that customers are withdrawing and depositing funds more frequently.

银行报告称，存款货币的流通速度 存款货币的流通速度增加，表明客户的取款和存款频率更高。

5.If the velocity of deposit money 存款货币的流通速度 increases too rapidly, it could signal inflationary pressures in the economy.

如果存款货币的流通速度 存款货币的流通速度增长过快，可能会预示着经济中的通货膨胀压力。

作文

The concept of the velocity of deposit money is crucial in understanding how money circulates within an economy. It refers to the speed at which deposit money moves through the banking system and is used for transactions. This velocity can significantly impact economic growth, inflation rates, and overall financial stability. When the velocity of deposit money is high, it indicates that money is being spent and re-spent quickly, which can stimulate economic activity. Conversely, a low velocity suggests that money is being hoarded or not utilized effectively, leading to stagnation in economic growth.To illustrate this concept, consider a scenario where individuals and businesses are confident in the economy. They are more likely to spend their money rather than save it, resulting in a high velocity of deposit money. This increased spending can lead to higher demand for goods and services, prompting businesses to invest and expand, ultimately creating jobs and increasing income levels. In such a situation, the economy thrives as the money flows rapidly through various sectors.On the other hand, during times of economic uncertainty, people tend to save more and spend less. This behavior leads to a decrease in the velocity of deposit money, as funds remain stagnant in bank accounts rather than being circulated in the economy. The reduced spending can result in lower demand for products, which may force businesses to cut back on production and lay off employees, further exacerbating the economic downturn.Central banks monitor the velocity of deposit money as part of their monetary policy strategies. By understanding the velocity, they can make informed decisions about interest rates and other economic measures. For example, if the velocity is declining, a central bank might lower interest rates to encourage borrowing and spending. Conversely, if the velocity is rising too quickly, it may lead to inflation, prompting the central bank to increase interest rates to cool down the economy.In conclusion, the velocity of deposit money is a vital indicator of economic health. It reflects the relationship between money supply and economic activity, influencing monetary policy and the overall financial landscape. Understanding this concept allows individuals, businesses, and policymakers to make more informed decisions that can contribute to a stable and growing economy. As we navigate through various economic cycles, keeping an eye on the velocity of deposit money can provide valuable insights into the dynamics of our financial system.

存款货币的流通速度这一概念对于理解货币在经济中的流动至关重要。它指的是存款货币在银行系统中流动和用于交易的速度。这种流通速度会显著影响经济增长、通货膨胀率和整体金融稳定性。当存款货币的流通速度较高时，表明货币被迅速消费和再消费，这可以刺激经济活动。相反，低流通速度则表明货币被囤积或未得到有效利用，导致经济增长停滞。为了说明这一概念，考虑一个个人和企业对经济充满信心的场景。他们更可能花钱而不是存钱，从而导致存款货币的流通速度提高。这种增加的消费可以导致对商品和服务的需求上升，促使企业进行投资和扩张，最终创造就业机会并提高收入水平。在这种情况下，经济蓬勃发展，资金在各个部门之间快速流动。另一方面，在经济不确定时期，人们往往更倾向于储蓄而不是消费。这种行为导致存款货币的流通速度下降，因为资金停滞在银行账户中，而不是在经济中流通。减少的消费可能导致产品需求下降，这可能迫使企业减少生产并裁员，进一步加剧经济衰退。中央银行监测存款货币的流通速度，以作为其货币政策策略的一部分。通过理解流通速度，他们可以就利率和其他经济措施做出明智的决策。例如，如果流通速度在下降，中央银行可能会降低利率以鼓励借贷和消费。相反，如果流通速度过快，可能会导致通货膨胀，促使中央银行提高利率以冷却经济。总之，存款货币的流通速度是经济健康的重要指标。它反映了货币供应与经济活动之间的关系，影响着货币政策和整体金融格局。理解这一概念使个人、企业和政策制定者能够做出更明智的决策，从而有助于实现稳定和增长的经济。在我们经历各种经济周期时，关注存款货币的流通速度可以为我们提供关于金融系统动态的宝贵见解。