in credit

简明释义

存户结存［商业］

英英释义

例句

1.If you keep your spending in check, you will remain in credit.

如果你控制好你的消费，你将保持有余额。

2.It's always a good feeling to end the month in credit rather than in debt.

结束这个月时有余额总是让人感觉很好，而不是负债。

3.After paying the bills, I was surprised to find that I was in credit this month.

在支付账单后，我惊讶地发现这个月我居然有余额。

4.The customer service representative informed me that my account is in credit and I can withdraw funds anytime.

客服代表告诉我，我的账户有余额，我可以随时提取资金。

5.I checked my bank account and I was pleased to see that I was still in credit.

我查看了我的银行账户，看到我仍然有余额，很高兴。

作文

In today's fast-paced world, managing personal finances is more important than ever. One of the key concepts that individuals must understand is being in credit, which refers to a situation where an individual has a positive balance in their bank account or credit line. This means that they have more money available than what they owe, allowing them to make purchases without incurring debt. Being in credit is crucial for financial stability and provides a sense of security. When someone is in credit, they can easily handle unexpected expenses, such as medical bills or car repairs, without the stress of borrowing money. For instance, if an individual has a savings account that is in credit, they can tap into those funds whenever necessary. This not only helps in maintaining a good credit score but also promotes responsible spending habits. Moreover, being in credit can lead to opportunities for financial growth. Banks and financial institutions often look favorably upon individuals who maintain a positive balance. This can result in lower interest rates on loans and credit cards, making it easier to finance larger purchases, such as a home or a car. Additionally, having a good credit standing can open doors to better job prospects, as some employers check credit histories as part of their hiring process. On the other hand, failing to stay in credit can lead to severe consequences. If an individual consistently spends beyond their means, they may find themselves in debt, which can be difficult to escape. Credit card debt, in particular, can accumulate quickly due to high-interest rates, leading to a cycle of borrowing that is hard to break. Therefore, it is essential to create a budget and stick to it, ensuring that one remains in credit. In conclusion, understanding the concept of being in credit is vital for anyone looking to achieve financial security. It empowers individuals to make informed decisions about their spending and saving habits. By prioritizing staying in credit, people can enjoy peace of mind and the freedom to pursue their financial goals without the burden of debt. Ultimately, being in credit is not just about having money in the bank; it is about building a solid foundation for a secure financial future.

在当今快节奏的世界中，管理个人财务比以往任何时候都更为重要。个人必须理解的一个关键概念是处于信用状态，这指的是个人在其银行账户或信用额度中拥有正余额的情况。这意味着他们可支配的资金超过了他们所欠的款项，使他们能够在不产生债务的情况下进行消费。处于信用状态对财务稳定至关重要，并提供了一种安全感。当某人处于信用状态时，他们可以轻松应对意外支出，例如医疗账单或汽车维修，而无需借钱的压力。例如，如果一个人有一个处于信用状态的储蓄账户，他们可以在必要时提取这些资金。这不仅有助于维护良好的信用评分，还促进负责任的消费习惯。此外，处于信用状态可以带来财务增长的机会。银行和金融机构通常会对保持正余额的个人持积极态度。这可能导致贷款和信用卡的利率降低，使得融资大额购买（如房屋或汽车）变得更容易。此外，良好的信用状况也可能为更好的就业前景铺平道路，因为一些雇主在招聘过程中会检查信用历史。另一方面，未能保持信用状态可能导致严重后果。如果一个人持续超支，他们可能会发现自己陷入债务，这很难摆脱。尤其是信用卡债务，由于高利率，可能迅速累积，导致难以打破的借贷循环。因此，制定预算并坚持执行至关重要，以确保一个人保持在信用状态。总之，理解处于信用状态的概念对于任何希望实现财务安全的人来说都是至关重要的。它使个人能够就其消费和储蓄习惯做出明智的决策。通过优先考虑保持在信用状态，人们可以享受内心的平静和追求财务目标的自由，而不必承受债务的负担。最终，处于信用状态不仅仅是指银行里有钱；它是建立安全财务未来的坚实基础。